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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits

Summer Party Liability Concerns

Tony  Scurich Tony Scurich , 6/2/2014
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Scurich Insurance Services, CA, Homeowners insuranceSummer is right around the corner, and with it comes a parade of graduations, barbecues, holidays and other gatherings with family and friends. Although summer parties are a source of excitement for most people, these get-togethers can also raise the risk of expensive liability claims.  Whether you are throwing a birthday party or hosting a Father's Day picnic at your home, you never know when an accident could occur. As more people enter your home, the risk of someone sustaining an injury on your property increases dramatically. For example, if you are operating a grill during a summer barbecue, your guests could be burnt accidentally. Likewise, if you own a pool, guests could injure themselves diving in, or they could slip and fall on the wet ground next to the pool. If someone sustains an injury on your property, they may file a lawsuit against you in order to recover medical expenses and/or lost wages related to the injury. If you don't have enough homeowners insurance coverage to pay the damages awarded to the individual in court, you will be forced to come up with the money on your own, which can lead to serious financial problems. In some cases, a large liability settlement could even require you to file bankruptcy or sell your home and other valuable assets in order to pay the amount you owe. If you are planning to host any parties this summer, review your homeowners insurance policy before you send out the invitations to ensure that you have the proper amount of liability coverage. If you discover that your coverage is lacking, consider investing in additional coverage to protect yourself against loss. If you aren't sure whether your policy provides sufficient coverage, consult our office for guidance.