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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits
Why you need Employment Practice Liability Coverage
While the current economy shows signs of improvement, news reports often report an increase in filing of employment-related suits when the job markets are difficult. Keep in mind, California tends to be an "employee-friendly" state and no business, regardless of their size is safe from employee lawsuits. Even if you have done everything "by the book" this is no guarantee an employee will not file a lawsuit claiming unlawful termination, sexual harassment or even a pay-related claim against you. Employment practice liability coverage and your business Should you face legal problems after you have fired an employee, your coverage can help minimize the legal costs you could be facing. Additionally, should the courts rule in favor of the employee, these policies can help cover the amounts you would otherwise have to pay from your business. Employment related claims can include:
  • Sexual harassment - long gone are the days when only women complained about sexual harassment on the job. Today, nearly 7% of all claims filed are by men.
  • Wrongful termination - whether an employee was an "at will" or had a written contract, there is a potential you could be sued for wrongful termination. Employees who are let go for cause or as part of a mass layoff could potentially file suit against your business.
  • Family medical leave act violations - employees who feel the rights afforded to them under the family medical leave act (FMLA) may file suit. This includes employees who were refused time off, or employees who were terminated in a layoff during a covered absence.
Federal and California employment laws are very specific regarding discrimination and the employees right to a safe workplace. Many employers will never have a disgruntled employee file a suit against them but, if you are one of the unlucky ones, having the appropriate employment practice liability coverage can save you thousands of dollars. Check with your insurance agent about your coverage today.
Tony  Scurich
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