The difference between personal automobiles and business automobiles is the name under which it is titled. If you use your personal automobile in business, the business should have hired and non-owned automobile coverage to cover the business' liabil...
Yes. The most obvious addition is
worldwide coverage for automobile liability. Typical business automobile
policies cover drivers in the United States, its possessions and Canada. The
umbrella policy does not have this restriction.
Umbrellas s...
You spend much time together, and share the burden of difficult decision making. But it's not your spouse - it's your business partner. Your business partner is a tremendous asset to your company. So, how do you protect your business in the event of ...
Every company has one or more "key employees" (whether it's an outstanding manager, a superstar salesperson, or a technological whiz) whose contributions are essential to the business. If one of these key people were to die, the impact on your operat...
In any traffic accident, two entities can be held liable for damages: the at-fault driver and the vehicle owner. Insurance companies generally view the vehicle's insurance to be primarily liable with the driver as secondary.
Let's assume you're...