Heating & Air Conditioning Contractors Workers' Compensation Insurance

Workers’ Compensation Classification Code 5537 applies to contractors and technicians involved it the installation, service and repair of Heating, Ventilation and Air Conditioning (HVAC) systems.

Workers involved in this dangerous line of work, much like construction workers, face numerous hazards on the job, ranging from lifting heavy equipment and handling dangerous chemicals to working at heights – in confined spaces, and with greater risk of electrical injury.

In-spite of their knowledge and technical expertise, on-site accidents can occur, causing serious injury that can sometimes be fatal.

Heating & Air Conditioning Contractors Workers' Compensation Insurance safeguards business owners, contractors and employees from unexpected work-related accidents that cause injury and illness.

A typical policy should cover:

  • Medical cost for treatment and rehabilitation of sick and injured workers
  • Lost wage compensation
  • Disability & Death Benefits
  • Legal defense, damages and court settlements
Contractors and Workers Compensation

Everyday contractors are exposed to hazardous materials and work with heavy industrial machines and power tools. Contractors are not unfamiliar to the risks and daily dangers they face in this industry. Accidents happen all the time and although it...

Workers’ compensation can be a huge barrier for small businesses. Oftentimes, these business owners are required to carry insurance, but it’s too expensive. Over the years, we have specialized in helping our agents find affordable small business ...
Don R. Jensen & Company
Artisan Contractors Workers' Compensation Insurance

Since 1931, Don R. Jensen and Company has been helping independent agents secure competitively priced and dependable coverage for their clients, including artisan contractors workers’ compensation insurance.   We write a wide variety of busine...
M.J. Hall & Company, Inc.
Contractors Insurance

M.J Hall and Company now offers Contractors Insurance!    For a contractor in any field of expertise, it is important that they are a...
Click above for a 3-5 min. overview with Sarah Marsh of M.J. Hall & Company.
Chenango Brokers, LLC
HVAC Contractors

Hot or cold! Freezing or Humidity! HVAC Contractors are busy year round with work as the seasons change. It can be difficult and time consuming trying to find a contractor in this growing industry, here are some tips for picking out the right HVAC...
Pride Risk Solutions, Inc.
PRS High Hazard/High Mod Workers' Compensation

The advantages of working with Pride Risk include: Lower upfront costs More predictable cash flow Unmatched focus on loss control Convenience of a committed partnership   Securing Affordable Workers’ Comp Coverage...
Halcyon Underwriters
Workers Compensation Insurance

Workers Compensation Insurance Our office offers several markets to assist you in writing with the top admitted carriers: For additional information, please contact Jason Mata at [email protected].   We encourage you to visit our website a...
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Further Reading 
Do you ask for and receive all the certificates of insurance you need? General contractors collect insurance certificates as a standard operating procedure. Every subcontractor provides a certificate or they don't walk onto the jobsite. This tra...
Workers' compensation requires an end of the policy year audit to assure proper premium is charged. This process protects both the insured and insurers. Think through this process to make it easier, and cost saving. First, choose a policy year ...
The economy and the economics of labor is moving towards more independent contractors and fewer employees. Health benefits, and who pays for them, is leading the way. The Affordable Care Act (ACA) demands all citizens purchase health insurance. ...
The effects of Employment Practices Liability Insurance (EPLI) on the Affordable Care Act (ACA) and by extension, Workers’ Compensation Insurance (WC) has not yet been fully understood. Employers are sued for unfair labor practices such as wr...
When you fall down on the job and break your wrist or sprain your back while lifting heavy boxes, you will be off work for a few days or longer. Workers' Compensation insurance covers your medical expenses. Know if your employer has to provide thi...