The plumbing industry may not be particularly glamorous, but it certainly serves a variety of needs in a community. People need skilled professionals who can get to their houses on time and do the work. Workers can make a good living if they have enough experience and talent to treat a number of different types of septic systems. However, business owners today may have a difficult time getting enough new recruits for their industry.
The profession may not seem to have very much upward mobility, even though it can provide a lot of opportunities for people today. People may think of it as a low-skilled job, even though nothing could be further from the truth. To attract more people, business owners need to do everything they can to reach out to those interested in trade schools. Whether a person is thinking about the trades, already in school, or recently graduated, there are ways to engage in conversation about their future.
Owners can let them know not just about the wages and the benefits, but they can also emphasize just how important it is to keep plumbers safe. Plumbers workers compensation insurance can be a smart way to show employees that they matter, and can even save a business' future when used correctly. See what you need to know about how better workers' compensation can be a benefit for everyone.
Stepping Into Other People's Homes
When a plumber has their own privately owned business, they assume the risks that come with the job. However, those who have a business and their own employees need to take it a step further. Plumbers face a number of different risks on the job today. They're unable to account for the state of their client's homes and thus vulnerable to injury from a number of different angles.
A child's toy that's been left on a stairwell, an unexpected pipe burst, or even a wrenched lower back when the employee goes to on something that is hard to reach, can all have disastrous consequences. All medical bills will have to be paid somehow, and it can be difficult to determine who should pay for what. While a homeowner may have some liability, it may not cover all of the bills that need to be paid. Workers' compensation insurance is what can save a company from bankruptcy if they need to provide financial compensation for workers' injuries.
Working Ons-site
Plumbers may face even more danger when working on either construction sites or in commercial buildings. While there are regulations and rules that govern these structures, the stakes are also much higher. Plumbers are subjected to a number of different unknowns, including the stability of the ground and the pre-existing conditions of the site.
Accidents can and do happen, and they're rarely deemed the plumbers fault regardless of the circumstances. The equipment that is being used on the work site or in the building could be mismanaged by other people on the site, but again, the owner of the plumbing business may still be held liable to help pay for the injuries of the worker.
Much of plumbers workers compensation insurance is designed to protect the owner as much as the worker. Without enough coverage, an owner may not be able to fully protect their workers. More training and better hiring practices can go a long way to reducing the chances of an incident, but it can never eliminate the chances completely. To attract better workers and to fully protect those on staff, plumbers workers compensation insurance is there to help.