CHOOSING A HEALTH CARRIER: ELIGIBILITY, BENEFITS, AND UTILIZATION by Patrick Powers Today it's almost impossible to read the newspaper, watch the news, or attend a social function without h...

It's much easier to assess the financial strength of a carrier in the world of Property and Casualty insurance than in the world of Health insurance. Several organizations have standard rating systems to assess a P/C carrier's strength and financial performance. A broker can quickly compare the financial viability of various P/C carriers using an assigned rating. Brokers usually don't even bother to look at an unrated carrier.