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Advanced E&S Group - Southeast Region
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Advanced E&S Group - Southeast Region
Contact Us
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Bar & Tavern Insurance Program

Advanced E&S Group - Southeast Region offers a specialized Bar & Tavern Insurance Program designed to help agents place business for hospitality accounts with unique risk exposures. This program is structured to provide comprehensive coverage for establishments where alcohol is a significant part of revenue, such as taverns, pubs, and local bars.

Ideal Accounts and Appetite

This program is a strong fit for:
  • Neighborhood taverns and local bars
  • Sports bars and pubs with 50%–70% liquor sales
  • Venues offering light entertainment no more than three nights a week

Common exceptions include:
  • Adult entertainment venues
  • Bottle clubs, nightclubs, and private clubs
  • Pool halls or billiard parlors

If you're working with clients who operate casual drinking establishments without high-risk entertainment features, this program is likely to be a strong match.

Coverage Highlights and Advantages

The Bar & Tavern Insurance Program includes flexible and broad coverage options tailored to the hospitality industry:
  • Property coverage available in basic, broad, or special form
  • Liquor Liability – essential for establishments where alcohol sales are a key revenue driver
  • Property coverage includes building contents, business income, equipment breakdown, outside signs, computer equipment, food spoilage, crime, and more
  • General Liability rated by seating capacity or revenues – includes assault and battery, garagekeepers, and more
The comprehensive structure allows agents to protect their clients against a wide range of potential losses, from liquor-related incidents to food spoilage and equipment damage.

Underwriting Notes and Minimum Premiums

This program is written on a non-admitted basis through various carriers. Minimum premiums vary depending on account size, location, and risk factors. Underwriting is focused on clean operations with documented procedures around alcohol service, entertainment, and security.

Territories and Availability

The Bar & Tavern Insurance Program is available in most states, including but not limited to AL, FL, GA, NC, SC, TX, and many others. Please note that coverage terms and availability may vary by state.

Why Work With Advanced E&S Group - Southeast Region?

As a Managing General Agency, Advanced E&S Group brings strong market access and underwriting knowledge of hospitality risks. Their Bar & Tavern program is built for agents who need flexible solutions and quick turnaround on accounts that may not fit standard admitted markets. With access to multiple carriers and a deep understanding of the exposures bars and taverns face, Advanced E&S Group can help you place business for your hospitality clients with confidence.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for bars, taverns, pubs, and sports bars with 50%–70% liquor sales and limited entertainment (no more than three nights per week).

Are nightclubs or adult entertainment venues eligible?

No. This program excludes adult entertainment, bottle clubs, nightclubs, private clubs, and similar high-risk venues.

What coverages are included in the program?

Coverage includes liquor liability, property (with multiple form options), general liability (with assault and battery), business income, equipment breakdown, and more.

Is this an admitted or non-admitted program?

This program is written on a non-admitted basis through various carriers.

In which states is this program available?

The program is available in most U.S. states, including the Southeast Region and beyond. Availability may vary by state.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    Varies
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

3250 N. 29th Ave.
Hollywood, FL 33020
954-842-7826
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Advanced E&S Group - Southeast Region has other insurance programs like COMMUNITY ASSOCIATIONS D&O/EPLI Insurance .