RecycleGuard - Recycling Operations

For over 20 years, the RecycleGuard insurance program has been a leading insurance provider to the recycling industry. Whether it's metal, plastic, glass, paper, rubber, textile, electronics or a combination of them all, RecycleGuard is the premier commercial insurance and risk management program in recycling. In fact, it’s the only one sponsored by the Recycled Materials Association (ReMA).

Eligible Target Classes:

Businesses with primary operations in the recycling of:

Scrap Metal
Electronics
Paper
Plastic
Glass
Automobiles

Availability:
The program is available in all U.S. states

Coverages Offered:

Automobile
General Liability
Umbrella
Property
Impaired Property
Equipment Breakdown (including Production Machinery)
Crime
Inland Marine
Workers' Compensation (available through AmeriComp Recycling)
Professional Liability for Document Destruction
Coverage for stock available with manufacturer's selling price valuation clause

Conversion Coverage available (Purchasing product/stock/material for recycling from a seller who does not have legal title or possession)

Products Coverage Redefined to clarify coverage for material to be recycled, reconditioned or reclaimed

Limited Pollution Coverage Available

Audits can be based on payroll or tonnage to avoid fluctuations caused by changes in commodity pricing.

Options Available:

Individually Designed Large Deductible or Self Insured Retention Program
Traditional Guaranteed Cost Insurance

Coverage is provided on an admitted basis unless otherwise indicated.

Submission Requirements:

Completed Acord Applications, signed by the insured, including detailed property information to include construction, occupancy, square footage and age.
For New Ventures, a copy of the owner's and manager's resumes
RecycleGuard Supplemental Questionnaire is REQUIRED with all submissions.
In addition to the Supplemental Questionnaire listed above:
Supplemental - Rubber
Supplemental - Auto Dismantler
5 years of recently valued company loss runs (a loss summary is helpful)
Details on losses over $10,000
Full description of operations, including those of additional Named Insureds
Expiring premiums and target premiums for all lines of coverage
Drivers list, including MVR's
Complete vehicle identification numbers (VIN)
Current experience modification worksheet
Equipment Breakdown application if coverage is desired

Please refer to the RecycleGuard Submission Checklist to ensure you have everything you need.

Please send submissions to: [email protected]

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Agency

Admitted:

All Available States

Carriers:

Carrier Ratings:

A+

Commission:

-

Min Premium:

-

Coverages:

Recycling and Materials Recovery Facilities Insurance Recycling Centers Insurance Recycling Electronics Insurance Recycling Facilities Liability Program Insurance Recycling Plants Insurance Recycling Textiles Insurance Refuse System, NOC (With Recycling Component) (Class Code: 4953399) Insurance Salvage, Metal Scrap Dealers Workers Compensation (class code: 8500) Insurance Salvage-Iron/Steel Scrap Dealers Workers Compensation (class code: 8265) Insurance Scrap Recycling Insurance

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RecycleGuard - Recycling Operations

U.S. States Available