PlumbingPro®

PlumbingPro® is a specialized insurance program from NIP Group tailored to meet the unique needs of plumbing contractors. Designed with input from industry professionals, this all-lines solution includes essential coverages such as Workers’ Compensation, General Liability, Property, Auto, and Umbrella, along with key coverage enhancements specific to the plumbing trade.

Ideal Accounts and Appetite
PlumbingPro® is built specifically for licensed plumbing contractors operating in residential, commercial, and industrial sectors. Whether your client is focused solely on plumbing or offers related services such as piping or gas line installation, this program is structured to provide comprehensive protection.

This program is an excellent fit for accounts such as:
- Mid-sized plumbing contractors with a growing fleet and workforce
- Contractors involved in new construction or renovations
- Firms with a solid safety record seeking coverage enhancements

Coverage Highlights and Advantages
PlumbingPro® goes beyond basic coverage by offering enhancements tailored to exposures common in the plumbing industry. Available coverages include:

General Liability with industry-specific endorsements
Workers’ Compensation for plumbing operations
Commercial Auto including owned and leased vehicles
Property coverage for tools, equipment, and office locations
Umbrella/Excess Liability for extended limits
Inland Marine and Contractors Equipment

Coverage enhancements are available to address job site exposures, employee safety, and equipment loss or theft—critical concerns for contractors managing multiple crews and job sites.

Underwriting Notes and Minimum Premiums
Minimum premiums vary by risk profile, location, and coverage lines selected. NIP Group works with various carriers to offer flexible underwriting and competitive pricing based on your client’s operations, safety history, and coverage needs. Submissions should include standard Acord forms, loss runs, and a detailed narrative of operations.

Territories and Availability
PlumbingPro® is available in most states, including but not limited to CA, TX, FL, NY, NJ, IL, PA, and AZ. The program is primarily offered on an admitted basis in these regions, depending on specific state regulations and carrier availability. Refer to the full state list for current eligibility.

Why Work With NIP Group
As a leading Managing General Agency with decades of experience in specialty programs, NIP Group brings deep expertise to the contractor space. Their PlumbingPro® program is underwritten with a focus on real-world risk management and responsive claims handling. Agents benefit from working with a team that understands both the industry and the broker relationship—delivering fast responses and tailored solutions.

Class Eligibility: Plumbing Contractors

Frequently Asked Questions

What types of accounts are a good fit for this program?

PlumbingPro® is ideal for licensed plumbing contractors involved in residential, commercial, or industrial work. Accounts with solid safety records and multiple crews or vehicles are a strong fit.

Which coverages are included in the PlumbingPro® program?

The program provides all-lines coverage, including General Liability, Workers’ Compensation, Commercial Auto, Property, Umbrella, and Contractors Equipment.

Is this program available in all states?

PlumbingPro® is available in most U.S. states, including CA, TX, FL, NY, NJ, and others. Availability may vary based on state regulations and underwriting considerations.

What information is needed to submit an account?

Submissions should include completed Acord applications, five years of loss runs, and a detailed description of operations. Additional information may be requested during underwriting.

Are there minimum premium requirements?

Minimum premiums vary depending on factors such as location, size of operations, and selected coverages. Contact NIP Group for specifics based on your client’s profile.

Need help placing an account? Connect with a market specialist.

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Agency

Carriers:

Keyword Tags:

Commercial Plumber Contractor General Liability Insurance Plumbing Contractors Business Auto Insurance Plumbing Contractors General Liability Insurance Plumbing Contractors Pollution Liability Insurance

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