Employment Practices Liability Insurance from Apogee Insurance Group
Apogee Insurance Group offers comprehensive access to Employment Practices Liability Insurance (EPLI) solutions designed for agents and brokers seeking competitive markets to place their clients' EPL exposures. With a strong lineup of over 8 A to A++ rated carriers—including AIG, Beazley, Chubb, Darwin, Philadelphia, Travelers, and USLI—we provide flexible and reliable options that address the growing risks employers face in today’s workplace environment.
Ideal Accounts and Appetite
Our EPLI program is suitable for a wide range of businesses, from small privately held companies to larger organizations across all 50 states. Ideal clients include businesses with employees that operate in industries such as professional services, retail, hospitality, nonprofit organizations, and healthcare. Whether your insured has 5 employees or 500, we can help you find a market that fits.
Common EPL exposures we help address include:
- Wrongful termination
- Discrimination (age, race, gender, disability, etc.)
- Sexual harassment
- Retaliation claims
- Failure to promote or hire
For example, you might have a client who owns a regional chain of boutique retail stores and is concerned about employee-related claims. Or a nonprofit organization that needs protection against wrongful employment practices allegations. These are the types of accounts we can help you place quickly and efficiently.
Coverage Highlights and Advantages
Through our online platform at www.apogeeinsgroup.com, agents can access quotes from USLI—one of the top EPLI carriers in the U.S.—in just minutes. Our carrier partners provide tailored EPLI policies that may include third-party coverage, defense costs outside the limits, and coverage for wage and hour claims (varies by carrier and state).
Key advantages of working with Apogee include:
- Rapid turnaround—quoting and binding typically within 1–3 business days
- Access to multiple A to A++ rated carriers
- Online quoting capabilities for speed and convenience
- Flexible solutions for tough-to-place or high-exposure accounts
- Competitive commissions based on volume and account type
Underwriting Notes and Minimum Premiums
As an Excess & Surplus Lines Broker, Apogee specializes in non-admitted EPLI placements. We work hard to match each submission with the right carrier and terms. Our team is experienced in navigating underwriting requirements across different industries and risk profiles. While minimum premiums may vary, we strive to offer market-competitive pricing for accounts of all sizes.
Territories and Availability
Our Employment Practices Liability program is available in all 50 states, including DC. No matter where your client is located—from California to New York, Florida to Alaska—we can help you find the right EPLI coverage solution.
Why Work With Apogee Insurance Group?
Apogee Insurance Group is a trusted partner for independent agents and brokers seeking efficient access to specialty markets. Our EPLI program combines expert underwriting, responsive service, and broad carrier access to help you meet your clients’ needs with confidence. Whether you’re looking for fast online quotes or tailored options for complex risks, Apogee has you covered.