Overview — Halcyon Underwriters' Professional Liability Program
Halcyon Underwriters offers a wholesale market for professional liability insurance designed to help independent agents place a wide range of professional and services risks with admitted carriers. As a wholesale broker working with multiple carriers, we provide flexible admitted paper and tailored terms to fit common professional exposures. For additional information, please contact Jason Mata at [email protected].
Ideal accounts and target classes
This program is a fit for small to mid-sized professional service firms that need Errors & Omissions (E&O) and professional liability coverage from admitted carriers. Typical classes include:
- Consultants and management advisors
- Technology and IT services, including software consultants
- Marketing, design, and creative professionals
- Financial professionals with limited securities exposures
- Licensed professionals with non-physician services
Coverage highlights and advantages
Halcyon Underwriters places professional liability with several admitted carriers, giving you options for:
- Claims-made and occurrence forms where available
- Limits tailored to the account’s size and exposure
- Defense costs inside or outside the limit per carrier appetite
- Options for cyber/E&O package endorsements for technology risks
Underwriting notes and minimum premium
Underwriting focuses on demonstrated professional experience, written contracts and liability transfer language, documented quality control procedures, and prior claims history. Minimum premium guidelines apply — the program generally requires a minimum premium of $20K; final terms depend on carrier, class, and limits requested.
Accounts with significant prior claims, active regulatory actions, or complex securities exposures may require excess-only solutions or placement outside this admitted product suite.
Territories and availability
This program is available in all available states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because Halcyon works with multiple admitted carriers, state-specific forms and filings are handled by the selected carrier for admitted placements.
Why work with Halcyon Underwriters on professional liability
As a wholesale broker, Halcyon Underwriters gives agents access to multiple admitted markets and tailored solutions without the need to negotiate individually with numerous carriers. You benefit from:
- Direct access to admitted carriers through a single wholesale relationship
- Underwriting guidance to package complex service exposures for better results
- Responsive quote turnaround and placement support
Example scenarios
You might have a mid-sized software development firm that wants combined E&O and cyber coverage with admitted paper — Halcyon can package options across carriers to balance limits and endorsements. Or a regional marketing agency seeking professional liability limits above its current contract requirements; the program can place higher-limit admitted coverage where appetite allows.
We encourage you to visit our website at www.halcyonuw.com to learn more about what our company can offer to meet your clients' insurance needs.
Frequently Asked Questions
What types of professional accounts are best suited for this Halcyon program?
The program targets small to mid-sized professional service firms such as consultants, tech and IT service providers, marketing/design firms, and similar classes where admitted E&O coverage is appropriate and the exposure profile is straightforward.
Are admitted forms available in all states?
Yes — Halcyon places with multiple admitted carriers and can provide state-filed, admitted paper in the states listed in the program availability. Final form and filing depend on the selected carrier's state approvals.
Is there a minimum premium or typical size for accounts?
This program generally requires a minimum premium of $20,000. Placement and final pricing vary by carrier, class, limits, and retrospective loss history.
Need help placing an account? Connect with a market specialist.