Ideal Accounts and Appetite
Our program targets small to mid-sized retail operations, including but not limited to:
- Clothing and apparel stores
- Specialty retail shops
- Home goods and furniture stores
- Convenience and general merchandise stores
- Electronics and appliance retailers
You might have a client operating a small regional home décor store expanding to multiple locations or a boutique clothing retailer who needs coverage for property, general liability, and business interruption. These are the types of accounts that fit well within our program.
Coverage Highlights and Advantages
Through our relationships with multiple top-rated admitted carriers, we offer flexible retail insurance packages that can include:
- General Liability
- Property Coverage
- Business Income and Extra Expense
- Commercial Auto (where applicable)
- Employment Practices Liability (EPLI)
- Cyber Liability options
We work closely with our carrier partners to help you secure competitive and comprehensive solutions that meet your clients’ operational risks and exposures.
Underwriting Notes and Minimum Premiums
Our minimum premium requirement is $20,000. We are best suited for accounts with stable operations, solid financials, and a clean loss history. Risks with prior large losses or high-hazard exposures may fall outside our appetite. Submissions should include complete applications and current loss runs to ensure timely underwriting.
Territories and Availability
We offer this program on an admitted basis in all available states, including but not limited to CA, FL, TX, NY, IL, and GA. Our broad geographic reach ensures that you can place business confidently across diverse retail markets nationwide.
Why Work With Halcyon Underwriters
As a trusted wholesale broker with decades of experience, Halcyon Underwriters partners with top-tier admitted markets to bring you dependable, competitively priced retail insurance solutions. Our underwriting team is responsive, knowledgeable, and committed to helping you place business efficiently and effectively.
For additional information, please contact Jason Mata at [email protected].
We encourage you to visit our website at www.halcyonuw.com to learn more about how we can support your retail insurance placements.
Frequently Asked Questions
What types of accounts are a good fit for this Retail Insurance program?
This program is ideal for small to mid-sized retail operations such as apparel stores, home goods retailers, electronics shops, and specialty stores with stable operations and clean loss histories.
Is the program available on an admitted basis?
Yes, our Retail Insurance program is offered through top-rated admitted carriers across all available states.
What is the minimum premium requirement for submissions?
The program has a minimum premium of $20,000. Submissions should meet underwriting criteria including financial stability and favorable loss history.
In which states is this program available?
This program is available in all 50 states and the District of Columbia, including key markets like California, Texas, Florida, and New York.
Who can I contact for more information?
Agents and brokers can contact Jason Mata at Halcyon Underwriters for more details or assistance with submissions.
Need help placing an account? Connect with a market specialist.