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Insential, Inc.
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Insential, Inc.
Contact Us
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Nonprofit Insurance

The helpful, knowledgeable team at Insential, Inc. is here to support agents and brokers in placing the right coverage for a wide range of nonprofit clients. With deep experience in the nonprofit sector, we understand the unique challenges these organizations face—whether it’s limited funding, volunteer shortages, or reputational risks. Our Nonprofit Insurance program is designed to help you protect these mission-driven organizations with tailored coverage solutions from trusted carriers.

Insurance Solutions for a Wide Range of Nonprofits

Nonprofits vary widely in size, mission, and operations, and so do their insurance needs. At Insential, we offer access to a broad selection of markets to help you place coverage for both small community-based nonprofits and large established institutions. We provide solutions for:
  • Religious Institutions
  • Camps & Youth Sports Organizations
  • Schools & Colleges
  • Humane Societies
  • Healthcare Organizations
  • Social Service Agencies
  • Libraries & Historical Societies
  • Chambers of Commerce

Program Highlights and Key Coverages

Our Nonprofit Insurance program includes access to markets offering a wide range of coverages designed to address the specific exposures nonprofits face. Depending on the account, available coverages may include:
  • General Liability
  • Professional Liability
  • Directors & Officers (D&O) Liability
  • Abuse & Molestation Coverage
  • Property and Equipment Coverage
  • Cyber Liability
  • Commercial Auto
Larger nonprofit organizations may face additional risks such as data breaches, employment-related lawsuits, and media exposures. We work with you to identify these vulnerabilities and secure coverage that helps protect your clients’ operations and reputations.

Underwriting Flexibility and Minimum Premiums

We understand that nonprofit organizations often operate on tight budgets. While minimum premiums vary by account and carrier, we work to find flexible solutions that match your clients’ needs without sacrificing protection. Our markets include both admitted and non-admitted options, allowing us to tailor coverage to the complexity of the risk.

Available Nationwide

Insential’s Nonprofit Insurance program is available in most states, including but not limited to CA, TX, IL, NY, FL, and 45+ others. Whether your client operates in a single state or across multiple locations, we can help you find the right market.

Why Partner With Insential, Inc.?

As an experienced excess & surplus lines broker, Insential, Inc. brings deep industry knowledge and personalized service to every account. We understand the nuances of nonprofit operations and work closely with you to secure comprehensive, competitive coverage. Our team is responsive, resourceful, and committed to building long-term partnerships with agents and brokers.

Please call Tony, Lou or Lynn with any questions about our Nonprofit Insurance.

   Tony Pulgine
   888-571-6160
   Lou Reyes
   630-571-6394
   Lynn Powers
   630-571-6393

Frequently Asked Questions

What types of nonprofit accounts are a good fit for this program?

We target a broad spectrum of nonprofit organizations, including religious groups, youth camps, schools, healthcare agencies, humane societies, and more. Both small and large entities are welcome.

Are admitted and non-admitted options available?

Yes. We offer access to both admitted and non-admitted markets, depending on the specific risk profile and location of the nonprofit organization.

Which states is this program available in?

The program is available in most U.S. states, including CA, TX, IL, NY, and many others. Contact us to confirm availability for specific states.

What coverages can I expect to access through this program?

Depending on the account, coverages may include General Liability, D&O, Professional Liability, Cyber, Abuse & Molestation, Property, and more.

What is the typical minimum premium?

Minimum premiums vary by account and carrier. Contact us to discuss your client's specific needs and we’ll help identify appropriate options.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Excess & Surplus Lines Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    A or Better
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

Four Westbrook Corporate Center, 500
Westchester, IL 60154
888-571-6160
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AGENCY LICENSING

All States except FL & WA
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