At Insurance Program Managers Group (IPMG), we know the challenges brokers face when placing commercial auto risks. Our Commercial Auto Insurance team works with independent agents to find practical solutions—offering access to both admitted and surplus lines carriers and providing fast, market-savvy service from submission through binding.
Overview of the Program From IPMG
IPMG’s Commercial Auto program supports agents and brokers placing a broad range of auto-related risks. We place small fleets, specialty vehicles, public autos and short-haul trucking through respected carriers, including Colony and Catlin. Our brokerage team provides hands-on guidance throughout the underwriting process to help place accounts efficiently and keep turnaround times short.
Ideal Accounts and Appetite
We target a wide variety of commercial auto classes, including:
- Public auto (shuttle vans, livery, transportation services)
- Dump trucks and aggregate haulers
- Contractor fleets and service vans
- Local and short-haul trucking operations
Typical examples you may bring to IPMG: a small construction company in Missouri operating a fleet of dump trucks, or an Illinois contractor seeking combined liability and physical damage for service vans. We evaluate each submission to match the account with the best admitted or surplus market.
Coverage Highlights and Advantages
The program provides primary commercial auto coverages including liability, physical damage, medical payments, and hired/non-owned auto exposures. With availability in both admitted and non-admitted markets, IPMG can place standard risks as well as harder-to-place accounts. Our strengths include established carrier relationships, flexible placement options, and underwriting that balances coverage needs with competitive terms.
Underwriting Notes and Minimum Premiums
IPMG’s minimum premium for this program starts at $500, making it appropriate for smaller fleets and startup operations. Underwriters evaluate exposures such as loss history, vehicle types, driver qualifications, and radius of operations. We work with brokers to identify appropriate risk controls and to package submissions for the best carrier fit.
Territories and Availability
This Commercial Auto program is currently available in Illinois (IL) and Missouri (MO). IPMG uses both admitted and surplus lines markets to provide flexibility across a range of risk profiles in these states.
Why Work With IPMG?
IPMG combines deep carrier relationships with a pragmatic approach to commercial auto placement. We focus on helping independent agents protect and grow their client relationships by offering responsive underwriting, tailored placement options, and clear communication. Our team listens first, moves quickly, and supports you through the life of the account—because OUR markets are YOUR markets.
Contact:
|
Leona Greeves
VP of Brokerage Services
(314) 420-9705
|
Matt Becker
Surplus Lines Practice Leader
(630) 485-5952
|
Frequently Asked Questions
What types of accounts are a good fit for IPMG’s Commercial Auto program?
IPMG fits public auto, dump trucks and aggregate haulers, contractor fleets, and local/short-haul trucking operations—particularly in Illinois and Missouri.
Is this program available on an admitted or non-admitted basis?
We can place business on both admitted and non-admitted bases depending on the account characteristics and carrier placement options.
What is the minimum premium for this program?
The program’s minimum premium starts at $500, which makes it accessible for smaller accounts and new ventures.
What states can I place business in through this program?
This Commercial Auto Insurance program is currently available in Illinois and Missouri.
Who can I contact to discuss a submission?
Contact Leona Greeves or Matt Becker at IPMG for assistance with submissions, underwriting questions, and placement guidance.
Need help placing an account? Connect with a market specialist.