Mercer Consumer, a trusted name in affinity group insurance since 1949, offers deep expertise in building tailored insurance programs for professionals. With over 60 years of experience and partnerships with more than 350 associations, Mercer Consumer understands the specialized risks professionals face in their industries.
Ideal Accounts and Appetite
This program is ideal for licensed professionals and firms that deliver advisory or consultative services. Target classes include:
- Medical Professionals
- Legal Professionals and Law Firms
- Architects and Engineers
- Real Estate Agents and Brokers
- Accountants and CPAs
Whether you're working with a solo practitioner or a mid-sized firm, we can help you find coverage solutions that address their unique liability exposures.
Coverage Highlights and Advantages
Mercer Consumer partners with leading carriers such as Liberty Insurance Underwriters, Fireman's Fund, Beazley, C.N.A., Monitor Liability, Arch, Zurich, and others to deliver competitive coverage options. Depending on the professional class and risk profile, we can offer both admitted and non-admitted solutions in most states.
Coverage features may include:
- Claims-made or occurrence-based E&O coverage
- Defense costs outside the limits (subject to form)
- Optional endorsements for cyber liability, regulatory defense, and more
- Flexible limits and deductibles to meet client needs
Underwriting Notes and Minimum Premiums
Minimum premiums vary by profession and risk profile. We strive to deliver competitive terms without sacrificing key coverage elements. Our underwriting process is efficient, and we work closely with agents to ensure fast turnaround and clarity throughout the placement process.
Example: You might have a small architecture firm with a growing list of design-build clients. This program can provide the E&O coverage they need to safeguard against allegations of design flaws or project delays.
Territories and Availability
The Insurance for Professionals program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Mercer Consumer
Mercer Consumer is a Managing General Agency and Excess & Surplus Lines Broker with a long-standing reputation for excellence in the professional liability space. Our carrier relationships, program design expertise, and commitment to service give agents and brokers a strategic edge when placing professional risks.
By partnering with us, you gain access to:
- Nationwide reach with flexible admitted and non-admitted options
- Broad appetite across professional classes
- Experienced underwriters who understand complex professional exposures
- Supportive service from quote to bind and beyond