Steel Fabricators & Erectors Insurance Program
Program Overview
The Norman-Spencer AllSteel™ Insurance Program is designed specifically for Structural and Non-Structural Steel Fabricators and Steel Erection Contractors. Since 1985, Norman-Spencer Agency, Inc. has been a trusted provider of specialized coverage for businesses in the steel construction industry. This program is tailored to meet the unique risks and liability exposures these operations face on a daily basis.
Ideal Accounts and Appetite
This program is ideal for a wide range of steel fabrication and erection contractors, including companies involved in commercial, industrial, or infrastructure projects. Whether your client operates as a general contractor or a subcontractor, Norman-Spencer can help you place accounts for:
- Structural steel fabricators
- Non-structural/miscellaneous metal fabricators
- Steel erection contractors
- Welding and rigging operations
Accounts with a solid safety record, experienced management, and established jobsite protocols are especially well-suited. If you’re working with a client expanding into larger-scale projects or requiring higher liability limits, this program is built to scale with their needs.
Coverage Highlights and Advantages
- General Liability
- Umbrella Coverage – for added protection above primary liability limits
- Property
- Auto Liability
- Inland Marine
Key benefits include:
- Quick quote turnaround to help you win business faster
- Access to A.M. Best "A+" Rated Carriers (Admitted and Non-Admitted markets)
- Local claims service for responsive support when your clients need it most
- Nationwide availability across 50 states and D.C.
- Expertise from a team focused on the steel trades for decades
Underwriting Notes
AllSteel™ is available through both admitted and non-admitted markets, giving you flexibility to find coverage that fits your client’s profile and project types. While there is no specified minimum premium listed, Norman-Spencer works with a wide range of account sizes and can assist with both primary and excess layers.
Accounts involving high-hazard or high-rise projects may be considered, and the underwriting team will evaluate each risk based on scope of work, safety practices, and loss history.
Territories and Availability
This program is available nationwide, including all 50 states and the District of Columbia. No matter where your client is located, Norman-Spencer can offer a solution that fits.
Why Work With Norman-Spencer?
Norman-Spencer Agency, Inc. brings nearly 40 years of industry-specific experience to the table. Their dedicated focus on the steel fabrication and erection space means you get more than just a quote—you get a knowledgeable partner who understands your client’s exposures and how to cover them effectively.
Whether you're placing a small steel fabrication shop or a large commercial erection contractor, you’ll benefit from fast service, expert support, and access to a broad range of competitive markets.
Contact Us Today!
www.norman-spencer.com
[email protected]
866.930.5570
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include structural and non-structural steel fabricators, commercial and industrial erection contractors, and companies involved in welding and rigging work.
Is this program available in all states?
Yes, the AllSteel™ program is available in all 50 states and the District of Columbia.
Can this program accommodate both small and large contractors?
Yes, Norman-Spencer works with a wide range of account sizes, from small shops to multi-state contractors with complex operations.
What carriers are used in this program?
The program is backed by multiple A.M. Best "A+" rated carriers, offering both admitted and non-admitted options depending on the account’s needs.
How quickly can I get a quote?
Norman-Spencer offers quick quote turnaround to help you secure coverage efficiently and stay competitive.
Need help placing an account? Connect with a market specialist.