Seafire Insurance Services offers a focused
Body Shop Environmental Liability Insurance Program tailored for auto body shops and franchised auto dealers operating across the continental United States. The program is designed to help agents place environmental liability protection for clients that face exposures from repair and maintenance operations—such as chemical spills, on-site waste, and pollution from transport or disposal.
Ideal Accounts and Appetite
This program is an excellent fit for:
- Franchised auto dealerships with service departments
- Independent body shops and collision repair centers
- Facilities that generate, store, or transport hazardous materials used in auto repair
If you work with automotive service clients that need environmental compliance support and risk transfer for pollution events, Seafire’s program provides a focused option with competitive terms.
Coverage Highlights and Advantages
The
Body Shop Environmental Insurance Program offers:
- Limits up to $1 million
- Policy forms placed with the Chubb Group of Insurance Companies*, providing:
- Coverage for new pollution incidents at insured locations
- Liability for non-owned disposal sites
- Pollution liability while transporting covered materials
The policy combines first-party cleanup cost protection with third-party liability coverage to help reduce the financial impact of environmental incidents and support regulatory compliance.
Underwriting Expertise and Application Process
Backed by over 100 years of combined underwriting experience, Seafire’s team offers:
- A streamlined application tailored for body shops and service departments
- An efficient underwriting workflow with fast quote turnaround
- Quick binding and policy issuance when accounts meet guidelines
- Nationwide availability across the continental U.S.
Minimum premiums vary with risk characteristics and operations. Seafire underwriters are available to review accounts and identify the right limits and endorsements for each client.
Territories and Availability
This non-admitted program is available in all continental U.S. states, including AL, AZ, CA, FL, GA, IL, NY, TX, and many more. Seafire partners with licensed agents and brokers to place specialized environmental liability coverage nationwide.
Why Work with Seafire Insurance Services?
As a dedicated program administrator, Seafire brings niche industry knowledge, fast service, and access to top carriers like Chubb. Agents benefit from focused appetite guidance, straightforward submissions, and underwriting that understands the operational details of automotive repair locations.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is best for franchised auto dealers with service departments, independent body shops, and collision centers that handle fuels, solvents, paints, or other materials with pollution risk.
Is this coverage available in all states?
Yes. The non-admitted program is offered in all continental U.S. states, including large markets like California, Texas, Florida, and New York.
Who is the carrier behind this program?
Coverage is provided through the Chubb Group of Insurance Companies, a leading specialty carrier with environmental liability capability.
What environmental exposures does this program cover?
Typical coverage includes new pollution incidents at insured sites, liability for non-owned disposal sites, and pollution liability while transporting covered materials.
How do I get started placing business?
Agents should register on Seafire’s site, download the environmental application, and submit the completed application for underwriting review and quick binding.
Need help placing an account? Connect with a market specialist.