Environmental Liability Coverage for Auto Dealers and Repair Shops
Seafire Insurance Services offers a specialized Auto Dealer and Repair Shop Environmental Insurance Program designed specifically to help independent agents and brokers place environmental liability coverage for franchised auto dealers and repair shops. This program addresses the unique risks faced by businesses handling hazardous materials, waste disposal, and vehicle-related pollutants.
Ideal Accounts and Appetite
This program is best suited for franchised auto dealerships and automotive repair operations that need protection against environmental exposures tied to their daily operations. Ideal accounts include:
- Franchised auto dealers with on-site service bays
- Auto repair shops and service centers
- Facilities that transport or dispose of waste oils, chemicals, or other hazardous materials
You might have a client who owns a dealership with an aging underground storage tank or a repair facility concerned about liability related to waste disposal. This program provides a path to coverage that addresses those risks.
Coverage Highlights and Advantages
Backed by the Chubb Group of Insurance Companies*, this program offers:
- Coverage limits up to $1 million
- Protection for new pollution incidents at insured sites
- Liability coverage for non-owned disposal sites
- Transported cargo pollution liability
In addition to robust coverage, Seafire delivers underwriting expertise gained from over 100 years of combined industry experience. You can expect:
- A streamlined application process
- Simple, efficient underwriting
- Fast quote, bind, and issue turnaround
- Nationwide availability across the continental U.S.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the risk profile and coverage limits selected. The application process is designed to be agent-friendly, helping you secure coverage efficiently for eligible clients.
Territories and Availability
The program is available in most states across the continental U.S., including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Note: This program is written on a non-admitted basis.
Why Work With Seafire Insurance Services?
As a trusted program administrator, Seafire Insurance Services delivers more than just coverage — we deliver solutions. Our team understands the environmental exposures unique to auto-centric operations and provides tailored support throughout the placement process.
To get started with our Auto Dealer and Repair Shop Environmental Insurance Program, simply:
- Register with us
- Learn more and download the application here
- Begin binding quality environmental liability coverage for your auto dealer clients
For further information, visit our website.