Workers' Compensation Insurance for Property Maintenance Accounts
Keating offers a specialized Workers' Compensation insurance program designed for commercial and residential property maintenance operations. Whether your client handles interior or exterior maintenance for office buildings, apartment complexes, condominiums, or mixed-use properties, we provide tailored coverage to meet their needs. With access to multiple carriers and a broad underwriting appetite, our program helps you place accounts that require reliable, competitive Workers' Compensation solutions.
Ideal Accounts and Target Classes
This program is ideal for insureds engaged in routine maintenance, repair, or janitorial services for residential and commercial properties. You can place accounts that include:
- Commercial property maintenance contractors
- Apartment and condo maintenance crews
- HOA maintenance service providers
- Facility maintenance for office parks, retail centers, and warehouses
Accounts may range from small operations with a few employees to larger regional service providers. Preferred insureds have established safety protocols and verifiable payroll records.
Coverage Highlights and Program Advantages
- Workers' Compensation coverage for interior and exterior property maintenance exposures
- Available in all states, including DC
- Minimum premiums starting at $2,000
- Access to multiple carriers to help find the right fit for your client
- Solutions for class codes commonly used in property maintenance and janitorial services
Whether your client offers routine maintenance or more complex property services, we help you find coverage that meets regulatory requirements and protects employees from job-related injuries.
Underwriting Notes and Minimum Premium
Our program has a minimum premium of $2,000. We consider a wide range of operations within the property maintenance sector. Underwriting focuses on the scope of services provided, number of employees, safety standards, loss history, and classification codes. Accounts with strong safety practices and clean loss histories are more likely to qualify for preferred pricing.
Territories and Availability
This program is available in all 50 states and the District of Columbia. Whether your client operates in a single state or across multiple regions, we can help you secure the Workers' Compensation coverage they need.
Why Choose Keating?
Keating is a trusted carrier with extensive experience in placing Workers' Compensation coverage for niche industries. Our team understands the unique risks associated with property maintenance operations and is committed to providing responsive service and underwriting support. With access to multiple markets and a nationwide footprint, we make it easier for agents and brokers to place hard-to-write or specialized accounts.
Need help placing a property maintenance account? Contact Keating today to learn more about how our Workers' Compensation program can support your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for property maintenance companies servicing commercial buildings, apartments, condos, and mixed-use properties, including interior and exterior maintenance services.
Is the program available in all states?
Yes, the Workers' Compensation program is available in all 50 states and the District of Columbia.
What is the minimum premium for this program?
The minimum premium starts at $2,000, depending on the size and risk profile of the account.
Does Keating work directly with insureds?
No, Keating works exclusively with licensed insurance agents and brokers to place coverage for their clients.
What carrier options are available through this program?
Keating partners with multiple carriers to offer flexible Workers' Compensation solutions tailored to your client's needs.
Need help placing an account? Connect with a market specialist.