Staffing Workers’ Compensation Insurance

Work First is built for established staffing companies with at least three years in business. The program is best suited to firms that place temporary, clerical, or light industrial employees and that are seeking a long-term partner to actively manage workers’ compensation. We do not write PEOs, leasing firms, or accounts with exposures in healthcare, construction, recycling, USL&H, or day labor.

Examples you can place: a regional clerical staffing firm with multi-state placements, or a light industrial staffing agency with documented safety programs and return-to-work practices.

• Specialized claims management with quarterly file reviews and aggressive early intervention
• Proprietary fraud detection and prevention strategies tailored to staffing exposures
• Claims closed on average 20% faster than the industry standard
• Return-to-work program support and practical guidance for staffing clients
• Access to Intersect® RMIS for real-time claim and exposure insight
• Monthly pay-as-you-go reporting with low deposit requirements
• Fast turnaround (within 24 hours) for new class code requests
• Operational Risk Assessment customized to staffing best practices

Minimum premium is $100,000 for most accounts and $75,000 for clerical-only risks. Accounts must have at least three years in business. Each submission is reviewed by underwriters experienced in staffing operations—expect focused questions about payroll reporting, client contract language, safety programs, and return-to-work procedures.

Work First offers single- and multi-state policies in most U.S. states. The program is currently available in all states except California, Colorado, North Carolina, Vermont, New Hampshire, Maine, and Massachusetts.

Founded in 1936 and domiciled in Delaware, Work First Casualty Company’s sole focus is staffing—which means consistent underwriting, claims handling, and risk tools built around your clients’ operations. For brokers and agents, that translates into a dependable market for larger staffing accounts, faster service, and tailored risk-management resources that help reduce losses and improve workforce outcomes.

Placing with Work First gives your staffing clients access to specialized technology, a staffing-savvy claims team, and operational reviews that support safer placements and quicker return-to-work—advantages that help your clients stay competitive.