Fourth of July fireworks, parades and cookouts are a time to relax with family and friends. As you plan your celebration, take a few steps to help keep everyone safe while celebrating the United States' birthday.
Large public displays often require permits and specialized insurance such as Fireworks Liability Insurance.
Use Fireworks Safely
Public fireworks displays are the safest way to enjoy the colors and booms of this July 4th tradition. Stay at least 500 feet from the show whenever possible.
If you use consumer fireworks at home, follow these precautions to reduce injury and fire risk.
- Follow the instructions on the packaging.
- Never allow children to play with fireworks.
- Stock a fire extinguisher or water supply nearby.
- Wear eye protection when lighting fireworks.
- Remove flammable materials from the area.
- Never point fireworks toward people, animals, vehicles or structures.
- Properly dispose of duds rather than trying to relight them.
Take Precautions While Grilling
Burgers, hot dogs, fruit and pizza taste great off the grill. Use safe grilling practices to keep guests and property protected.
- Always supervise the grill when it's in use.
- Never grill indoors or in a fully enclosed area such as a garage or tent.
- Use lighter fluid sparingly and never after the coals are ignited.
- Keep children and pets away from the hot grill.
- Remove flammable objects, including low-hanging branches, from near the grill.
- Use long-handled tools to handle food.
If you operate or sell consumer fireworks in a retail setting, you may want to review options like Retail Fireworks Sales Insurance to understand coverage needs.
Stay Safe on the Beach
Swimming is a fun summer activity and good exercise. Follow basic water safety rules at the beach, lake, public pool or backyard pool to reduce risk.
- Swim only in designated areas.
- Obey the lifeguard and all posted signs.
- Swim sober.
- Get out of the water during a storm or if you hear thunder or see lightning.
- Require children to wear life jackets.
- Don't dive into shallow water.
Wear Sun Bathing Protection
Picnics and outdoor activities are common during July 4th. Protect your skin and stay hydrated while spending time outside.
- Wear sunscreen that's at least SPF 15.
- Apply sunscreen to ears, the hair part and the tops of your feet.
- Avoid direct sunlight between 10 a.m. and 4 p.m. when UV rays are strongest.
- Reapply sunscreen every two to three hours or more often if you're sweating.
- Drink plenty of water even if you're not thirsty.
- Wear a hat, sunglasses and long sleeves if you must be in direct sunlight.
- Watch for signs of heat stroke, including hot, red skin, shallow breathing and a rapid, weak pulse.
Your July 4th celebration will be safer when you follow these steps.
Frequently Asked Questions
Are consumer fireworks legal everywhere?
Fireworks laws vary by state and local jurisdiction; check local rules before purchasing or using them.
What should I do if a firework doesn't go off?
Do not try to relight a dud; wait at least 15–20 minutes, then soak it in water before disposing of it safely.
How can I keep children safe around fireworks and grills?
Keep children at a safe distance, supervise them closely, and designate an adult to monitor activities involving fire or fireworks.
What are early signs of heat-related illness?
Watch for heavy sweating, weakness, dizziness, nausea or a rapid pulse, and move to shade and hydrate if symptoms appear.