FOUR PROJECTS TO PROTECT YOURSELF AND HOME AGAINST NATURAL DISASTERS

According to the American Red Cross, only a quarter of families are prepared for a natural disaster. So, what are you doing to ensure you're prepared? Have you followed FEMA's checklist of supplies, including storing nonperishable foods and water? If not, get started completing that check list.

For additional guidance on planning and home safety, see Preparedness for Natural Disasters.

Start on these four projects

  1. Protect your electronics.

    When power is restored after a blackout, a sudden rush of electricity can damage electronics. Plug-in surge protectors help, but modern HVAC systems, washers, dryers, and other appliances also have sensitive electronic controls that can be fried during surges. Cable and phone lines can carry surges as well, so consider a whole-home surge suppressor to shield all the electronics in your house; whole-home units typically cost several hundred dollars.

  2. Protect your basement.

    Heavy precipitation, clogged gutters, or hidden plumbing issues can let water into crawlspaces and basements, ruining stored items and creating costly repairs. A sump pump sits in a floor pit and turns on automatically when water rises; higher-end models include alarms and options for battery backup to keep a pump running if power fails.

  3. Have emergency power.

    A portable generator can power select lights, refrigeration, and communications during a blackout. Most electricians recommend installing a transfer switch so utility power is safely disconnected while the generator runs; budget for the generator plus professional transfer-switch installation when planning.

  4. Evacuate.

    If conditions become dangerous, you may need to leave quickly. Keep a ready-to-go survival kit with items such as water-purification supplies, matches, blankets, a multipurpose knife, cash, and routine medications so you can evacuate with minimal delay.

For resources focused on storm-related hazards and home safety tips, consult Preparing for Summer Storms and Home Safety.

If flooding is a concern where you live, review guidance at The Importance of Flood Insurance to understand risks and options.

If you want to review your coverage or options with a professional, talk to an agent about preparing your home and policy limits.

Frequently Asked Questions

What should be in a basic home emergency kit?

A basic kit should include water (one gallon per person per day for several days), nonperishable food, a flashlight, batteries, a first-aid kit, essential medications, a multi-tool, and copies of important documents.

How can I protect electronics from power surges?

Use quality surge-protecting power strips for individual devices and consider a whole-home surge suppressor installed at the electrical panel for broader protection.

Do sump pumps need backup power?

Yes—if a sump pump relies only on utility power, it may fail during a power outage when flooding risk is high; a battery backup or secondary pump helps maintain protection.

When should I decide to evacuate?

Follow local emergency instructions and evacuate when officials advise or when conditions (flooding, wildfire, structural damage) make remaining unsafe.

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