Transportation and Trucking Coverage from U.S. Risk Insurance Group
U.S. Risk Insurance Group, Inc. offers a robust Transportation and Trucking Coverage program designed for a wide range of commercial auto operations. With access to an A.M. Best rated A+ (Superior) FSC XV E&S carrier, we provide wholesale access to markets that can handle complex and specialized transportation risks. Our solutions are ideal for agents and brokers seeking coverage for clients with unique fleet and operational exposures that may not fit standard markets.
Ideal Accounts and Appetite
We write a broad array of transportation-related risks, including both for-hire and private fleets. Our appetite includes, but is not limited to:
- Contractor Fleets
- Cement Mixers and Sand & Gravel Haulers
- Patrol and Security Companies
- Parcel and Document Delivery Services
- Container Haulers and Building Materials Dealers
- Hotel and Motel Courtesy Vans
- Airport Shuttles and Taxis
- Ambulances (Emergency and Non-Emergency)
- Selective Long Haul Fleets (40+ units)
- Local Trucking Operations (up to 500-mile radius)
- Garbage and Recycling Haulers
- Select Fuel Haulers
We welcome accounts with large vehicle counts, unique operational exposures, or high-deductible structures, including SIRs. Many other classes are considered—contact us for specific inquiries.
Coverage Highlights and Advantages
Our program is built to accommodate both standard and hard-to-place risks in the commercial auto and trucking sectors. Key benefits include:
- Primary Commercial Auto liability and physical damage coverage
- Flexible underwriting for complex or unusual operations
- Capacity for large fleet exposures and regional trucking operations
- Options for large deductibles and Self-Insured Retentions (SIRs)
- Non-admitted/E&S market advantages for risks that don't qualify for admitted programs
Underwriting Notes and Minimum Premiums
We specialize in underwriting accounts that may fall outside the box for standard markets. The minimum premium typically starts at $35,000, making this program a strong fit for mid-size to large fleets or operations with higher risk profiles. We look closely at vehicle count, radius of operation, cargo type, and safety protocols when evaluating submissions.
Territories and Availability
This program is available in most states across the U.S., including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work with U.S. Risk Insurance Group?
As a seasoned Excess & Surplus Lines broker, U.S. Risk Insurance Group brings deep carrier relationships and underwriting expertise across specialized transportation sectors. We offer responsive service, flexible program design, and access to top-rated non-admitted markets that can adapt to your client’s unique needs. If you’re looking to place a trucking account that doesn't fit traditional carriers, we can help you find solutions that work.