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... Ideal Accounts and Appetite Cardiac rehabilitation centers College and univ...ecialty healthcare facilities such as rehab centers, imaging labs, sleep clini...

The healthcare sector continues to grow rapidly, and with that growth comes increased demand for specialized workers’ compensation solutions. Healthcare professionals face a unique set of occupational risks—from repetitive motion injuries and needle sticks to illness exposure and patient-handling incidents. Don R. Jensen & Company offers a tailored Workers Compensation Insurance program designed specifically for healthcare industry accounts. As a wholesale broker with access to multiple carriers, we help agents and brokers place business with confidence and efficiency. Ideal Accounts and Appetite This program is designed for a wide range of healthcare-related operations. Whether you're working with a small home health agency or a large nursing facility, we can help you find the right coverage solution. Eligible classes include: Home Health Care Providers Nursing Homes Assisted Living Centers Hospitals and Clinics Dentists and Dental Offices Physical Therapy Practices Veterinary Clinics Chiropractors You might have a client operating a multi-location physical therapy group or a growing home health agency—our program is built to accommodate a wide range of size and complexity. Coverage Highlights and Advantages We understand the healthcare sector's exposures and work with carriers that specialize in this space. Our workers' compensation insurance provides coverage for employee injuries and illnesses arising from job-related duties, ensuring peace of mind for your insureds. Key advantages include: Access to multiple carriers for a competitive approach Broad class code eligibility within healthcare Responsive underwriting and submission turnaround Support with challenging or higher-mod accounts Underwriting Notes and Minimum Premiums Submissions must include the following: Completed Acord application Three years of currently valued loss runs Current experience mod worksheet Minimum premium for this program is $5,000. All submissions should be sent to [email protected]. Territories and Availability Our healthcare workers’ compensation program is available in most states across the U.S., including but not limited to CA, TX, FL, IL, NY, and PA. Whether your client is based in the Midwest, West Coast, or the South, we can help you find coverage options that fit. Why Work With Don R. Jensen & Company With decades of experience as a wholesale broker, Don R. Jensen & Company is a reliable partner for agents and brokers seeking dependable markets for healthcare-related workers’ comp risks. Our team is knowledgeable, responsive, and focused on delivering solutions that help you grow your business. We work with a variety of carriers to bring you flexible options tailored to your clients' needs. To learn more about our healthcare industry workers’ compensation program, visit www.drjco.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for a wide range of healthcare providers, including home health agencies, nursing homes, clinics, and therapy practices. What is the minimum premium requirement?The minimum premium for this workers' compensation program is $5,000. What submission documents are required?You’ll need to submit a completed Acord application, three years of currently valued loss runs, and an experience mod worksheet. Which states is this program available in?This program is available in most U.S. states, including CA, TX, FL, IL, and NY, among many others. Who should I contact to submit an application?All submissions should be sent to [email protected] for prompt review by our underwriting team. Need help placing an account? Connect with a market specialist.

The only call you need to make! At Keating, our professional and experienced staff is equipped with nationwide product knowledge, long-term company relationships and workers' compensation expertise that is second to none in the wholesale market. Our results oriented focus is to find you the best market available for all of your workers' compensation clients while at the same time providing you with a world class level of service. Keating has made it a point to represent carriers that are rated "A" or better by A.M. Best. With these carriers we can provide coverage for hundreds of classes of business including, but not limited to, Auto Service, Contractors, Healthcare, Hospitality, Manufacturing, Trucking and many more. We also have Specialty Programs for Medical Temp-Staffing, Social Services, Non-Emergency Transportation and Visiting Nurses. You and your clients will benefit from Keating's long-term relationships, results-focused staff and unmatched level of service!

Overview of the D&O Public Program from ExecutivePerils, Inc. ExecutivePerils, Inc. offers the D&O Public program to help you place directors & officers and employment practices liability for publicly held entities and other organizations with public exposures. Backed by a broad carrier network (ExecutivePerils is appointed with over 35 insurance companies), this program pairs flexible coverage options with enhanced market access to protect executives, boards and the corporate entity. Ideal Accounts and Appetite Publicly traded companies across small- and mid-cap segments Private companies preparing for IPO or with imminent public filings Organizations that need combined D&O and Employment Practices Liability (EPL) placements Non-profit 501(c)(3) board service exposures (automatic coverage for service on nonprofit boards) Typical accounts fit a range of revenue and employee sizes; underwriters favor firms with controlled governance, clear employment practices, and manageable litigation history. The program also supports stand-alone D&O placements and optional fiduciary liability extensions for retirement plan exposures. Coverage Highlights and Advantages Separate limits for Directors & Officers Liability and Employment Practices Liability EPL defense costs provided outside the limit of liability for firms with up to 200 employees Unlimited extended reporting period for former directors and officers Occurrence-form protection to address certain claim timing concerns EPL wrongful act coverage that lists 12 named perils, including claims arising from internet use and third-party sexual harassment Optional third-party discrimination coverage when EPL is purchased Automatic entity coverage included in both the D&O and EPL coverage parts Full prior-acts coverage and punitive damages where insurable by law Spousal extension and automatic coverage for service on nonprofit 501(c)(3) boards Underwriting Notes Underwriters will review governance practices, financial condition, regulatory or securities exposures, employment practices, and prior claim or litigation history. The program accommodates both combined D&O/EPL placements and stand-alone D&O policies. Optional features such as fiduciary liability and third-party discrimination can be added when appropriate. Key underwriting observations: EPL defense costs outside the limit apply for employers with up to 200 employees — this can materially reduce erosion of limits on smaller accounts. Unlimited extended reporting periods for former directors & officers are available, which is attractive for companies with board turnover or M&A activity. Full prior acts coverage is included, simplifying placements for clients converting from other carriers. Example Account Scenarios You have a public technology company with 150 employees facing heightened employment exposure after a workforce reduction. This program’s EPL features (defense outside the limit and broad wrongful-act perils) can help preserve limits for securities exposures. You’re placing D&O for a small public retailer preparing for an IPO. The occurrence-form protection, unlimited extended reporting for former officers, and optional fiduciary extension address pre- and post-IPO risks. Territories and Availability Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work with ExecutivePerils, Inc. on D&O Public Deep carrier access: appointed with 35+ markets to place diverse public-company risks. Program flexibility: modular options let you tailor D&O, EPL, fiduciary and entity coverages for each account. Agent-focused service: underwriting teams experienced in public company exposures and IPO transitions. Claims-conscious wording: full prior acts and unlimited extended reporting provide continuity for clients moving between markets. Frequently Asked Questions What types of public companies are a good fit for this D&O Public program?Small- to mid-cap public companies, private firms preparing for an IPO, and organizations with standard governance and manageable litigation history are primary targets. The program also supports non-profit board service exposures. How does the EPL defense costs outside the limit work?For firms with up to 200 employees, EPL defense costs are paid outside the limit of liability, which preserves the limit for indemnity payments and securities exposures. Confirm employee counts with underwriters during submission. Is prior-acts coverage included?Yes — the program includes full prior acts coverage, helping ensure continuity when a client is switching carriers or renewing with new terms. What optional extensions are available?Options include stand-alone D&O, fiduciary liability extensions, and third-party discrimination when EPL is purchased. Availability and limits depend on carrier appetite and account specifics. Which states can I submit risks from?This program is available in the full list of states shown in the storefront (including the District of Columbia). Check with underwriting for any state-specific filing or form requirements. Need help placing an account? Connect with a market specialist.