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...r both residential and commercial daycare facilities. Our team specializes on childcare ...and/or abuse coverage (commercial) Facilities that care fro Special Needs children Extended hour facilities Plus much more! Commercial ...

...ied Medical & Miscellaneous Facilities) - Financial Institution Management...

Mercator Risk Services provides professional liability insurance to a wide range of consultants and miscellaneous professionals. Unusual operations, tough exposures, specialized classes and mixed exposures are standard for them. Need customized or specialized coverage for a particular account? Their expert underwriters can assist you. Consultants and miscellaneous professionals cover a wide range of services, and Mercator Risk Services provides customized professional liability coverage for all of them. In fact, they offer coverage to more than 60 professional classes. A few of these classes are listed below, and a more complete list is located on their web site at www.mercatorpro.com. Benefit Administrators Claims Adjusters/TPAs Computer/EDP Services Collection Agencies Consultants all types Customs/Freight Brokers Designers Flood Insurance Data Providers Independent Testing Labs Inspection Services IT Professionals Legal Service Providers Marketing Research Organizations Medical Billing or Research Meeting Planners Property Managers Real Estate Related Regulatory Compliance Advisors Tax Preparers Technology Accounts Telecom Site Services Specific coverage provisions are important for these professionals. Some professionals require coverage with special provisions to protect themselves from unique claims arising from their specialized services. Hard to Place: Mercator Risk Services also handles hard to place, distressed and unusual accounts. Let them know about your clients’ needs and they’ll provide you with information and assistance with your particular situation or account and Professional Liability coverage. For more information, please call (860) 527-9717 or send an e-mail to [email protected] You can get additional information on their products, insurance applications, and Specialty Lines insurance information on their Web site www.mercatorpro.com.

Let ABERDEEN assist your marketing and sales efforts on a wide range of accounts that include amusement devices, car, truck & motorcycle dealers, chemical applicators, environmental consultants & contractors, EPLi, equipment floater, fire suppression contractors, garage operations, home inspector, liquor liability, mold, railroad protective, repossessors, restaurants, security guards, social services, special events, specialty contractors, technology, telecommunications, vacant building, valet parking, apartments, just to name a few. Additional information on coverage we specialize in are listed below: Workers Compensation Territory: PA, NJ & MD Apartment Houses Property and Liability Package or Mono-Line Artisan Contractors Including Roofers, Tree Trimmers Janitorial, Alarm Installation Grading of Land Restoration Contractors GENERAL CONTRACTORS ACCEPTED Assisted Living/Long Term Care Property, Liability and Professional Package Bars, Taverns & Restaurants Property, Liability & Liquor Package or Mono-Line Environmental Liability Program Contractors, Site, Consultants Liability, On-Line Rating Garage Coverage Auto Service Centers, Auto Body, Used Car, Truck, Motorcycle & Recreational, Towing & Repossession Property, Liability, DOL, GKLL, C/AUTO Package or Mono-Line IT Professional Liability Professional Liability specifically designed for the IT Professional Limits to $10,000,000 Territory is Worldwide Residential Construction, Nec Residential Home Builder and/0r Developers Property, General Liability & Inland Marine Package or Mono-Line Special Events Including Liquor Liability Cultural, Fund Raising, Weddings, Dance Recitals, Reunions, etc Limits to $1,000,000 with unlimited aggregate Quotes within 24 hours

For 30 years, we've been writing excess and surplus insurance coverage for many of Ohio's leading agents. They come back to us time and again because they know they can depend on our excellent service. At Ohio E & S Agency, service is our specialty. Our commitment is to return quotes in 1 to 3 days on risks we can rate in our office. We quote property, casualty, professional liability, D&O liability for profit and non-profit organizations, employment practices liability insurance, self-insured workers comp., and umbrellas. We do not write autos, long-haul trucking or garage liability.

Key Risk Groups: Current ProgramConnect Products: Insurance agents and brokers, real estate agents and brokers, employment agencies, executive recruiters, search firms, temp and temp-to-hire firms, medical billing service firms, claims adjusters, examiners, mortgage brokers, answering services/alarm monitoring companies, convention/tradeshow arrangement service providers, court recorders/stenographers, information retrieval services, interior designers/decorators/space planners (non-structural), land surveyors, management consulting of market appraisal and feasibility studies, marketing consultants/researchers, mailing service providers, medical information service providers, notaries, paging services, printers/printing firms (non-financial), public relations firms/consultants, publishers, telemarketing firms, non-medical testing labs, other non-financial consultants, travel agents. Coverage: For miscellaneous classes: Miscellaneous Professional Liability ("claims-made" form) with the flexibility of coverage amendments tailored for specific classes Current ProgramConnect Programs: Insurance agents/brokers, real estate agents/brokers, employment agencies/executive recruiters/search firms/temp and temp-to-hire firms, medical billing service firms, claims adjusters/examiners, mortgage brokers For P&C insurance agents/brokers: Professional Liability ("claims-made" form) features broadened definition of "named insured" and includes coverage for first dollar defense. Defense is in addition to the limits of liability. Coverage for disciplinary proceedings is under a separate limit of liability. Coverage also applies to professional services rendered over the internet. Minimum Premium: Typically starts at $2,500, depending on the state, limits and coverages selected and classification of risk (may vary depending on specific state and class).

Claims Made Defense Costs Duty to Defend Broad Definition of Professional Services 2 Way Optional Extended Reporting Period Full Prior Acts Coverage Available

Insurance Agents & Brokers Mortgage Bankers / Brokers Escrow Companies Title Companies and Agents Tax Deferred Exchange Attorneys Travel Agents Medical Malpractice Architects & Engineers For Most All Professions, If Not Shown Here Call

Some businesses involve services such as giving advice, making recommendations, designing things, providing physical care or representing the needs of others, which can lead to being sued by customers, clients or patients claiming that the business's failure to perform a job properly has injured them. Errors and omissions or professional liability insurance covers these situations. The policy will pay any judgment for which the insured is legally liable, up to the policy limit. It also provides legal defense costs, even when there has been no wrongdoing. Professional liability insurance protects companies and individuals against claims made by clients for inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements up to the amount specified on the insurance contract. Deductibles Staring at $1,000 Premium Financing Available.