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Racquet Club Insurance Program from Colonial Genera... competitions, making it suitable for clubs that host or participate in events...

...oss form. It consolidates nine supplemental coverages on a single endorsement ...mmercial risks that need targeted supplemental limits — for example, retail, r...

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Policy Highlights for Hall Insurance: Colonial General Insurance Agency, Inc. offers a specialized Hall Insurance program tailored for venues and food-service providers operating in event settings. Eligible operations include banquet and reception halls, event venues, independent caterers, catering trucks, sandwich and food trucks, and ice cream vendors serving weddings, private parties, business meetings, fairs and festivals. Coverage can be written on a mono-line or package basis to match a wide range of client needs. Ideal Accounts and Appetite This program is a strong fit for insureds that host events or provide mobile food service. Typical accounts include: Banquet and reception halls used for weddings, conferences, or private events Event venues that host public and private gatherings Independent catering companies providing on-site event food service Mobile food vendors such as catering trucks and ice cream trucks Whether the client operates a fixed event space or a fleet of mobile vendors, Colonial General’s Hall Insurance program addresses the common liability, property and crime exposures these operations face. Coverage Highlights and Advantages General Liability (CGL) Coverage: Primary limits available up to $3,000,000 occurrence/aggregate $5,000 Medical Payments coverage included Liquor liability offered where appropriate and where state rules allow Excess or umbrella limits offered up to $25,000,000 Additional interests can be added for $100 each No deductible required on the primary liability forms Property Coverage Options: Building and contents coverage Business income and equipment breakdown Computer equipment and valuable papers Food spoilage, outside signs, and inland marine Accounts receivable Basic, broad, or special form available Choice of replacement cost or actual cash value valuation Crime Coverage Available: Inside the premises—theft of money and securities Inside the premises—robbery or safe burglary of other property Outside the premises coverage for transit and off-site exposures Underwriting Notes and Minimum Premiums Colonial General places accounts in both admitted and non-admitted markets depending on state and risk characteristics. Underwriting evaluates exposures such as alcohol service, kitchen operations, vehicle operations for mobile vendors, special-event hazards, and premises security. There is no single stated minimum premium; agents should submit details so underwriters can quote appropriately for the size and complexity of the account. Territories and Availability The Hall Insurance program is available in: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General brings focused expertise in hospitality and event-related risks. The firm leverages admitted and E&S markets to tailor solutions for venues and food-service operators, offering flexible coverages and capacity for larger limits. Colonial General's underwriters understand the operational nuances of event venues and mobile vendors and can coordinate property, liability, liquor and inland marine needs on a single placement when appropriate. Example scenarios that fit this program: You have a client who operates a mid-sized banquet hall that occasionally serves alcohol and needs combined property, general liability and liquor liability coverage. You represent a mobile ice cream vendor that attends seasonal fairs and festivals and needs general liability plus inland marine or auto-related coverage for equipment and stock. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for banquet halls, event venues, catering services, food trucks, and ice cream trucks that serve private and public events. Is liquor liability coverage available?Yes. Liquor liability can be included as part of General Liability where appropriate, subject to the risk profile and state regulations. What is the maximum limit available under the umbrella policy?Excess and umbrella limits are available up to $25,000,000. Do you offer coverage for mobile food vendors operating across multiple states?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Mobile vendors operating within these states can be considered; multistate exposures should be detailed on submission. Are there any minimum premium requirements?No specific minimum premium is listed. Submissions are evaluated and priced based on exposure, limits and coverage selections. Need help placing an account? Connect with a market specialist.

Policy Highlights for Homeowners Insurance: Colonial General Insurance Agency, Inc. offers a comprehensive Homeowners Insurance program designed specifically for community-based residential associations. This program is ideal for agents and brokers looking to place business for established community housing groups where all construction and development are complete. Target risks include: Single-family homeowner associations Townhome and townhouse associations Residential and condominium associations Time-share condominium associations Cooperative housing corporations Coverages are available on a mono-line or package basis, allowing flexibility based on the unique needs of your insureds. Whether your client is managing a stand-alone HOA or a larger residential condo association, this program offers the depth of protection needed to safeguard both property and liability exposures. Property Coverage Available for Homeowners: This program provides a broad array of property protection options, including: Buildings and contents Replacement cost or actual cash value Business income coverage Computer equipment Equipment breakdown Accounts receivable and valuable papers Inland marine and outside signs Basic, Broad, or Special Form options Commercial General Liability Coverage: Primary limits up to $3 million occurrence/aggregate $5,000 medical payments included Additional interests included at no extra charge Hired and non-owned auto liability Excess or umbrella limits up to $25 million No deductible required Crime Coverage: Theft of money and securities inside the premises Robbery or safe burglary of other property inside the premises Theft and robbery exposures outside the premises Ideal Accounts and Appetite This program is best suited for well-maintained, established residential communities that have completed all construction activities. If you have a client managing a multi-unit townhome association or a mid-sized condominium complex with shared spaces and amenities, this program offers tailored protection for their exposures. Risks with active construction or incomplete development may not be eligible. Territories and Availability Colonial General’s Homeowners Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. The admitted status varies by market, giving you access to flexible underwriting solutions depending on your client's location. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise and market access to community association risks. Their underwriting team understands the nuances of shared residential living and can help you craft competitive, comprehensive coverage packages. With access to multiple carriers and flexible coverage forms, Colonial General supports agents in placing both standard and complex homeowner association accounts. Frequently Asked Questions What types of accounts are a good fit for this Homeowners Insurance program?Ideal accounts include completed residential communities such as homeowner associations, townhome associations, condominium associations, and cooperative housing corporations. Is this program available in my state?This program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability may vary by coverage type and carrier. Can I write both property and liability coverage through this program?Yes, the program supports mono-line or package policies, allowing you to place property, liability, and crime coverage as needed. Are there deductible requirements for liability coverage?No, this program does not require a deductible for commercial general liability coverage. What limits are available for umbrella or excess liability?Excess or umbrella limits are available up to $25 million, depending on the account and underwriting criteria. Need help placing an account? Connect with a market specialist.