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Physicians, surgeons, and nurses have many professional liability options—but allied healthcare professionals often do not. Professional Liability Insurance Services, Inc.® (PLIS®) fills that gap. Our Allied Medical Errors & Omissions Insurance program provides tailored E&O protection for more than 50 allied medical and healthcare-related professions, helping you place clients who don’t fit traditional medical malpractice policies. Ideal Accounts and Appetite This program targets non-physician healthcare and wellness professionals that need customized E&O coverage. Common classes we place include: Adoption placement services Chiropractic assistants Diagnostic X-ray and imaging technicians Drug & alcohol detox facilities Health and fitness centers Home health agencies Massage therapists Occupational therapy clinics If you represent allied health professionals who fall outside standard medical malpractice forms—such as therapy aides, diagnostic service providers, or placement agencies—this program is designed for those risks. Coverage Highlights and Advantages The Allied Medical E&O program is written on a claims-made and reported basis and is offered on a non-admitted platform through Certain Underwriters at Lloyd’s. Limits are available from $100,000 to $5,000,000, with multiple deductible options so you can tailor terms to a client’s risk tolerance and budget. Policyholders also get access to the SRM® 800 “Hotline” service, an unlimited telephone risk management consultation provided by Specialty Risk Management®. The hotline supports insureds on E&O exposures and has handled more than 250,000 client interactions since 1992. Underwriting Notes and Minimum Premiums All submissions are subject to individual underwriting. Premiums depend on the class of business, chosen limits, deductibles, and the account’s specific risk characteristics. Provide a completed application and any available loss history for the quickest and most accurate response from PLIS® underwriting. Territories and Availability This program is available nationwide on a non-admitted basis in all 50 states and Washington, D.C., allowing you to place allied health risks across the country. Why Work With PLIS® As a program administrator focused on professional liability, PLIS® understands allied health exposures. We combine specialized underwriting, a partnership with Lloyd’s for capacity, and value-add risk management through the SRM® hotline to offer a practical solution for brokers placing niche healthcare accounts. In addition to Allied Medical E&O, PLIS® places Miscellaneous E&O (covering 210+ professional categories), Cyber Liability, and Real Estate E&O — useful options when clients have mixed exposures. All coverage features are subject to underwriting and may vary by account. This information is not a guarantee of quote or coverage. Refer to policy wording for complete details. Frequently Asked Questions What types of accounts are a good fit for this program?The program fits allied healthcare professionals such as massage therapists, imaging technicians, home health agencies, occupational therapy clinics, adoption/placement services, and other non-physician providers who need tailored E&O protection. Is this coverage available on an admitted basis?No. Allied Medical E&O is offered on a non-admitted basis through Certain Underwriters at Lloyd’s. Are there minimum premium requirements?Premiums vary by class, limits, deductibles, and risk profile. Contact PLIS® underwriting with the completed application and loss history to determine pricing for a specific account. What is the SRM® Hotline, and who can use it?The SRM® Hotline is a free, unlimited telephone risk management consultation available to insureds in the program. It provides practical guidance on E&O exposures and risk-reduction strategies. Is this program available nationwide?Yes. PLIS® offers this program on a non-admitted basis in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

Overview — Accountants Professional Liability Insurance from The Herbert H. Landy Insurance Agency, Inc. The Herbert H. Landy Insurance Agency, Inc. offers a dedicated Accountants Professional Liability Insurance program designed for accounting firms, sole practitioners, and accounting-adjacent service providers. This program is underwritten through Great American Insurance Company and Great American Assurance Company and delivered via Landy as a Managing General Agency, giving agents access to admitted paper and a full suite of risk-management support tailored to accounting professionals. Covered Services The program provides professional liability coverage for a wide range of accounting and advisory services, including: Accounting: Protection against claims arising from accounting engagements and financial reporting. Financial Planning: Coverage for financial advisory and planning services. Consulting: Liability protection for various consulting activities performed for clients. Notary Public: Coverage for notarial acts performed within the scope of professional services. Fiduciary: Protection for fiduciary responsibilities undertaken on behalf of clients. Investment Advisory: Coverage for investment advice and related services when provided by the insured. Arbitration/Mediation: Liability protection for services performed as an arbitrator or mediator. Risk Management Assistance Policyholders gain access to proactive tools designed to reduce loss frequency and severity: Legal Hotline and Pre-Claims Assistance: Early access to legal advice to help resolve exposure before it becomes a formal claim. No-Cost Quarterly Webinars: Continuing Professional Education (CPE) opportunities for insureds; participation may also qualify for periodic premium credits where applicable. Policy Highlights EXPRESS Program: Eligible firms can qualify for a streamlined placement that may include a 20% premium consideration, a zero-deductible option, and acceptance for firms with up to $1,000,000 in revenues over the past three years. A two-year policy option is available for greater premium stability and reinstatement of policy limits. Increased Supplementary Payments: Enhanced limits for supplementary payments are available with no deductible applied. Ideal Accounts and Appetite This program is a good fit for accountants and small to mid-sized firms that provide typical accounting, tax, and advisory services. Target accounts include: Small CPA firms and sole practitioners Bookkeepers and accounting consultants who offer payroll, tax preparation, or advisory services Firms that perform limited investment advisory or fiduciary activities as part of broader accounting services Accounts that typically fit well are those with clear engagement letters, manageable revenue levels (see EXPRESS eligibility), and a limited history of professional liability claims. Larger firms, highly specialized practices with unusual exposures, or firms with significant securities or ERISA fiduciary work may require referral to broader markets or specialized programs. Underwriting Notes Underwriters focus on revenue trends, services performed, claims history, use of engagement letters, and internal controls. The EXPRESS option speeds placement for eligible small firms (up to $1,000,000 revenue over the past three years) and offers simplified underwriting credits and deductible options. Minimum premiums and specific underwriting requirements vary by state and applicant profile—contact Landy for current guidelines and submission instructions. Territories and Availability Availability: All Available States This program is available in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work with The Herbert H. Landy Insurance Agency, Inc. As a Managing General Agency, Landy provides streamlined access to admitted carriers (Great American Insurance Company and Great American Assurance Company) and underwriting expertise for accounting risks. Practical risk-management tools—hotline advice and CPE webinars—help reduce claims exposure and support insureds. EXPRESS placement and flexible policy options (including two-year terms) make it easier to place smaller or straightforward accounts quickly. Example Placement Scenarios You have a three-partner CPA firm that provides tax prep, monthly bookkeeping, and limited financial planning. Their revenue fits within EXPRESS guidelines and they value the two-year option for premium stability. You represent a sole practitioner who performs tax returns, notary services, and small business consulting with a clean claims history—this client is likely to qualify for streamlined placement and risk-management resources. For more detailed underwriting criteria or to submit a risk, contact The Herbert H. Landy Insurance Agency, Inc. or review their program materials on the company website. Frequently Asked Questions What types of accounts are a good fit for this accountants professional liability program?This program is best for small to mid-sized accounting firms, sole practitioners, bookkeepers, and consultants offering tax, bookkeeping, payroll, and limited advisory services—particularly firms with clear engagement letters and manageable revenue levels. What is the EXPRESS program and who qualifies?EXPRESS is a streamlined placement option for eligible firms that can include a 20% premium consideration, zero-deductible choices, and acceptance for firms with up to $1,000,000 in revenues over the past three years. Eligibility is determined by underwriting review of services, revenue, and claims history. What risk management support does Landy provide to insureds?Policyholders have access to a legal hotline and pre-claims assistance, plus no-cost quarterly webinars that offer CPE credits. These resources are intended to help insureds manage exposures and reduce the likelihood of formal claims. Which carriers underwrite this program and where is it available?The program is underwritten by Great American Insurance Company and Great American Assurance Company and is available in the states listed above. Availability and certain terms may vary by state, so check current guidelines before submission. Need help placing an account? Connect with a market specialist.

The Rockwood Employment Practices Liability Insurance program delivers defense and indemnity protection for claims arising from the employer/employee relationship. The policy is written to defend and indemnify employers — including current, former and prospective employees, directors and officers, and the corporate entity —against a broad spectrum of employment-related claims. Multiple limit and deductible options are available to help you place accounts with varying risk tolerances and budgets. Rockwood’s Employment Practices Liability Insurance Program Coverage Highlights: Coverage for Third Party Wrongful Acts — available Wage-and-Hour coverage — available (subject to sub-limit) Alleged violations of immigration rules — endorsement provided at no cost to the insured (subject to sub-limit) Expanded definition of covered employee to include leased workers, independent contractors, volunteers and interns Advocacy claims defense provided by nationally recognized legal experts Underwritten by member companies of Baldwin & Lyons, Inc. Toll-free hotline available to all Rockwood policyholders Rockwood’s Employment Practices Liability Insurance program uses a streamlined submission process with a two-page application and paperless compliance. Limits are available from $250,000 to $5,000,000 and retentions start as low as $2,500. Some restrictions apply. Overview — Rockwood Programs Employment Practices Liability Rockwood Programs offers this EPLI product as a program administrator focused on easy placement and responsive advocacy for covered claims. The program pairs simplified underwriting with dedicated claims defense resources and access to admitted paper in most available markets. This makes it a practical option for agents seeking an efficient solution for employer-side liability exposures. Ideal Accounts and Appetite This program fits mid-to-small private companies and non-profit organizations across a broad set of industries. Typical accounts include: Professional services firms and small-to-mid sized offices (10–250 employees) Healthcare support services, nonprofits and associations Hospitality, retail and franchise operations with multiple locations The appetite favors insureds with formal HR practices, written policies, and reasonable employment procedures. Higher risk targets (for example, employers with frequent prior employment-related claims or complex class-action wage-and-hour exposures) should be submitted with full details for consideration and may be subject to sub-limits or declination. Coverage Strengths and Advantages - Third-party wrongful acts coverage and a wage-and-hour option provide flexibility when clients need broader protection. - The program’s expanded employee definition helps cover exposures often missed by narrower forms (leased employees, contractors, interns). - Endorsements for immigration-related allegations and access to national advocacy counsel enhance claim response when issues arise. - A toll-free hotline gives insureds quick access to advice that can reduce loss frequency and improve claim outcomes. Underwriting Notes and Minimums Submission is quick: a two-page application and paperless process. Minimum premium and retention vary by state, class and limits — the program lists minimum premium as “varies.” Provide complete loss history, employee counts by class/location, and copies of employee handbooks or policies to accelerate review. For accounts with wage-and-hour exposure or prior EPL claims, include details up front to help underwriting evaluate sub-limits or endorsements. Territories and Availability Program Administrator: Rockwood Programs. Underwriters include Houston Sepc. Insurance Group and Imperium Insurance Company. Admitted status: Most Available Markets. This program is available in: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC. Why Place EPLI with Rockwood Programs Rockwood combines a focused program administrator approach with admitted market access and nationally-recognized defense counsel that specializes in employment claims. The streamlined application and paperless workflow help you move accounts from submission to bind quickly. The program’s flexible limits, available endorsements, and employment advocacy services make it a practical choice for agents placing a wide cross-section of employer accounts. Example Accounts You Might Place - A 75-employee professional services firm with established HR policies seeking limits of $1,000,000 and a modest retention. - A regional retail chain with multiple locations that wants expanded employee definitions and third-party coverage added to their package. Frequently Asked Questions What types of accounts are a good fit for Rockwood’s EPLI program?Small-to-mid sized employers and nonprofit organizations with documented HR practices are the primary targets. The program is designed for accounts that need admitted-market placement, flexible limits ($250k–$5M), and optional wage-and-hour coverage (subject to sub-limits). What does the submission process require?Rockwood uses a two-page application and a paperless submission workflow. Include employee counts, loss runs, and core HR policies or handbooks to speed underwriting. Detailed histories are needed for accounts with prior EPL claims or wage-and-hour exposure. Is third-party wrongful acts and wage-and-hour coverage included?Third-party wrongful acts coverage is available. Wage-and-hour coverage can be offered subject to a sub-limit. Specific availability and sub-limit sizes are determined by underwriting and state filing requirements. Which states and markets are supported?The program is available in most states (see storefront for the full list). Rockwood places business with admitted carriers including Houston Sepc. Insurance Group and Imperium Insurance Company depending on territory and risk profile. Are there service resources for policyholders during a claim?Yes. The program offers advocacy claims defense through nationally recognized legal experts and a toll-free hotline available to Rockwood policyholders for early claim guidance and loss mitigation. Need help placing an account? Connect with a market specialist.

Overview — King Support Systems Insurance Services: Employment Practices Liability Insurance King Support Systems Insurance Services offers an Employment Practices Liability Insurance (EPLI) program designed for agents placing employer-side liability coverage in AZ, CA, NV, OR and WA. As a Managing General Underwriter and Excess & Surplus Lines Broker, King Support provides flexible limits, risk management support and streamlined submission tools to help you place accounts quickly with admitted or non-admitted capacity where appropriate. Program at a Glance Limits available from $250,000 up to $10,000,000 Claims-made and reported form with prior acts coverage available Minimum premium: $1,200 Available in AZ, CA, NV, OR and WA — admitted placement in most available states; E&S where required Carriers: various admitted and surplus markets Services and Producer Tools Free risk management manual plus a telephone hotline to support insureds and insureds’ HR teams One-page short-form application for a fast, non-binding quote Quick underwriting turnaround and premium finance options to close business faster Ideal Accounts and Appetite This program targets private employers and non-profit organizations seeking robust EPL protection with strong risk management support. It is well suited for employers concerned about discrimination, harassment, wrongful termination, retaliation claims and wage-related exposures such as Equal Pay Act issues. Good fits include: Small to mid-size businesses with professional HR practices but occasional exposure events Non-profit organizations and membership groups Employers going through reorganizations or downsizing who want loss control and prior acts protection Typically not a fit: employers with persistent or extensive prior EPL claim histories, or accounts requiring public entity-specific coverages not offered by the program. Underwriting will evaluate prior claims, HR practices, employee handbook and termination procedures. Coverage Highlights & Special Features First-dollar coverage for EEOC administrative proceedings (helps reduce immediate defense exposure) Up to $2,500 available for defense costs before the deductible applies Additional defense outside the limits is available through certain carriers Equal Pay Act (EPA) coverage included where offered Aggregate deductible options and deductible reduction endorsements to tailor pricing and attachment points Underwriting Notes & Minimum Premium Underwriters review employment practices, HR documentation, training, and historical claim activity. King Support offers a one-page short-form application to speed initial screening; more detailed supplemental information may be requested for larger or higher-risk accounts. The program’s minimum premium is $1,200. Territories and Placement Available in AZ, CA, NV, OR and WA. King Support places coverage admitted where available and appropriate, and uses surplus lines placement where necessary to deliver broader terms or capacity. Why Work With King Support Systems Insurance Services? As an MGA and E&S broker, King Support combines quick quoting, practical risk management resources, and access to multiple admitted and surplus markets. That combination makes it easier for you to bind coverage for employers who need timely protection and HR support—especially when handling sensitive employment-related claims or organizational change. Example Account Scenarios You have a 75-employee private employer in California preparing for a restructuring and looking for prior acts coverage plus hands-on HR guidance — King Support’s EPLI with downsizing coverage and the risk management hotline is a match. A regional non-profit in Oregon with an established HR program needs limits above their current policy and wants first-dollar EEOC administrative defense — the program’s flexible limits and administrative proceedings coverage fit well. Frequently Asked Questions What types of accounts are a good fit for this EPLI program?Private employers and non-profits in AZ, CA, NV, OR and WA that want claims-made EPL coverage with prior acts protection. Ideal accounts have documented HR practices and may need help with reorganizations, downsizing, or wage-and-hour exposure such as EPA concerns. What submission materials speed up underwriting?Start with the one-page short-form application for a fast, non-binding quote. Have recent HR policies, any prior EPL loss run or claims details, and notes on recent reorganizations ready if requested for larger or higher-risk accounts. Does the program offer risk management support?Yes. King Support provides a free risk management manual and access to a telephone hotline to help insureds address HR issues before they become claims. Are admitted limits available or is this surplus lines only?The program places business admitted in most available states where carriers offer admitted paper; surplus lines placement is used when admitted capacity is not available or when broader terms are required. Need help placing an account? Connect with a market specialist.

Overview — IPMG Nursing Home Insurance and Risk Management IPMG provides dedicated Nursing Home Insurance and Risk Management solutions for senior care providers. We combine program underwriting (including acting as Managing General Underwriters for select programs) with wholesale brokerage and hands-on risk management designed specifically for nursing homes, assisted and independent living, CCRCs, home health agencies and adult day care providers. Our Healthcare division focuses on the senior care market and manages specialty liability programs such as Trinity Risk Solutions RRG (for not-for-profit providers) and New York Healthcare RRG (open to all ownership types). IPMG also places primary and excess P&C coverages, including workers’ compensation, through multiple markets and RRG capacity. Ideal Accounts and Appetite This program is tailored for licensed senior care operators where clinical protocols, regulated operations and staff training are central to controlling liability—and where active risk management will materially reduce exposures. Typical fits include: Skilled nursing/nursing homes (licensed) Assisted living and independent living communities Continuing care retirement communities (CCRCs) Home health providers and adult day care centers Accounts with established management, good licensure history and a commitment to documented clinical processes and staff training are the best fits. For higher-risk specialty operations (for example unlicensed programs or clinical models outside traditional senior care), please discuss specifics with underwriting before submission. Coverage Highlights and Advantages IPMG’s program offers access to multiple liability markets and RRG capacity with a focus on practical loss control. Key advantages for agents and their clients include: Program access to Trinity Risk Solutions RRG and New York Healthcare RRG Wholesale brokerage for primary and excess P&C placements, including workers’ compensation Integrated risk management services that help reduce severity and frequency of claims 24-hour risk management hotline and online incident reporting Risk Management Services IPMG’s in-house risk management team includes former Directors of Nursing and clinical professionals such as physical therapists. Their services are designed to improve care quality, protect employees and help manage insurance costs. Regulatory compliance assistance Accident investigation training and incident investigation assistance 24-Hour risk management hotline and online incident reporting Mock surveys, plan of correction assistance and clinical case reviews Employee programs: limited lift programs, essential functions testing, drug testing and background check policies Supervisors/leadership development and wellness consulting Underwriting Notes and Minimum Premium Submissions should include completed applications, recent loss runs and proof of licensure. This program typically requires a minimum annual premium of $10,000. Because IPMG places business into both RRG and non-admitted markets, terms and attachment points will depend on account profile and desired structure. Territories and Availability Available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage may be placed in admitted or non-admitted markets depending on carrier and program structure; consult underwriting for state-specific placement guidance. Why Work With IPMG on Senior Care Business Agents choose IPMG because we combine program access (including RRGs), wholesale brokerage relationships and clinical-focused risk management. Our team’s senior care experience helps translate clinical improvements into measurable reductions in exposure, which supports better pricing and placement options. Example Placement Scenarios You might have a client who is a 75-bed not-for-profit nursing home with stable management and a strong incident reporting program—this is a natural fit for Trinity Risk Solutions RRG capacity. Or you may represent a small assisted living operator seeking primary liability and workers’ compensation where IPMG’s wholesale markets and risk management services can be bundled to improve terms. WE'VE GOT YOU COVERED! Frequently Asked Questions What types of senior care accounts are the best fit for IPMG’s Nursing Home program?Licensed nursing homes, assisted and independent living communities, CCRCs, home health agencies and adult day care providers with documented clinical processes and experienced management are the best fits. Not-for-profit providers may be eligible for Trinity Risk Solutions RRG capacity. What submissions does underwriting typically require?Underwriters generally expect a completed application, recent loss runs, proof of licensure, and information on risk management practices. Specific requirements vary by market and program—contact IPMG underwriting for a targeted checklist. Is risk management included with placements through IPMG?IPMG provides dedicated risk management services—clinical reviews, mock surveys, hotline support and training—which are integral to our senior care solutions and can be offered as part of the placement or as a separate service to help reduce exposures. Need help placing an account? Connect with a market specialist.