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Physicians, surgeons, and nurses have many professional liability options—but allied healthcare professionals often do not. Professional Liability Insurance Services, Inc.® (PLIS®) fills that gap. Our Allied Medical Errors & Omissions Insurance program provides tailored E&O protection for more than 50 allied medical and healthcare-related professions, helping you place clients who don’t fit traditional medical malpractice policies. Ideal Accounts and Appetite This program targets non-physician healthcare and wellness professionals that need customized E&O coverage. Common classes we place include: Adoption placement services Chiropractic assistants Diagnostic X-ray and imaging technicians Drug & alcohol detox facilities Health and fitness centers Home health agencies Massage therapists Occupational therapy clinics If you represent allied health professionals who fall outside standard medical malpractice forms—such as therapy aides, diagnostic service providers, or placement agencies—this program is designed for those risks. Coverage Highlights and Advantages The Allied Medical E&O program is written on a claims-made and reported basis and is offered on a non-admitted platform through Certain Underwriters at Lloyd’s. Limits are available from $100,000 to $5,000,000, with multiple deductible options so you can tailor terms to a client’s risk tolerance and budget. Policyholders also get access to the SRM® 800 “Hotline” service, an unlimited telephone risk management consultation provided by Specialty Risk Management®. The hotline supports insureds on E&O exposures and has handled more than 250,000 client interactions since 1992. Underwriting Notes and Minimum Premiums All submissions are subject to individual underwriting. Premiums depend on the class of business, chosen limits, deductibles, and the account’s specific risk characteristics. Provide a completed application and any available loss history for the quickest and most accurate response from PLIS® underwriting. Territories and Availability This program is available nationwide on a non-admitted basis in all 50 states and Washington, D.C., allowing you to place allied health risks across the country. Why Work With PLIS® As a program administrator focused on professional liability, PLIS® understands allied health exposures. We combine specialized underwriting, a partnership with Lloyd’s for capacity, and value-add risk management through the SRM® hotline to offer a practical solution for brokers placing niche healthcare accounts. In addition to Allied Medical E&O, PLIS® places Miscellaneous E&O (covering 210+ professional categories), Cyber Liability, and Real Estate E&O — useful options when clients have mixed exposures. All coverage features are subject to underwriting and may vary by account. This information is not a guarantee of quote or coverage. Refer to policy wording for complete details. Frequently Asked Questions What types of accounts are a good fit for this program?The program fits allied healthcare professionals such as massage therapists, imaging technicians, home health agencies, occupational therapy clinics, adoption/placement services, and other non-physician providers who need tailored E&O protection. Is this coverage available on an admitted basis?No. Allied Medical E&O is offered on a non-admitted basis through Certain Underwriters at Lloyd’s. Are there minimum premium requirements?Premiums vary by class, limits, deductibles, and risk profile. Contact PLIS® underwriting with the completed application and loss history to determine pricing for a specific account. What is the SRM® Hotline, and who can use it?The SRM® Hotline is a free, unlimited telephone risk management consultation available to insureds in the program. It provides practical guidance on E&O exposures and risk-reduction strategies. Is this program available nationwide?Yes. PLIS® offers this program on a non-admitted basis in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

The Rockwood Employment Practices Liability Insurance program delivers defense and indemnity protection for claims arising from the employer/employee relationship. The policy is written to defend and indemnify employers — including current, former and prospective employees, directors and officers, and the corporate entity —against a broad spectrum of employment-related claims. Multiple limit and deductible options are available to help you place accounts with varying risk tolerances and budgets. Rockwood’s Employment Practices Liability Insurance Program Coverage Highlights: Coverage for Third Party Wrongful Acts — available Wage-and-Hour coverage — available (subject to sub-limit) Alleged violations of immigration rules — endorsement provided at no cost to the insured (subject to sub-limit) Expanded definition of covered employee to include leased workers, independent contractors, volunteers and interns Advocacy claims defense provided by nationally recognized legal experts Underwritten by member companies of Baldwin & Lyons, Inc. Toll-free hotline available to all Rockwood policyholders Rockwood’s Employment Practices Liability Insurance program uses a streamlined submission process with a two-page application and paperless compliance. Limits are available from $250,000 to $5,000,000 and retentions start as low as $2,500. Some restrictions apply. Overview — Rockwood Programs Employment Practices Liability Rockwood Programs offers this EPLI product as a program administrator focused on easy placement and responsive advocacy for covered claims. The program pairs simplified underwriting with dedicated claims defense resources and access to admitted paper in most available markets. This makes it a practical option for agents seeking an efficient solution for employer-side liability exposures. Ideal Accounts and Appetite This program fits mid-to-small private companies and non-profit organizations across a broad set of industries. Typical accounts include: Professional services firms and small-to-mid sized offices (10–250 employees) Healthcare support services, nonprofits and associations Hospitality, retail and franchise operations with multiple locations The appetite favors insureds with formal HR practices, written policies, and reasonable employment procedures. Higher risk targets (for example, employers with frequent prior employment-related claims or complex class-action wage-and-hour exposures) should be submitted with full details for consideration and may be subject to sub-limits or declination. Coverage Strengths and Advantages - Third-party wrongful acts coverage and a wage-and-hour option provide flexibility when clients need broader protection. - The program’s expanded employee definition helps cover exposures often missed by narrower forms (leased employees, contractors, interns). - Endorsements for immigration-related allegations and access to national advocacy counsel enhance claim response when issues arise. - A toll-free hotline gives insureds quick access to advice that can reduce loss frequency and improve claim outcomes. Underwriting Notes and Minimums Submission is quick: a two-page application and paperless process. Minimum premium and retention vary by state, class and limits — the program lists minimum premium as “varies.” Provide complete loss history, employee counts by class/location, and copies of employee handbooks or policies to accelerate review. For accounts with wage-and-hour exposure or prior EPL claims, include details up front to help underwriting evaluate sub-limits or endorsements. Territories and Availability Program Administrator: Rockwood Programs. Underwriters include Houston Sepc. Insurance Group and Imperium Insurance Company. Admitted status: Most Available Markets. This program is available in: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC. Why Place EPLI with Rockwood Programs Rockwood combines a focused program administrator approach with admitted market access and nationally-recognized defense counsel that specializes in employment claims. The streamlined application and paperless workflow help you move accounts from submission to bind quickly. The program’s flexible limits, available endorsements, and employment advocacy services make it a practical choice for agents placing a wide cross-section of employer accounts. Example Accounts You Might Place - A 75-employee professional services firm with established HR policies seeking limits of $1,000,000 and a modest retention. - A regional retail chain with multiple locations that wants expanded employee definitions and third-party coverage added to their package. Frequently Asked Questions What types of accounts are a good fit for Rockwood’s EPLI program?Small-to-mid sized employers and nonprofit organizations with documented HR practices are the primary targets. The program is designed for accounts that need admitted-market placement, flexible limits ($250k–$5M), and optional wage-and-hour coverage (subject to sub-limits). What does the submission process require?Rockwood uses a two-page application and a paperless submission workflow. Include employee counts, loss runs, and core HR policies or handbooks to speed underwriting. Detailed histories are needed for accounts with prior EPL claims or wage-and-hour exposure. Is third-party wrongful acts and wage-and-hour coverage included?Third-party wrongful acts coverage is available. Wage-and-hour coverage can be offered subject to a sub-limit. Specific availability and sub-limit sizes are determined by underwriting and state filing requirements. Which states and markets are supported?The program is available in most states (see storefront for the full list). Rockwood places business with admitted carriers including Houston Sepc. Insurance Group and Imperium Insurance Company depending on territory and risk profile. Are there service resources for policyholders during a claim?Yes. The program offers advocacy claims defense through nationally recognized legal experts and a toll-free hotline available to Rockwood policyholders for early claim guidance and loss mitigation. Need help placing an account? Connect with a market specialist.

Gateway Specialty Insurance is a wholesale broker focused on placing insurance for nonprofits and social service organizations. As a Berkshire Hathaway company, we concentrate exclusively on this sector to deliver tailored coverage and underwriting expertise that match the unusual risks nonprofits face. Overview of the Program from Gateway Specialty Insurance The Nonprofit and Social Services Insurance Program is built for retail agents and brokers who place nonprofit business. Whether you have a few nonprofit clients or manage a larger book of social service risks, Gateway Specialty gives you access to stable, A++ rated carriers with admitted and non-admitted options. For qualified submissions we typically provide same-day or next-day quotes, and you do not need an appointment or minimum volume to get started. Ideal Accounts and Appetite The program fits a broad range of nonprofit and human services organizations, including: Community outreach programs Substance abuse and mental health services Domestic violence and emergency shelters Job training and workforce development centers Youth mentoring and after-school programs Food banks, meal delivery, and pantry operations You might have a client that runs a small counseling clinic or a regional food pantry — both are well within our appetite. We also consider accounts with social service components that require specialized underwriting due to higher exposure or program complexity. Coverage Highlights and Advantages Gateway’s package options can be tailored to include combinations of: General Liability Professional Liability Abuse and Molestation coverage Directors & Officers (D&O) Property and Inland Marine Workers’ Compensation (where available) Policyholders also gain value through free risk management services such as background checks and an HR hotline, helping clients reduce exposure and manage day-to-day operations. Underwriting Notes and Minimum Premiums We work with top carriers including USLI, CapSpecialty, and Alliance of Nonprofits for Insurance. Our underwriters understand nonprofit operations and common loss drivers, which helps accelerate quoting and binding for routine accounts. Gateway aims to be flexible on premium size and does not require a specific appointment or minimum premium to submit business. For accounts with elevated risk or complex programs, underwriters may request additional information or tailored terms. Territories and Availability This program is available in nearly all states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, and WY. Why Work with Gateway Specialty Insurance? Focusing exclusively on nonprofits and social services gives Gateway deep underwriting knowledge and streamlined placement processes. Agents and brokers benefit from: Fast, flexible quoting with A++ rated carriers Admitted and non-admitted market options Dedicated underwriting and program expertise for nonprofits No appointment or volume commitment required Access to free policyholder tools (background checks, HR hotline, etc.) To learn more or get started, visit www.gatewayspecialty.com or call 877-977-4474. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for nonprofits and social service organizations such as counseling centers, food banks, youth programs, shelters, and job training services. Do I need an appointment to submit business?No appointment or premium commitment is required to submit and bind business through Gateway Specialty Insurance. Are both admitted and non-admitted markets available?Yes, we offer both admitted and non-admitted options through top-rated carriers, depending on the state and the risk profile. What value-added services are included for policyholders?Policyholders receive access to free resources such as background checks and a human resources hotline to support daily operations and compliance. How quickly can I get a quote?For qualified accounts, we can typically provide same-day or next-day quotes. Need help placing an account? Connect with a market specialist.

Overview — King Support Systems Insurance Services: Employment Practices Liability Insurance King Support Systems Insurance Services offers an Employment Practices Liability Insurance (EPLI) program designed for agents placing employer-side liability coverage in AZ, CA, NV, OR and WA. As a Managing General Underwriter and Excess & Surplus Lines Broker, King Support provides flexible limits, risk management support and streamlined submission tools to help you place accounts quickly with admitted or non-admitted capacity where appropriate. Program at a Glance Limits available from $250,000 up to $10,000,000 Claims-made and reported form with prior acts coverage available Minimum premium: $1,200 Available in AZ, CA, NV, OR and WA — admitted placement in most available states; E&S where required Carriers: various admitted and surplus markets Services and Producer Tools Free risk management manual plus a telephone hotline to support insureds and insureds’ HR teams One-page short-form application for a fast, non-binding quote Quick underwriting turnaround and premium finance options to close business faster Ideal Accounts and Appetite This program targets private employers and non-profit organizations seeking robust EPL protection with strong risk management support. It is well suited for employers concerned about discrimination, harassment, wrongful termination, retaliation claims and wage-related exposures such as Equal Pay Act issues. Good fits include: Small to mid-size businesses with professional HR practices but occasional exposure events Non-profit organizations and membership groups Employers going through reorganizations or downsizing who want loss control and prior acts protection Typically not a fit: employers with persistent or extensive prior EPL claim histories, or accounts requiring public entity-specific coverages not offered by the program. Underwriting will evaluate prior claims, HR practices, employee handbook and termination procedures. Coverage Highlights & Special Features First-dollar coverage for EEOC administrative proceedings (helps reduce immediate defense exposure) Up to $2,500 available for defense costs before the deductible applies Additional defense outside the limits is available through certain carriers Equal Pay Act (EPA) coverage included where offered Aggregate deductible options and deductible reduction endorsements to tailor pricing and attachment points Underwriting Notes & Minimum Premium Underwriters review employment practices, HR documentation, training, and historical claim activity. King Support offers a one-page short-form application to speed initial screening; more detailed supplemental information may be requested for larger or higher-risk accounts. The program’s minimum premium is $1,200. Territories and Placement Available in AZ, CA, NV, OR and WA. King Support places coverage admitted where available and appropriate, and uses surplus lines placement where necessary to deliver broader terms or capacity. Why Work With King Support Systems Insurance Services? As an MGA and E&S broker, King Support combines quick quoting, practical risk management resources, and access to multiple admitted and surplus markets. That combination makes it easier for you to bind coverage for employers who need timely protection and HR support—especially when handling sensitive employment-related claims or organizational change. Example Account Scenarios You have a 75-employee private employer in California preparing for a restructuring and looking for prior acts coverage plus hands-on HR guidance — King Support’s EPLI with downsizing coverage and the risk management hotline is a match. A regional non-profit in Oregon with an established HR program needs limits above their current policy and wants first-dollar EEOC administrative defense — the program’s flexible limits and administrative proceedings coverage fit well. Frequently Asked Questions What types of accounts are a good fit for this EPLI program?Private employers and non-profits in AZ, CA, NV, OR and WA that want claims-made EPL coverage with prior acts protection. Ideal accounts have documented HR practices and may need help with reorganizations, downsizing, or wage-and-hour exposure such as EPA concerns. What submission materials speed up underwriting?Start with the one-page short-form application for a fast, non-binding quote. Have recent HR policies, any prior EPL loss run or claims details, and notes on recent reorganizations ready if requested for larger or higher-risk accounts. Does the program offer risk management support?Yes. King Support provides a free risk management manual and access to a telephone hotline to help insureds address HR issues before they become claims. Are admitted limits available or is this surplus lines only?The program places business admitted in most available states where carriers offer admitted paper; surplus lines placement is used when admitted capacity is not available or when broader terms are required. Need help placing an account? Connect with a market specialist.