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...ips, etc.) have unique pollution liability needs. Often, these small entities ...heir needs or traditional Pollution Liability policies which are expensive and...

AmWINS Program Underwriters offers two programs designed specifically for companies that sell, distribute, or install fire protection equipment. These programs provide comprehensive and competitive solutions through a top-rated insurance carrier.

AmWINS Access is pleased to be the exclusive distributor of the following products. Through proprietary data technology and analytics, we provide a new approach to underwriting which drives customized pricing for each of your clients based on their unique risk factors.

The Waste Haulers program is administered by three underwriters with more than 25 years of experience.

AmWINS Program Underwriters' PizzaPro program is tailored to meet the specific coverage needs of pizza and deli operations offering delivery service. We provide package insurance coverage for franchised and independently owned restaurants.

The disastrous Japanese earthquake/tsunami of March 2011 drowned thousands of people - but the toll would have been far higher without the nation's comprehensive warning system, which combined radio broadcasts, text messages, and sirens with firefighters' door-to-door calls. Every business needs an effective emergency communications notification system that has low-tech and high tech elements. Here's an overview of the advantages and disadvantages that each type offers: Low-tech systems can be effective, but have serious limitations. Although calling trees are valuable for mass communications, they're slow, subject to errors, and breakdowns. Sirens and alarms provide immediate warning and can alert everyone who's in a dangerous area; however, they can't provide much information and have a limited range. Intercom systems are reasonably fast and can communicate detailed information, but usually operate in only one building. High-tech systems provide automated mass notification of detailed warnings rapidly and accurately to a wide range of devices, including phones (land line and cell) and computers (e-mail and instant messaging) through multiple communication networks. High-tech systems can also target messages to individual groups, such as first responders. However, they don't offer a panacea. For one thing, cell phones might be turned off. Although communication with cell phones is available by voice mail or text messaging, these systems are vulnerable to a general outage of communication networks. Their "call capacity" might be a serious limitation, especially for larger firms. For most businesses, a warning system that blends low tech (alarms and sirens) with high tech (automated notification) can provide effective communication when an emergency strikes. When choosing a system, you should also weigh such factors as cost and ease of use. Our risk management experts would be happy to offer you their advice.

We advise boaters to take necessary precautions to be safe during the summer season, the time of year when boat accident claims increase in frequency, according to an analysis of claims incidence at Travelers, a leading provider of boat and yacht insurance. “Substantially more people are on the water during the summer, so that is the time boaters should be extra careful to protect their family, friends and watercraft from a loss,” said Tony Scurich of Scurich Insurance.  “It’s also a good time to review your boat and yacht insurance with an independent agent to be sure you have adequate coverage.” We recommend the following boat safety tips: Wear a life jacket:  80 percent of drowning victims were not wearing a PFD (Personal Flotation Device) or life jacket.  Most states require that children under a certain age wear a life jacket and that every boat be equipped with one life jacket per passenger. Take a boating course:  Even if your state does not mandate the completion of a boating course prior to obtaining your boating license, both you and your passengers will benefit from a formalized course.  To learn more about boating safety classes, visit http://cgaux.org/boatinged. Schedule a vessel safety check:  The Coast Guard auxiliary offers free safety checks.  For more information, visit www.vesselsafetycheck.org/getvsc or http://www.uscgboating.org/default.aspx. Equip your boat with an emergency kit and be familiar with how to use each of the items.  Travelers recommends including the following:  fire extinguisher, first aid kit, visual distress signal and/or a Coast Guard-approved throwable PFD, such as a life ring or a horseshoe.  Organize an emergency plan and make sure that passengers are familiar with it.  Remember to test equipment and be knowledgeable of the suggested guidelines for usage and replacement. Be prepared for the weather:  Check the weather forecast before going on the water and be equipped for changes. Know where you are:  The Coast Guard recommends having charts, a GPS (Global Positioning System) and a reliable means of communication on board. Know how to contact the Coast Guard:  Marine radio is the preferred method to communicate on the water because it broadcasts to other boaters in the vicinity.  If using a cell phone on the water, test it for a maritime emergency by dialing *CG (*24).  There is no charge or penalty for calling to test the signal. Do not drink and drive:  According to the Coast Guard, a boat operator with a blood alcohol level of .10 percent is 10 times more likely to be killed in a boating accident than a boat operator with a blood alcohol level of zero.  Operating a boat while drinking is illegal in several states.  Remember that the effects of alcohol are exacerbated when combined with sun exposure and being on the water. Established in 1924, Scurich Insurance is an independent insurance agency offering a full range of insurance products including Auto, Home, Life, and more…  Scurich Insurance is a member of [ASSOCIATIONS] and supports [LOCAL CHARITIES OR ORGANIZATIONS]. For information and quotes on insurance coverage, please visit Scurich Insurance at 320 East Lake Avenue, Watsonville, CA 95077-1170 or call (831)-722-3541. About Travelers The Travelers Companies, Inc. (NYSE: TRV) is a leading provider of property casualty insurance for auto, home and business.  The company’s diverse business lines offer its global customers a wide range of coverage sold primarily through independent agents and brokers. A component of the Dow Jones Industrial Average, Travelers has operations in the U.S., Canada, U.K. and Ireland. For more information, visit www.travelers.com.

SALINAS, Calif. —Wednesday update for DISH satellite subscribers: Hearst Television Inc. announced that it has reached a retransmission consent agreement with Dish Network covering carriage of Hearst Television stations in the 25 Hearst Television markets. In a statement released Wednesday morning the company said: "We appreciate the support and patience of our viewers, advertisers and local communities served by our stations. We regret the inconvenience they’ve experienced over the past several hours. We are pleased the interruption was brief and that our stations have been restored on DISH Network systems." Hearst Television, a national multi-media company, owns and operates 29 local television stations and two local radio stations reaching approximately 18% of U.S. television households. The TV stations broadcast 60 video channels, featuring local and national news, weather, information, sports and entertainment programming, and local community service-oriented programs. The stations also host and operate digital on-line and mobile platforms that extend the company’s brands and content to local, national and international audiences. Hearst Television is recognized as one of the industry's premier companies, and has been honored with numerous awards for distinguished journalism, industry innovation, and community service. Hearst Television is a wholly owned subsidiary of Hearst Corporation. The Company’s Web address is www.hearsttelevision.com. Content provided by: http://www.ksbw.com/news/central-california/salinas/ksbw-notice-to-dish-satellite-subscribers/25332500#ixzz2yQgl3PGh

For more than 20 years, SPFM (an AmWINS Group Company) has provided distinctive package insurance solutions for property owners and managers of commercial and residential real estate through the Specialty Insurance Advantage (SIA) program.

...rogram offers the ISO "Pollution Liability-Broadened Coverage for Covered Auto...