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... Weaken structural supports like building foundations, or even elements of the...

...rements to be cut in half if the building is used for transitional housing. ...sive retail business moved into the building, the city would not be able to st...

US Assure provides insurance programs and services. Headquartered in Jacksonville, Florida, the privately held company manages, distributes and services programs for leading carriers in the construction and property insurance market with distribution throughout the U.S. and Canada. With four decades of expertise managing programs and providing service, US Assure is a trusted partner offering solutions needed to assure success.

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Roadwork can be frustrating, but it is a necessary fact of life.  When you have to be somewhere and traffic builds because of roadwork, it can be easy to become impatient – which can be dangerous in a work zone.  Did you know work zones are a major cause of auto accidents? During 2012, these accidents resulted in 609 fatalities and about 32,000 injuries.¹ Here are some tips that can help you and others stay safe when there is roadwork ahead: Be prepared for the unexpected. Things can change quickly in work zones. Slowed or stopped traffic, a traffic lane closure, or equipment and workers on the roadway are all possible. Slow down. More than one-third of fatal accidents in work zones are caused by speeding.² Obey the posted speed limit, even if you do not see any work currently in progress.  Keep a safe following distance. Rear-end collisions account for 30 percent of work zone accidents.³ Keep a safe distance between you and other cars and construction workers and equipment to help avoid accidents. Obey road crew flaggers and road signs. Flaggers and warning signs are there to help all drivers move safely through the work zone. Stay alert and focused. Your full attention should be on the road. Multitasking while driving is never recommended, especially through a work zone.  Keep up with traffic. Do not slow down to watch the roadwork. Plan ahead. Before hitting the road, check a traffic report for delays. Be sure to plan enough time to help you reach your destination on time. Be patient. While roadwork can be an inconvenience, remember that the crews are working to improve roads and make everyone’s drive safer. ¹ http://www.ops.fhwa.dot.gov/wz/docs/nwzaw2014factsheet/nwzaw2014factsheet.pdf ² http://www.ops.fhwa.dot.gov/wz/docs/nwzaw2014factsheet/nwzaw2014factsheet.pdf ³ http://www.ops.fhwa.dot.gov/wz/docs/nwzaw2014factsheet/nwzaw2014factsheet.pdf

This post originally appeared at Open Forum. To build a successful organization, there needs to be a variety of people playing different roles in order for things to run smoothly. Some of these roles are easily defined while others may have more confusing boundaries, such as the difference between a manager and a leader. You can be a manager and a leader at the same time, but just because you're a phenomenal leader doesn't guarantee you'll be a great manager, and vice-versa, so what's the real difference? In his book On Becoming a Leader, Warren Bennis writes about a few crucial differences between a leader and a manager. Here are some key differentiators from the book, as well as insights from Gene Wade, founder and CEO of UniversityNow, and late management guru Peter Drucker. 1. The leader innovates whereas the manager administers. This means that the leader is the one who comes up with new ideas and moves the rest of the organization into a forward-thinking phase. This person has to constantly keep his eyes on the horizon and develop new strategies and tactics. He needs to be knowledgeable about the latest trends, studies and skill sets. "You got people who are just going to work instead of thinking about why they're doing what they're doing, and then you have the leaders," Wade says. On the other hand, a manager maintains what has already been established. This person has to keep her eye on the bottom line and maintain control or else there might be disorder within the organization. In his book The Wall Street Journal Essential Guide to Management: Lasting Lessons from the Best Leadership Minds of Our Time, Alan Murray cites Drucker as saying that a manager is someone who "establishes appropriate targets and yardsticks, and analyzes, appraises and interprets performance." Managers understand the people who work alongside them and know which person is the best person for specific tasks. 2. The leader inspires trust whereas the manager relies on control. Wade says that a leader is someone who inspires other people to be their best and knows how to appropriately set the tempo and pace for the rest of the group. "Leadership is not what you do—it's what others do in response to you," he says. "If no one shows up at your march, then you're not really a leader." And if people do decide to jump on board because you've inspired them, then it means that you have created a bond of trust within the company, which is essential especially if the business is rapidly changing and needs people to believe in its mission. As for managers, Drucker wrote that their job is to maintain control over people by helping them develop their own assets and bringing out their greatest talents. To do this effectively, you have to know the people you are working with and understand their interests and passions. The manager then "creates a team out of his people, through decisions on pay, placement, promotion and through his communications with the team." "Managing a project is one thing, empowering others is another thing," Wade says. MORE HERE http://www.businessinsider.com/3-things-that-separate-leaders-from-managers-2012-9 Put U.S. Risk to work for you. We have the product expertise, speed to market and commitment to service you can rely on.

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