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A trip to the doctor’s office isn’t everyone’s cup of tea! As the patient you go to the doctor’s office, sign in, sit and wait to be seen. Most of the time the patient gets impatient because of the amount of time they are waiting and feelings of frustration and irritation develop because they just want to get in and get out.

...outside the workplace: Nurses and doctors aid the injured or ill; contractors ...

...ss seems simple enough; go to the doctors, sign in and wait, see the doctor, h...

The use of narcotics in treating injured workers faces heavy scrutiny today - and for good reason. The latest National Council on Compensation Insurance, Inc. (NCCI) Annual Issues Symposium found that: The average cost of narcotics per Workers Comp claim rose from $39 in 2003 to $59 in 2011. This is a rate of 0.79 narcotic prescriptions per claim, up from 0.56 in 2003 - a 14% increase in eight years. More than 5% percent of Comp claims that resulted in at least one prescription for if anymedication included five or more narcotics prescriptions. To curb the prescribing of narcotics for your injured employees, start by choosing the right Workers Comp physician. In most states, businesses have the legal right to designate the physician that injured employees must use. To find a physician in your area who is board certified in Occupational Medicine, go to http://www.acoem.org/. If none is available, look for a doctor who takes patients on Workers Compensation. In many cases, urgent care clinics make great partners. Once you find a physician, talk to him or her about your business, discuss your return-to-work program and the types of transitional jobs you offer - and ask about their attitude toward prescribing narcotics. Even if state law prohibits you from requiring injured workers to see a specific physician, you can still suggest that they do so. For example, you might say, "Doctor Joan at Acme Urgent Care has treated many of your co-workers and they've gotten better quickly." Selecting a doctor who doesn't dispense drugs and only prescribes narcotics when they're are absolutely necessary can go far to help injured employees get back to work and be healthy and productive as swiftly as possible - while keeping your Workers Comp costs under control.

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...of agencies are employing nurses, doctors, medical technicians, medical assist...

With over 35 years of underwriting Nonprofits and Social Services, NIF has designed the most comprehensive program in the marketplace. Working with nonprofits and/or Social Services programs have many risk and from the beginning are very difficult to comprehend and provide coverage for.

Springtime is known for many things, including beautiful blooming plants and flowers.  Getting ready to plant new crops, warmer weather, longer days and allergies. Allergies bring watery, itchy, irritated eyes; runny noses; uncontrollable sneezing and plain sinus misery.  The most common allergies come from pollens, animal dander, mold spores, dust mite and cockroaches allergens. Here are a few tips to help you with your allergies this Spring season: Head over to the pharmacy and stock up on allergy medications.  Talk with your doctor to see which ones will work the best for you.  Antihistamines, decongestants and nasal sprays should be at the top of your list. You can also ask about allergy shots.   An allergy shot could mean the end all of all allergy medications. Dehumidifers and air purifiers work great in the home. Get mattress and pillow coverings.  Mattresses and pillows host a ton of allergens.  Getting a cover for the mattress and pillow and washing them once a week or so, will keep allergens to a minimum. Before settling on any specific medical treatment for your allergies, please consult your doctor for the best treatment plan. Content provided by Transformer Marketing.

With over 35 years of underwriting Nonprofits and Social Services, NIF has designed the most comprehensive program in the marketplace. Working with nonprofits and/or Social Services programs have many risk and from the beginning are very difficult to comprehend and provide coverage for.

NIF Nonprofit Advisor is the leading source for insurance solutions and nonprofit intelligence for brokers and advisors. We understand that nonprofits do not live in a vacuum; they follow their mission and rely heavily on the expertise and support of their insurance advisor.