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From drinking or texting while driving to using a designated driver, there ...titative methodology to measure teen driving attitudes and behaviors. The stud...

Here are some featured markets we thought you might be interested in taking advantage of: GNY Insurance Companies, Hiscox NOW, Mortgage Field Services Insurance, Towing Services Insurance, Wind Deductible Buy Back Insurance, Maritime Workers Compensation, Employment Practices Liability Insurance, Public School (K-12) Liability Insurance

...10% discount. Take an additional driving class. Although most insurance compa...n agrees to follow such rules as not driving at night or with friends in the c...

Industry experts expect a 13% average hike in Workers Compensation premiums in 2013, driven by a variety of reasons, from widespread fraud to the growth of lawsuits for work-related injuries. One factor in these increases: Higher medical expenses for treatment of obese workers for the "co-morbid" ailments (such as diabetes and heart attacks) that stem from their expanding waistlines. A 2007 Duke University Medical School study found that overweight workers file more Comp claims, have higher medical costs, and miss more workdays due to job-related injuries than do their non-obese counterparts. A recent nationwide study of insurers doing business in 40 states confirms this conclusion. The survey by NCCI Holdings, Inc. found that the length of Workers Comp indemnity benefits paid to the most severely obese workers is more than five times greaterthan that of non-obese workers who file comparable claims. When the study included the duration of permanent partial disability, the multiple climbed to more than six to one. This relationship between worker obesity and Workers Comp costs reinforces the need for employers to offer their workers weight management programs. In addition to keeping these costs under control, these plans will help to reduce absenteeism and increase workplace productivity -- not to mention help employees get, and remain, healthy. What's not to like? Our agency's Workers Comp professionals stand ready to help you develop and implement a weight reduction program for your employees. Feel free to get in touch with us at any time.

Help us fill this massive agent demand. We currently have agents searching for Dirt Haulers, Emergency Services, Healthcare Facilities, Motor Truck Cargo.... (Click through to see the whole list)

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TIP! Before you purchase a car, it's important to talk to your insurance agent first. Ask your insurance agent to tell you which cars will get the best rates. Car insurance is important and something you must have if you wish to drive a car. Shopping for auto insurance can quickly become overwhelming with so many companies and options to consider. Read on to find some useful tips on how to sort through all the information so that you can get the right amount of coverage for the best price. TIP! If you have a teen driver you should request two separate quotes, one with your child on your policy and one with your child on a stand-alone policy. Sometimes it is better to simply purchase a separate policy for the second car and your teenaged child. Avoid getting any infractions on your driver's license. You can pay more on insurance if you have tickets and accidents on your record. If you do have an accident or get a ticket, consider attending traffic school. This can often offset the increase in your insurance costs. TIP! It is required by most state laws that you have sufficient liability insurance as a driver. You need to be aware of the regulations regarding minimum insurance coverage in your state. When purchasing auto insurance for your teenager, consider your options. In some cases, it would be cheaper for you to get a separate plan for your child, than it would be to add him or her to your current one. In some cases, you may want to insure your teenager separately. TIP! Try to not add any after-market parts unless you really need them. Some things are nice to have, but ask yourself if the money you are spending is really warranted. Your vehicle's make and model is the number one influencing factor on your auto insurance rates. Depending on your taste in vehicles, from a luxury model hybrid to a beat up gas guzzler, your insurance premium will reflect that taste. Choose something nice, safe and reliable over a flashier option to save big on insurance bills. TIP! Property damage liability is important to buy with any auto insurance policy. If you cause property damage in an accident, this type of coverage will protect your assets. Switching cars between different family members is not advisable if you want low premiums. If there is a 1:1 correspondence between people and cars, your auto insurance will cost less. Property Damage TIP! Think about taking some coverage items off of your automobile insurance. If your vehicle is older and less valuable and your policy includes collision insurance, it may not be worthwhile to keep paying for it. When purchasing new auto insurance, you should always be sure you have property damage liability. If you don't you may find that you are paying out of pocket for the mess you create when you have an accident. Most states actually require you to maintain property liability insurance. Buying property damage coverage will protect you from costly lawsuits that might follow from an accident. TIP! Contact a representative of your vehicle insurance provider to request a complete list of available discounts. Comb through the list, and consider which ones you are eligible for. Consider getting a car that is not so sporty. Sports cars cost significantly more to insure than many others. Try a car that isn't so high-profile. Larger motors cost more in insurance premiums as well. Expensive vehicles are frequently targets of theft. This factors into your insurance cost. TIP! It is important to know about the different types of coverage. You should be certain that you have a policy that covers any possible incident.

From sun and sand to riding horseback, K&K's resort program provides vital business protection for a variety of destination and vacation resorts and guest ranches. The resort program is for operations that offer hotel, lodge or cabin rentals and include full service.

...r, air guitaring their music when driving and using their music as the sole fu...

As a pioneer for insurance to the Motorsports Insurance industry, we have built and maintained a strong industry presence by consistently offering an insurance program found on excellent coverages, competitive pricing, unmatched claims handling, and some of the most experienced underwriting and service staff in the industry.