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Offering both Contaminated Products Insurance and Product Recall Insurance — covering edible products and durable goods. MRM Grou...butors of food, beverages, consumer products, electronics, and durable goods t...

...e Services offers a specialized Agriculture Workers Compensation Insurance pro...ose Scurich Insurance Services for agriculture Workers Comp?We’ve been serving...

... solutions. Our Aerial Spraying Agriculture Insurance program is tailored spec...ipad Operations Coverage Aviation Products Liability Aviation Worker's Com...

MANUFACTURER’S AVIATION PRODUCTS LIABILITY INSURANCE AVAILABLE NATION...s can you help place?In addition to products liability, we can help place airc...

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Here at Rodgers & Associates Insurance, Inc., we specialize in providing comprehensive Agribusiness Insurance solutions for farms and ranches of all sizes and types across Kansas and surrounding states. Whether your client operates a small family farm or a large-scale agricultural enterprise, we offer tailored insurance programs that meet a wide range of operational needs throughout the Midwest and Southwest. We represent a broad spectrum of agricultural insurance carriers, allowing us to provide flexible coverage options and competitive pricing for a diverse set of agribusiness clients. Our access to virtually all major Agribusiness insurers in Phillipsburg, Kansas, gives us a unique position to help you place business with confidence. Ideal Accounts and Appetite Our Agribusiness program is designed for a variety of agricultural operations, including but not limited to: Family-owned and commercial farms and ranches Agricultural processors and crop dealers Custom harvesters and farm machinery contractors Vineyards and wineries Orchards and dairies Livestock and cattle operations Agricultural warehouses and storage facilities Whether your client grows crops, raises livestock, processes agricultural goods, or manages a mixed farming operation, we can craft a solution that suits their unique risks. Coverage Highlights and Advantages Our Agribusiness Insurance program offers a wide selection of coverages to help protect your clients from common exposures such as property damage, liability, employee injury, and vehicle-related losses. Key coverages include: Farm and Ranch Property & Liability Custom AgriBusiness Multicover Portfolios Workers Compensation for farm labor and ag professionals Business Auto and Truck Coverage Umbrella and Excess Liability Employee Benefits Options Surety Bonds for contract performance and compliance Our customizable programs allow you to balance premium costs with your client’s risk tolerance, and we assist with identifying potential credits and discounts to help reduce overall insurance expenses. Underwriting Notes and Submission Tips We work with both standard and specialty markets, primarily on a non-admitted basis, which allows us to be flexible in addressing non-traditional risks. Submissions that include full operational details, years in business, loss history, employee counts, and equipment schedules are typically reviewed more quickly. You might have a client with a mid-size dairy operation expanding into processing or a custom harvester with multiple trucks and seasonal workers. Our team can help you find the right carrier fit and coverage structure for these types of accounts. Territories and Availability This Agribusiness program is available in the following states: Arizona, Arkansas, Colorado, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, and Wyoming. Why Work With Rodgers & Associates Insurance, Inc.? With decades of experience serving agricultural communities, Rodgers & Associates Insurance, Inc. brings deep expertise and strong carrier relationships to help you place complex agribusiness risks. Our team understands the unique challenges your clients face and works closely with you to design efficient, cost-effective coverage programs. We simplify the process so you can focus on serving your clients and growing your book of business. Frequently Asked Questions What types of accounts are a good fit for this program?We’re a strong market for farms, ranches, ag processors, crop dealers, wineries, custom harvesters, and similar operations of all sizes across the Midwest and Southwest. Is this program available on an admitted basis?No, our Agribusiness program is offered on a non-admitted basis, which gives us more flexibility in coverage design and risk selection. Can you help with Workers Compensation for agricultural employees?Yes, we offer Workers Compensation coverage tailored specifically for farm and ag operations, including seasonal and part-time laborers. What information is needed to submit a risk?We recommend including full operational details, loss history, employee counts, vehicle and equipment inventories, and current coverage summaries for quicker turnaround. In which states is this program available?Our Agribusiness Insurance program is available in AZ, AR, CO, IA, KS, MN, MO, MT, NE, NM, ND, OK, SD, TX, and WY. Need help placing an account? Connect with a market specialist.

Overview — Veracity Insurance Solutions, LLC Drone Insurance As aerial operations expand, more individuals and businesses are using drones for commercial and personal work. Veracity Insurance Solutions, LLC offers a dedicated Drone Insurance program designed for agents and brokers who need reliable liability and property solutions for clients operating unmanned aircraft systems (UAS). Many standard carriers exclude drones or limit coverage for unmanned aircraft. Veracity’s program fills that gap by providing tailored coverage options through its managing general agency and excess & surplus lines placement capabilities. The program supports a range of commercial and high-value personal operations with quick underwriting response and practical policy terms. Ideal accounts and appetite This program targets professional drone operations and higher-risk personal uses where specialized liability and equipment coverage are needed. Typical classes include: • Line inspections • Construction • Agricultural applications (crop monitoring, spraying subject to underwriting) • Aerial filming and videography • Aerial commercial photography • Property inspections and real estate photography Accounts that generally fit: professional operators who can demonstrate experience, documented operating procedures, and appropriate pilot training or certifications; businesses using drones as part of routine operations such as inspections, mapping, and media production. Accounts that commonly do not fit include military-style operations, intentional weaponization, or activities expressly excluded by the carrier (subject to underwriting). Coverage highlights and advantages • Inland marine and property coverage available for hull, spare parts, and specialized equipment • No pilot scheduling requirement — accommodates multiple qualified pilots under a single policy • $1,250 minimum premium (program minimum) • $1,000,000 general liability aggregate limit available • Personal and advertising injury coverage available These features make the program a good fit for operators with multiple pilots, moving equipment, or significant public/exposures in commercial settings. Inland marine can be especially helpful for insureds who transport drones and accessories between job sites. Underwriting notes and submission requirements To qualify, submissions should include the following: • Completed Drone Supplemental Application • Three years of current valued loss runs • Completed ACORD application Underwriting will assess pilot experience, operating procedures, typical flight altitudes and distances, proximity to people and property, and any special exposures (e.g., spraying, heavy-lift payloads, flights over crowds). Clear documentation of mitigations — checklists, training records, maintenance logs — helps expedite placement. Territories and placement Veracity writes this program across a broad territory. States available include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement may be through admitted or excess & surplus markets depending on the state and carrier invoked. Why place this business with Veracity? As a managing general agency and excess & surplus lines broker, Veracity Insurance Solutions provides targeted underwriting, flexible coverage forms for drone-specific exposures, and responsive turnaround on quotes. The program is designed to give agents practical options where standard markets are limited or exclude drone activity. Example client scenarios Example 1: You have a commercial real estate photographer who operates multiple drones for property photos and flights over residential neighborhoods. They need liability with personal & advertising injury plus hull coverage for equipment transported between sites. Example 2: You represent an agricultural services contractor using drones for crop monitoring. The client requires liability coverage tailored to agricultural flights and inland marine for high-value equipment. Our program gives your client the competitive edge they need! For more information about Veracity’s Drone Insurance program, submit the required documents and one of our underwriting team members will respond with available terms and a turnaround quote. Frequently Asked Questions What types of accounts are a good fit for Veracity’s Drone Insurance program?Professional drone operators such as aerial photographers, surveyors, construction inspectors, agricultural service providers, and companies performing property or infrastructure inspections. Ideal accounts can document training, maintenance, and operating procedures. What documents are required with a submission?Include a completed Drone Supplemental Application, three years of current valued loss runs, and a completed ACORD application. Additional risk information (pilot resumes, operations manuals) will speed underwriting. Are there minimum premiums or typical limits I should expect?The program carries a $1,250 minimum premium and commonly offers up to $1,000,000 general liability aggregate limits. Inland marine, hull, and property options are available based on exposure and underwriting. Is this coverage written admitted or non-admitted?Veracity operates as an MGA and excess & surplus lines broker. Placement may be on admitted or non-admitted paper depending on the state and carrier appetite. Underwriters will confirm placement status on a per-submission basis. Need help placing an account? Connect with a market specialist.

Farm & Ranch Insurance Ck Specialty Insurance Associates, Inc. offers a robust Farm & Ranch Insurance program tailored for agents and brokers with clients in agricultural industries. As a Western-based, family-owned MGA and surplus lines wholesaler, Ck Specialty provides access to a wide range of A-rated carriers, with in-house binding authority and brokerage markets to handle even the most complex rural risks. Whether your client operates a small hobby farm or a large-scale commercial ranch, this program is designed to protect both property and liability exposures unique to agricultural operations. Ck Specialty serves retail agents across AZ, CA, CO, ID, MT, NV, OR, UT, and WA, offering competitive solutions for a broad range of rural risks. Coverage's Include (but are not limited to): Farm Liability (basic farm premises and personal liability) Farm Property (including dwellings, appurtenant structures, personal property, barns, and outbuildings) Equipment Breakdown Activities or Pursuits Covered Include (but not limited to): Animals & Livestock Aquaculture & Fish Farms ATVs & Snowmobiles Beekeeping Owner-Occupied Dwellings Hazardous Materials on the Insured's Premises Pick-Your-Own Farms Ranches Seasonal or Vacant Occupancies Tree Farms Vineyards & Wineries Highlights: - Minimum premiums (MPs) as low as $500 - 24-hour quote turnaround in most cases - Access to numerous A-rated surplus lines carriers - In-house binding authority for faster processing Ideal Accounts and Appetite This program is an excellent fit for a wide range of agricultural operations. You can place accounts such as: A family-owned vineyard with a tasting room and seasonal foot traffic A multi-acre ranch with livestock and owner-occupied dwellings A beekeeping business that sells directly to consumers Pick-your-own farms offering agritourism activities Risks with hazardous materials, vacant or seasonal homes, and non-traditional farm activities are also considered. Underwriting Notes and Minimum Premiums Ck Specialty’s Farm & Ranch Insurance program is written on a non-admitted basis, allowing flexibility in underwriting unique or hard-to-place risks. Minimum premiums vary by risk profile, with some options starting as low as $500. Submissions receive a fast turnaround—typically within 24 hours. Territories and Availability This program is available to retail insurance brokers in the following states: AZ, CA, CO, ID, MT, NV, OR, UT, and WA. Why Work With Ck Specialty As a Western-based MGA and wholesaler, Ck Specialty understands the unique exposures and needs of rural and agricultural clients. With deep market access, responsive service, and underwriting expertise in farm-related risks, they are well-positioned to help you place even your most challenging accounts. Ck Specialty Insurance is a family-owned & operated, Western-based MGA/Wholesaler/Surplus Lines Broker providing market access to retail insurance brokers in AZ, CA, CO, ID, MT, NV, OR, UT, & WA. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of accounts are a good fit for this Farm & Ranch Insurance program?Ideal accounts include vineyards, ranches, tree farms, aquaculture operations, beekeeping businesses, and pick-your-own farms. Both traditional and niche agricultural risks are considered. Is this program available on an admitted or non-admitted basis?This program is offered on a non-admitted basis through numerous A-rated surplus lines carriers, allowing flexibility for unique or hard-to-place risks. What is the typical turnaround time for quotes?Ck Specialty typically provides quotes within 24 hours of receiving a complete submission. Are seasonal or vacant dwellings eligible for coverage?Yes, the program includes coverage options for seasonal or vacant occupancies located on farm or ranch premises. Which states is this program available in?This Farm & Ranch Insurance program is available to retail brokers in AZ, CA, CO, ID, MT, NV, OR, UT, and WA. Need help placing an account? Connect with a market specialist.