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... including but not limited to: Antique and Collectible Shops Appliance, E...ice, or repair operations, including antique shops, liquor stores, electronics retailers, and hobby supply stores. Is this program available on an ...

...s Gas Stations and Convenience Stores General Liability – premises, pr...rtment buildings, contractors, retail stores, hotels, restaurants, and commerc...

...od service operations Retail stores and shopping centers Truckers ...oward small businesses such as retail stores, restaurants, vacant buildings, a...

...e and social clubs Convenience stores and grocery/package stores Liquor distributors and manufact...perations, clubs, convenience/package stores, and liquor distributors/manufact...

Contractors Equipment Coverage from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. provides a focused Contractors Equipment program designed to help independent agents and brokers place inland marine coverage for contractors’ mobile equipment and tools. The program is built to support a wide range of contractor clients — from small residential trades to large commercial subcontractors — with flexible options for scheduled and unscheduled equipment, leased units, and higher-value mobile gear. Ideal Accounts and Appetite This program targets contractors who rely on owned or leased equipment as a core part of their operations. Typical classes we write include: Custom Home Builders Carpenters and Framers Concrete and Masonry Contractors Drywall and Insulation Installers Landscaping and Lawn Care Services Heating and Air Conditioning Contractors Swimming Pool Contractors Tile, Carpet, and Flooring Installers Metal Erection and Welding Wrecking and Demolition We also offer a dedicated Mining Equipment appetite, written through markets that will consider high-value mobile gear such as loaders, excavators, and drilling rigs. Coverage Highlights and Advantages The program provides inland marine protection tailored to contractor equipment exposures. Key advantages include: Coverage for scheduled and unscheduled equipment and tools Options to include leased or rented equipment where appropriate Protection for losses from theft, fire, vandalism and many named perils Capacity for both single-piece high-value equipment and multi-unit fleets Access to specialty markets for complex or high-limit mining risks Example scenarios: You might have a regional concrete contractor with several backhoes and a compact fleet that needs a single policy for mobile equipment exposure. Or a landscaper with trailers, mowers and a few high-value attachments requiring scheduled limits and theft protection. Both are within the program’s typical appetite, subject to underwriting review. Underwriting Notes and Minimum Premiums Van Wagoner Companies operates as a Managing General Agency with established carrier relationships, including Lloyds and Markel International, to deliver flexible underwriting solutions. Appetite and terms depend on class of business, equipment values, security measures, and loss history. Minimum premiums may vary by class and state; our underwriting team will work with you to find the best placement for each submission. Territories and Availability Contractors Equipment and related inland marine solutions are available through Van Wagoner Companies in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Mining Equipment coverage is available nationwide in all 50 states. Why Work With Van Wagoner Companies, Inc. As a specialized MGA, Van Wagoner Companies brings decades of experience placing niche commercial coverages for independent agents. Our team focuses on practical, market-ready solutions and responsive underwriting support. We pair local agent knowledge with access to stable specialty markets to help you secure timely, competitive terms for contractors’ equipment risks. If you have a contractor client with mobile equipment exposure — from a one-truck operator to a multi-equipment fleet or mining operation — our underwriting specialists can review submissions and identify the best market fit. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Contractors Equipment program?This program is ideal for contractors with mobile equipment needs, including builders, landscapers, HVAC techs, framers, and miners. Is coverage available for rented or leased equipment?Yes. The program can include options for leased or rented equipment subject to underwriting review and documentation. Can I place business for a contractor located outside the listed states?Contractors Equipment availability varies by state as listed above. However, Mining Equipment coverage is offered nationwide in all 50 states. Which carriers back this program?We work with Lloyds and Markel International to provide flexible options and market stability. Do you work with new ventures?Yes. New ventures are considered on a case-by-case basis depending on the class of business, equipment values, and the submission details.

... Retail fuel sites and convenience stores with scheduled USTs Fleet fueling ...t scenarios You have a convenience store client with two modern, double-wal...

...g: Gas stations and convenience stores Commercial fueling operations and ...epresent a small chain of convenience stores that need financial responsibilit...

... marine dealers who sell, service, store, or transport boats, motors, and rela...

Storage Tank Liability Coverage from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a focused Storage Tank Liability Insurance program for above-ground tanks. The program helps agents place hard-to-find environmental liability coverage for insureds with tank-related pollution exposures, while supporting regulatory financial responsibility requirements where required. Whether your client runs a fuel station, marina, manufacturing site, agricultural operation, or bulk storage facility, this program addresses third-party claims and cleanup obligations tied to scheduled above-ground tanks. Coverage is available on admitted or non-admitted paper depending on state and risk characteristics, giving you flexibility to meet both compliance and market placement needs. Ideal Accounts and Target Risks This program is designed for insureds who own or operate above-ground storage tanks that present environmental or contamination risk. Target classes include: Gas stations, fueling depots, and truck stops Marinas, boatyards, and waterfront fuel facilities Commercial and industrial sites with on-site fuel or chemical storage Agricultural operations storing fuel, herbicides, or fertilizers Municipal and utility sites that operate above-ground tanks Typical fits are accounts needing proof of financial responsibility, clients with scheduled tanks and manageable historical conditions, or businesses requiring explicit pollution legal liability for third-party bodily injury, property damage, and corrective action. Accounts with extensive legacy contamination, unknown tank history, or ongoing major remediation may require targeted underwriting and are evaluated case-by-case. Coverage Highlights and Advantages Key coverages include: Third-party bodily injury and property damage arising from pollution incidents involving scheduled above-ground tanks Corrective action and remediation expenses for covered releases from scheduled tanks Coverage and certificates that can meet applicable federal and state financial responsibility requirements Admitted or non-admitted placement options depending on the state and the risk Program strengths: Flexible liability limits and deductible options to fit varying exposures Broad territory options and the ability to issue financial responsibility certificates quickly Clear policy wording for key terms such as “additional insured,” “first named insured,” and “remediation costs” Extended reporting period options for added protection after policy expiry Program Advantages and Service Streamlined application and submission process built for agents and brokers Fast quote turnaround when a complete application is provided Same-day issuance of policies and financial responsibility certificates in many cases Available limits from $500,000 per claim / $1,000,000 aggregate up to $5,000,000 per claim / $5,000,000 aggregate Minimum premiums starting at $350 Underwriting Notes and Minimum Premiums Underwriters will review tank type, age, construction, secondary containment, inspection and testing history, spill prevention controls, and any prior releases. Provide site plans, environmental site assessments (if available), operating procedures, and recent inspection/maintenance records to speed placement. The program accepts a broad range of above-ground tank risks but may restrict or seek higher terms for sites with known releases or significant historical contamination. Minimum premium for eligible accounts starts at $350; final pricing depends on limits, deductibles, tank exposures, and state placement (admitted vs non-admitted). Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted paper is available in many states; non-admitted options are used where admitted capacity is limited or the risk profile requires it. Why Work With Continental Risk / Continental Marine Insurance Services? As a specialized wholesale broker, Continental Risk / Continental Marine Insurance Services offers deep experience in environmental and specialty liability lines and access to multiple carrier options. Their underwriting familiarity with tank programs, quick turnaround, and responsive service help you place accounts efficiently and provide the documentation clients need for regulatory and lender purposes. For more information on the Storage Tank Liability program, contact Continental Risk / Continental Marine Insurance Services or visit their CompleteMarkets profile. Practical Agent Scenarios You might have a client who owns a small marina with two above-ground fuel tanks that needs a pollution liability policy and a state financial responsibility certificate before renewing a lease — this program can provide scheduled-tank coverage and fast issuance. If a commercial supplier operates multiple above-ground diesel tanks at a distribution site and needs higher limits and remediation coverage, the program’s flexible limits and extended reporting options can be appropriate. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for operations that own or manage above-ground storage tanks, such as gas stations, marinas, manufacturers, and agricultural operations. Does this program meet regulatory financial responsibility requirements?Yes. Policies and certificates may be written to satisfy applicable federal and/or state financial responsibility requirements when required. How quickly can policies be issued?With a fully completed application and required site documentation, policies and financial responsibility certificates can often be issued the same day. Are both admitted and non-admitted options available?Yes. The program offers admitted and non-admitted paper depending on the state and the risk profile. What is the minimum premium for this program?Minimum premium starts at $350; final pricing depends on limits, deductibles, and the specific tank exposures. Need help placing an account? Connect with a market specialist.

...ing, new residential construction, storefronts, and commercial glazing project...d. A mid-size contractor installing storefronts and glass curtainwall on mix...