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...ed to protect valuable personal collections and dealer inventories of antiques...ccessible for both small and large collections. States and Availability T...

Specialized Insurance for Art & Antique Galleries Van Wagoner Companies, Inc. offers a dedicated Art & Antique Galleries program through its MGA platform with access to Lloyd's markets. The program is built to address the distinct valuation, transit, and display risks faced by galleries, dealers, consultants, and collectors. Whether the account is a small boutique gallery, a multi-dealer antique mall, or a private collector with frequent loans and exhibits, Van Wagoner provides flexible placement options and specialty underwriting expertise. Ideal Accounts and Appetite This program is well suited for: Fine art galleries and independent art dealers Antique shops and multi-dealer malls Private collectors who rotate or loan pieces to exhibits Art consultants, appraisers, and dealers who maintain on-site inventory Accounts with high-value, mobile inventory—items in transit, on consignment, or displayed at shows and auctions—are welcomed when appropriate security and inventory controls are in place. Operations primarily focused on restoration, repair, or manufacturing of antiques or artwork may be outside of the core appetite and should be discussed with underwriting first. Coverage Highlights and Advantages The program offers core and package options tailored to gallery and antique exposures: Property Coverage – Buildings, fixtures, business personal property, and scheduled fine art and antiques. General Liability – Third-party bodily injury and property damage arising from gallery operations and client visits. Package Policies – Combined property and liability options for cleaner placement and administration. Inland Marine – Coverage for items in transit, on consignment, on loan, or exhibited off-premises. Policies can be customized to include protections for theft, fire, accidental breakage during transit, and other common gallery risks. Coverage terms are designed to reflect the valuation and mobility of collectible items and to support complex placement needs. Underwriting Notes and Minimum Premiums Submissions are reviewed individually with attention to loss history, security measures, inventory controls, and item valuations. Provide a detailed inventory, values, provenance where available, and photos to accelerate underwriting. While the program does not list a public minimum premium here, Van Wagoner aims to offer competitive pricing that aligns with the risk profile—underwriters will advise on premium expectations during submission review. Territories and Availability This program is available on a non-admitted basis in the following states: Arizona (AZ) Arkansas (AR) California (CA) Connecticut (CT) Delaware (DE) Idaho (ID) Iowa (IA) Nevada (NV) New Mexico (NM) Oklahoma (OK) Pennsylvania (PA) Texas (TX) Utah (UT) Wyoming (WY) Admitted versus non-admitted placement depends on the state and the individual risk characteristics. Van Wagoner places coverage through Lloyd's, which provides flexibility and capacity for higher-value or more complex accounts. Why Work With Van Wagoner Companies Van Wagoner combines niche underwriting experience with Lloyd's access to support specialty art and antique risks. Agents benefit from underwriters who understand valuations, transit exposures, consignment arrangements, and museum/exhibit placements. The MGA model also delivers responsive service and streamlined placement for tailor-made solutions. Example scenarios that fit well: You have a client who runs a boutique gallery in California that frequently ships pieces to regional shows and needs transit and exhibit coverage in addition to on-site protection. You represent an antique dealer in Texas who consigns high-value pieces to auctions and requires scheduled inland marine coverage for items while off-premises. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for fine art galleries, antique shops, private collectors, and consultants who need coverage for high-value, mobile inventory and exhibition exposures. What coverages are included in the Art & Antique Galleries program?Core offerings include Property, General Liability, Inland Marine, and Package policies that can be tailored to cover theft, fire, accidental breakage in transit, and exhibit exposures. Is this program available in all states?No. It is currently available on a non-admitted basis in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Admitted availability varies by state and risk. Does the program cover items in transit or on loan?Yes. Inland Marine coverage is available to protect items while in transit, on consignment, or temporarily exhibited off-premises. What carrier backs this program?The program is underwritten and placed through Lloyd's, providing capacity and specialty market expertise for collectible and fine art risks. Need help placing an account? Connect with a market specialist.

Museum Collections Insurance Program – Exclusive Fine...ries, and nonprofits with valuable collections or art exhibits. Is coverage av...

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... risks associated with fine art collections. Huntington T. Block (HTB) offers ...ers policies exclude or limit. Can collections on loan or in transit be covere...

...rrier Personal & Commercial Collections of Any Size Worldwide Coverage Territory Jewelry, Fine Arts, Collections and more Earthquake, Wind, Flood I...moving a common gap for high-value collections. Is there a deductible on cover...

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Parish Heacock Insurance specializes in Classic and Collector Car Insurance designed specifically for automobile enthusiasts. With deep roots in the collector car community, they understand the unique needs of classic car owners—because they are collectors themselves. This program offers agents and brokers a reliable market to place classic, antique, and limited-use vehicles with confidence. Parish Heacock Insurance partners with nationally recognized, “A”-rated carriers such as Great American Insurance Company and Infinity Insurance Company to deliver dependable coverage for collector vehicles. Whether your client has a single antique car or a collection of street rods, Parish Heacock is built to support these specialized risks. Top 10 Reasons to Work with Parish Heacock "Agreed Value" Coverage – In the event of a total loss, your client receives the full insured value of the vehicle with no depreciation applied. Zero Deductible Options – Policies can be written with no deductible on comprehensive and collision coverage. $25,000 Automatic Coverage for New Classics – Newly acquired classic cars are automatically covered for up to 30 days. Towing & Labor Coverage – Covers roadside labor and towing expenses during a breakdown. One Liability Charge – Liability coverage is charged only for the first vehicle; additional vehicles are covered at no extra liability premium. Nationwide Claims Service – Claims can be settled anywhere in the U.S., ensuring fast and fair service no matter where your client is located. Credit Card Payment – Premiums can be paid conveniently via credit card. Your Claim Advocate – The Parish Heacock team works to make sure claims are handled promptly and fairly. Industry Expertise – The company is staffed by true car enthusiasts who understand the intricacies of collector vehicles. Established & Trusted – Backed by Heacock Insurance Group, a firm with over 100 years of experience. Eligible Vehicle Types Vehicles that typically qualify include: Antique Collectors Street Rods Racecars – (Storage, Transit, and Paddock Only) This program is designed for limited-use vehicles. Parish Heacock offers flexible mileage options to suit your clients’ needs. Mileage Programs Available: 1,000 miles per year 3,000 miles per year 5,000 miles per year Underwriting and Appetite This program is ideal for vintage and collector vehicles used on a limited basis—such as weekend drives, car shows, or exhibitions. Vehicles used for daily commuting or business purposes generally do not qualify. Policies are written on a non-admitted basis through trusted carriers, with underwriting focused on preserving the value and integrity of collector cars. Territory and Availability Parish Heacock’s Collector Car Insurance program is available in most states, including AL, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SD, TN, TX, UT, VT, VA, WA, WV, and WI. Agents across these territories can access the program to serve a wide range of collector car clients. Why Partner with Parish Heacock Insurance? Parish Heacock Insurance is a trusted name in the collector car community. Their team brings unmatched knowledge and passion for classic automobiles, making them an excellent partner for agents seeking a reliable market. With flexible mileage plans, competitive coverage, and a claims team that understands the true value of collector vehicles, Parish Heacock stands out as a go-to solution for specialty auto risks. Instant premium estimates are available on the Parish Heacock website. For a firm quote, simply complete the online quote request form. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients who own classic, antique, or collector vehicles used on a limited basis for exhibitions, hobby driving, or storage. Can my clients get coverage for newly purchased collector cars?Yes, the program automatically provides up to $25,000 in coverage for newly acquired collector cars for up to 30 days. Are racecars eligible for coverage?Yes, racecars are eligible, but only for storage, transit, and paddock coverage—not for active racing. Is this program available in my state?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Check the full list for availability in your state. What is the mileage limitation for these policies?Parish Heacock offers three mileage plans: 1,000, 3,000, or 5,000 miles per year, depending on your client’s usage needs. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Flea Market Insurance program designed for owners and operators of flea markets, swap meets, bazaars, antique marts, farmers' markets, and merchandise markets. This program is ideal for venues where vendors rent space to sell new or used goods. With flexible monoline or package options, this program helps protect your clients from property damage, liability claims, and crime-related losses common in these busy, high-foot-traffic environments. Ideal Accounts and Appetite This program is tailored for property owners or operators who lease booth or stall space to multiple vendors. Ideal risks include: Indoor or outdoor flea markets Weekend swap meets or bazaars Permanent or seasonal farmers’ markets Antique malls and collectible markets New merchandise marts Accounts with organized vendor agreements, established loss control measures, and consistent risk management practices are preferred. The program is not designed for individual vendors or markets with high-hazard exposures such as amusement rides or live entertainment stages. Coverage Highlights and Advantages Colonial General's Flea Market Insurance program offers robust coverage options tailored to the unique risks of multi-vendor marketplaces. Commercial General Liability Coverage Includes: Primary limits up to $3,000,000 Occurrence/Aggregate (Products/Completed Operations excluded by CG2104) $5,000 Medical Payments—Included Excess or Umbrella limits available up to $25,000,000 $500 minimum deductible Property Coverage Options: Building and Contents Business Income Equipment Breakdown Computer Equipment Outside Signs Replacement Cost or Actual Cash Value Inland Marine Accounts Receivable Valuable Papers Basic, Broad, or Special Form options Crime Coverage Options: Inside the Premises—Theft of Money and Securities Inside the Premises—Robbery or Safe Burglary of Other Property Outside the Premises Underwriting Notes and Minimum Premiums The program is available through both admitted and non-admitted markets, depending on the risk profile and state. Colonial General works with a variety of carriers to provide flexible underwriting solutions. While minimum premium requirements vary, the program is designed to accommodate a wide range of small to midsize accounts. Territories and Availability This Flea Market Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General has strong regional expertise in these Western states and understands the market dynamics specific to each territory. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings specialized knowledge and market access to niche programs like flea markets and swap meets. Their experienced underwriters understand the operational needs and liability exposures unique to these businesses. Agents benefit from fast turnaround times, flexible coverage structures, and access to both admitted and non-admitted carriers. You might have a client who owns a weekend farmers' market in Utah or manages a year-round antique mall in California—this program can provide the tailored protection they need. Colonial General makes it easier for you to place this specialized business with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include flea markets, antique malls, swap meets, farmers’ markets, and new merchandise venues where space is rented to multiple vendors. Can this program cover both property and liability?Yes, coverage is available on a monoline or package basis, including options for property, general liability, and crime coverage. Is this program available in all states?No, it is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are both admitted and non-admitted carriers used?Yes, Colonial General offers access to both admitted and non-admitted markets depending on the risk and state. Can I write coverage for an outdoor seasonal market?Yes, outdoor and seasonal markets are eligible if they meet underwriting guidelines and have appropriate vendor controls in place. Need help placing an account? Connect with a market specialist.

...areas Personal articles and collections (fur, jewelry, fine arts) Farm...propriate. Are high-value homes or collections eligible for coverage?Yes. We c...