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https://completemarkets.com/company/preferredconcepts/Consultants/
Consultants Professional Liability Program fro...niche specialties like wine or zoo consultants. Can I submit accounts that hav...

https://completemarkets.com/company/tennant/consultants-professional-liability-(eo)/
...rrors & Omissions) coverage for consultants — including those in niche or spec...rage. Can this program accommodate consultants with prior claims or losses?Yes...

https://completemarkets.com/company/novatae/sound-and-audio-installation-workers-compensation/
Running a sound and audio installation business requires more t... for businesses involved in sound and audio system installation, including com...

https://completemarkets.com/company/gaddiscompany/Technology-Professional-Liability-Insurance/
...ability for websites, blogs, video/audio content, and printed materials Worl...ts include software developers, IT consultants, managed service providers, tel...

https://completemarkets.com/company/intercorp/Architects-and-Engineers-Professional-Liability/
...ur preferred classes include: • Audio Consultants • Architectural Building Code In...dscape architects, and specialized consultants like roofing or safety engineer...

https://completemarkets.com/company/novatae/workers-compensation-coverage-for-pipeline-contractors/
...e with experienced risk control consultants to help your clients manage the hi...

https://completemarkets.com/company/novatae/new-york-workers-compensation-program/
Overview of the New York Workers Compensation Insurance Program Novatae Risk Group offers a robust New York Workers Compensation Insurance Program designed to support agents and brokers in placing complex, high-risk, or hard-to-place accounts. Whether your client is a startup with no prior coverage or a large company in a high-hazard industry, this program provides flexible solutions tailored to the unique challenges of the New York market and surrounding states. Ideal Accounts and Appetite This program is ideal for accounts that may not qualify for standard markets, including those with: Experience Mods of 1.30 or higher High-hazard or tough class codes Blue, gray, and white-collar operations Placement in state pools or assigned risk funds Distressed, lapsed, or non-renewed policies New ventures and startups Multi-state operations, especially those based in or including New York You might have a client such as a road construction firm with prior losses or a staffing agency with multi-state workers—both are examples of accounts that could be eligible under this program. Coverage Highlights and Program Features Fast turnaround times for quotes and submissions Access to multiple “A” rated carriers, including Hartford and Zurich Stand-alone Workers Comp policies available Guaranteed cost plans and integrated solutions Non-PEO and PEO/employee leasing options High deductible, dividend, and retroactive rating plans Consent to rate expertise Custom account handling and client check-writing options Sample Eligible Classes Agriculture Assisted Living Bridge & Road Construction Carpentry Concrete & Asphalt Dirt Work Elderly Care Facilities Excavation Farms In-Home Care Iron & Steel Line Maintenance Logging Machine Shop Maid Services Manufacturers Masonry Non-Profit Organization Nursing Homes Oil & Gas Paving Pipeline Retail Roofing Sawmills Services Sheet Metal Staffing Companies Tower Erection Trucking & Transportation Submission Requirements Completed ACORD 130 application 3–4 years of loss runs Details on any large losses Supplemental questionnaire Territories and Market Access This program is available in New York, as well as surrounding states including Connecticut, Massachusetts, New Jersey, Pennsylvania, Rhode Island, and Vermont. With access to both admitted and non-admitted markets, Novatae Risk Group can structure solutions that meet your insured’s needs while maintaining flexibility across jurisdictions. Why Work With Novatae Risk Group? As a seasoned Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group brings deep underwriting expertise and access to several top-rated carriers. Their team specializes in complex and distressed Workers Compensation risks, offering responsive service, creative structuring, and a consultative approach. Whether you’re placing a start-up roofing contractor or a multi-state manufacturing group, Novatae can help you secure the right coverage and structure. Do you need a New York Workers Compensation Insurance Quote? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of accounts are a good fit for this Workers Comp program?This program is ideal for high-hazard classes, distressed accounts, businesses with high MODs, new ventures, and those placed in state funds or pools. It also supports multi-state exposures. Can I submit accounts that have been cancelled or non-renewed?Yes, Novatae specializes in helping agents place lapsed, cancelled, or non-renewed Workers Comp policies, including those with gaps in coverage. What documentation is required to submit an account?You’ll need a completed ACORD 130, 3–4 years of loss runs, details on large losses, and a supplemental questionnaire. Do you offer stand-alone Workers Compensation policies?Yes, Novatae offers stand-alone Workers Comp solutions, as well as integrated and high-deductible options to meet different client needs. In which states is this program available?This program is available in New York, Connecticut, Massachusetts, New Jersey, Pennsylvania, Rhode Island, and Vermont. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/novatae/workers-comp-for-staffing-agencies/
Standalone Workers Compensation for Staffing Companies from Novatae Risk Group Novatae Risk Group offers a specialized Workers Compensation solution tailored for staffing agencies across a wide range of industries. Whether your staffing client places clerical workers or higher-risk labor roles, this program provides flexible underwriting, competitive pricing, and the ability to accommodate challenging accounts—including those with high experience mods or lapses in prior coverage. Program Highlights: Aggressive Pricing Guaranteed Cost Program Structure Broad Class Code Acceptance High X-Mod ... Okay! Lapse in Coverage ... Okay! Ideal Accounts and Appetite This Workers Compensation program is designed specifically for staffing companies with at least $1,000,000 in payroll. It is ideal for agencies that place employees in a variety of roles, including but not limited to: Light industrial and warehouse workers Healthcare staffing (non-hospital) Clerical and administrative personnel Skilled trades and construction support You may have a client who recently expanded into new labor sectors or one with a temporarily lapsed policy—this program can help you place that business competitively. Underwriting Notes and Minimum Premiums To qualify, accounts should meet the minimum payroll threshold of $1,000,000. The minimum premium starts at $100,000. Novatae accepts submissions for accounts with high X-Mods and even those with a lapse in prior coverage, making it a great fit for hard-to-place or distressed risks. Submission Requirements: ACORD 130 Application 3-5 Years of Currently Valued Loss Runs Copy of Current Policy Declarations Page Experience Modification (X-Mod) Worksheet Territories and Market Access This program is available in most states, including but not limited to CA, FL, TX, NY, IL, and GA. Novatae works with several national and regional A-rated carriers and can offer access to both admitted and non-admitted markets depending on the state and risk profile. Why Work With Novatae Risk Group? As a Managing General Underwriter and E&S broker, Novatae Risk Group brings deep expertise in staffing risk placement. Their flexible underwriting approach and broad carrier access allow agents to confidently place even the most complex Workers Compensation accounts. Fast response times, market access, and creative solutions make Novatae a trusted partner for staffing-related Workers Comp placements. THIS IS NOT A PEO Do you need a Workers Comp Insurance for Staffing Company Quote? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of staffing companies are eligible for this Workers Comp program?This program is designed for staffing agencies with at least $1,000,000 in payroll and includes a wide range of class codes—from clerical and administrative to light industrial and skilled labor placements. Can I submit accounts with high experience mods or lapses in coverage?Yes, Novatae accepts submissions for accounts with high X-Mods and those that have experienced a recent lapse in Workers Comp coverage. What documentation is required for a submission?You’ll need to provide an ACORD 130 application, 3–5 years of loss runs, a current policy declarations page, and an X-Mod worksheet. Is this a PEO solution?No, this is a standalone Workers Compensation insurance program, not a Professional Employer Organization (PEO) model. In which states is this program available?The program is available in most states, including CA, TX, FL, NY, and many others. Contact Novatae for specific state eligibility. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/novatae/general-liability-for-commercial-and-residential-developers/
Novatae Risk Group offers a specialized General Liability Insurance program tailored for Commercial and Residential Developers through Empire Underwriters. Designed for agents and brokers seeking flexible, dependable coverage solutions, this program is backed by over 20 years of underwriting expertise in construction-related risks. With access to both admitted and non-admitted markets—including select Underwriters at Lloyd's of London—Novatae provides a competitive edge for hard-to-place and high-exposure accounts. Our program is ideal for developers involved in mid- to large-scale construction projects, including both ground-up and renovation work. Whether you're working with new ventures or accounts with prior losses, we are equipped to handle challenging submissions with a responsive and knowledgeable underwriting team. Ideal Accounts and Appetite Shopping Centers, Malls, and Retail Plazas Tract Home and Custom Home Builders Condominium and Apartment Complex Developers Hi-Rise Construction Projects Accounts with Prior or Open Claims New Ventures and Lapsed Policies Multi-State Operations Paper Contractors Hard-to-Place or Tough Classes You might have a client developing a multi-unit condo building with prior claims history, or a new developer entering the market with a complex project. These are the types of accounts we can help you place. Coverage Highlights and Advantages Access to multiple carriers for flexible quoting Fast turnaround times on submissions Coverage available in most states on either admitted or non-admitted paper Capability to offer CG201185 equivalent endorsements Deep underwriting knowledge in construction and development risks Our brokers work directly with you to understand your client’s operations and identify the right coverage structure. We take pride in our consultative approach and attention to detail. Submission Requirements ACORD 124 & 126 Applications 3–4 Years of Loss Runs Explanation of Lapses in Coverage (if applicable) Details on Any Large Losses Supplemental Questionnaire Territories and Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, and WV. We provide coverage through admitted and non-admitted carriers depending on the state and risk profile. Why Work With Novatae Risk Group As a Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group offers agents a trusted resource for placing complex construction liability risks. Our relationship with Empire Underwriters delivers access to a broad market selection, timely service, and seasoned underwriting insight. We welcome hard-to-place accounts and are committed to helping our broker partners grow their construction books with confidence. Please contact us at 800-758-8113 to speak to our experienced brokers about your Residential and Commercial Developer General Liability Insurance accounts. Do you need a General Liability Insurance quote for your Commercial and Residential Developer accounts? Email your submission to [email protected] or call 800-758-8113 to connect with an underwriter today. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial and residential developers, including tract home builders, condo developers, high-rise construction, and accounts with prior claims or lapses in coverage. Can you help with new ventures or accounts with no prior coverage?Yes, we welcome new ventures and are experienced in handling accounts without prior coverage or with lapsed policies. Are both admitted and non-admitted options available?Yes, we offer both admitted and non-admitted options through multiple carriers, including certain Underwriters at Lloyd's of London. What states is this program available in?Coverage is available in most states, including CA, FL, TX, NJ, and many others. Please refer to the full list above for all eligible states. What documents are needed to submit an account?We require ACORD 124 and 126 forms, 3–4 years of loss runs, a supplemental questionnaire, and details on any large losses or lapses in coverage. Need help placing an account? Connect with a market specialist.