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...especially under 150 employees
Auto dealerships
Medical and healthcare...tes is this program available in?This EPLI program is available in AL, AR, GA,...
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Continental Marine offers Jet Ski Rental Insurance
Coverage Highlights for Jet Ski Rental Insurance Program:
Admitted A+ rated carrier
24-hour quote turnaround for jet ski rental insurance
Renter trailer allowed on a submit basis
Single-unit operations to large fleets
Premises liability offered for boat/jet ski rental programs
New operations welcome
Continental Risk / Continental Marine Insurance Services offers a focused Jet Ski Rental Insurance program designed for the specific risks of personal watercraft rental operations. Whether your client runs a single jet ski or a multi-location rental fleet, this program helps you place liability and premises exposures common to recreational watercraft rentals.
Ideal Accounts and Appetite
This program targets personal watercraft rental businesses, including jet skis and WaveRunners. It works for small, seasonal operators, established marinas, and larger fleet managers. Startups are accepted, and accounts that provide renter trailers can be considered on a submit-for-approval basis.
Examples of suitable accounts:
A beachside rental operation with five jet skis expanding to guided tours — coverage that accommodates both rental and on-site liabilities.
A marina-based operator with a larger fleet and multiple rental locations seeking consolidated limits and premises liability coverage.
Coverage Highlights and Advantages
Support from an A+ admitted carrier for financial stability in most available markets
Fast service with most quotes returned within 24 hours when submissions are complete
Flexible underwriting that accommodates single-unit operators up to large fleets
Optional premises liability tailored for watercraft rental exposures
Ability to submit additional exposures, such as renter trailers, for review
The program is structured to address common rental exposures: bodily injury and property damage from operation of personal watercraft, on-site slips and falls, and liability arising from renter negligence. Coverage forms and limits are intended to be practical for the recreational marine sector while remaining market-competitive.
Underwriting Notes and Minimum Premiums
The program has a minimum premium starting at $500, making it accessible for smaller operations and seasonal businesses. Underwriting looks for basic operational information including: rental procedures, safety and training protocols, maintenance schedules, location details (beachfront vs. inland), average rental durations, and any guided-tour activities. Trailer rentals and other ancillary services should be disclosed up front as they are considered on submission.
Territories and Availability
Available in most U.S. states, including both coastal and inland markets. States where this program is actively written include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an experienced Excess & Surplus Lines broker specializing in the recreational marine sector, Continental Marine blends underwriting expertise with responsive service. Agents benefit from access to A+ admitted capacity in many markets, quick quote turnarounds, and a willingness to consider a range of account sizes and new ventures. The program is designed to help you place jet ski rental accounts efficiently while addressing the specific operational risks your clients face.
If you would like further information about our Jet Ski Rental Insurance program, please feel free to contact our office.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Personal watercraft rental businesses — from single-unit operators to large fleets — are ideal. New ventures and seasonally operated businesses are welcome.
Is premises liability included in the coverage?
Yes. Premises liability is available as part of the boat/jet ski rental offering to help protect against on-site exposures such as slips, falls, and dock-related incidents.
Can jet ski trailer rentals be included in coverage?
Trailer rentals can be considered on a submit-for-approval basis. Provide operation details and usage patterns to support underwriting.
How quickly can I expect a quote?
Most quotes are turned around within 24 hours when the submission includes the required underwriting information and loss history (if applicable).
In which states is this program available?
The program is available in nearly all U.S. states, including both coastal and inland regions. See the list above for full state availability.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/healthcare-facilities-insurance/
Comprehensive Healthcare Facilities Insurance from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a Healthcare Facilities Insurance program to help agents place outpatient and non-hospital medical operations. As an experienced Excess & Surplus Lines broker, Continental Risk provides market access to A-rated carriers and tailored solutions for facilities that present unique professional liability, general liability, and property exposures.
Ideal Accounts and Target Classes
This program is designed for outpatient and non-hospital healthcare facilities that need combined professional and general liability protection, plus property where applicable. Typical classes include:
Independent clinics
Diagnostic imaging centers
Outpatient surgery centers
Medical laboratories
Urgent care centers
Pharmacies
Similar outpatient healthcare facilities
Example fits: you might have a client opening a multi-site urgent care chain, or a diagnostic lab expanding equipment and staffing—both are the kind of risks this program targets. This program is generally not intended for inpatient hospitals, long-term acute care facilities, or facilities with high-risk cosmetic surgical practices; please confirm unique exposures with underwriters.
Coverage Highlights and Advantages
Continental Risk packages flexible coverages to address common and complex exposures for outpatient providers. Available coverages include:
Professional Liability – defense and indemnity for malpractice and errors & omissions by clinical staff.
General Liability – premises, slip-and-fall, product and Completed Ops exposure.
Excess Liability – higher limits that sit above primary policies for catastrophic loss scenarios.
Property – buildings, equipment, and contents (available up to $5,000,000 Total Insured Value).
Standard primary limits typically offered are $1,000,000 per occurrence / $3,000,000 aggregate for General and Professional Liability, with Excess Liability available up to $5,000,000. Property TIV is available up to $5,000,000 where admitted or non-admitted placement is appropriate.
Underwriting Notes and Minimum Premiums
Continental Risk works through a mix of admitted and non-admitted markets depending on state rules and risk characteristics. Minimum premiums vary by class and exposure; underwriting flexibility is available to accommodate both standard and harder-to-place accounts. To expedite quotes, agents should provide complete submissions including loss history, detailed descriptions of operations, staff credentials and licensure, lease or ownership information for premises, and current insurance schedules where applicable.
Territories and Availability
The program is available in most U.S. states. Territories include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Please confirm state-specific availability before submission.
Why Work With Continental Risk / Continental Marine Insurance Services?
As a specialist E&S broker, Continental Risk combines deep underwriting relationships with a market-driven approach to place complex outpatient healthcare risks. Agents benefit from access to A-rated markets, flexible admitted/non-admitted placement, and a team experienced with medical professional and premises liability nuances. Continental Risk aims to move quickly on submissions and provide pragmatic risk placement strategies for multi-location and growing practices.
Whether your client is launching a new imaging center or expanding urgent care locations, Continental Risk can help structure limits and coverages to match operational and regulatory needs.
Need help placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of healthcare facilities qualify for this program?This program focuses on outpatient and non-hospital facilities such as clinics, urgent care centers, diagnostic labs, pharmacies, and outpatient surgical centers.
What coverage limits are available for liability and property?General and Professional Liability are commonly offered at $1,000,000 per occurrence and $3,000,000 aggregate. Excess Liability can be placed up to $5,000,000. Property TIV is available up to $5,000,000 depending on the market.
Is this program available nationwide?The program is available in most U.S. states. Confirm state-specific availability with Continental Risk before submitting an application.
Are both admitted and non-admitted markets used?Yes. Placement may be admitted or non-admitted depending on the state and the individual risk profile.
What information is needed to get a quote?Provide a detailed submission including operations description, staffing and licensure, prior loss runs, lease or property details, and any existing insurance schedules to receive an efficient quote and placement.
Need help placing an account? Connect with a market specialist.