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...used inventory Dealers offering repair and maintenance services Businesses...hose that sell towable RVs and offer repair services, are ideal. Independent o...

FRANCHISED AUTO DEALER INSURANCE SeaFire Insurance Services offers an exclusive Franchised Auto Dealer Insurance Program designed specifically to protect the unique exposures faced by franchised auto dealerships. Built with input from industry experts and backed by the Chubb Group of Insurance Companies, this program delivers robust coverage and dependable service to help agents confidently place dealer accounts. Ideal Accounts and Appetite SeaFire's program is a strong fit for agents working with established franchised auto dealerships that require specialized protection across multiple risk areas. Ideal clients include dealerships with new vehicle inventory, high-value property, and complex operations that require tailored insurance solutions. SeaFire also offers similar programs for franchised motorcycle and recreational vehicle dealers. Not available in Louisiana, Massachusetts, Alaska, or Hawaii, the program serves most of the U.S. market with a focus on agents who have experience in the auto dealer space and the operational scale to support these accounts. Coverage Highlights and Advantages Available coverages include: Auto Inventory Property and Crime Garage Liability Employment Practices Liability (EPLI) General Liability Errors and Omissions (E&O) Umbrella / Excess Liability Workers’ Compensation All coverages are underwritten by the Chubb Group of Insurance Companies, providing peace of mind with a financially stable and top-rated carrier. Key program advantages include: Dedicated underwriting teams with deep industry knowledge Access to innovative, proprietary insurance products Responsive service from submission through policy issuance Nationwide reach (excluding a few states) Underwriting Notes and Minimum Premium SeaFire’s Franchised Auto Dealers Insurance Program is available on a limited appointment basis. The minimum premium starts at $25,000, making it best suited for mid- to large-sized dealership operations. SeaFire seeks to partner with retail agents and brokers who have the experience, brand strength, and client base to support this specialized market. Territories and Availability This program is available in most states, including AL, AR, CA, CT, DE, ID, IN, KS, KY, ME, MD, MI, MS, MO, MT, NH, NJ, NY, NC, OR, PA, SC, TN, TX, UT, VT, VA, WA, DC, WI, and WY. It is not available in Louisiana, Massachusetts, Alaska, or Hawaii. Why Work With SeaFire Insurance Services? As a program administrator with a focused approach, SeaFire Insurance Services offers a streamlined experience for agents looking to place complex auto dealer risks. From expert underwriting to efficient processing and high-touch service, SeaFire is committed to delivering a competitive edge to its appointed producers. If you are interested in becoming appointed with SeaFire, please complete their online application. To learn more about SeaFire’s Franchised Auto Dealers Insurance Program, visit their website. Additional limited appointment programs are available for: Franchised Motorcycle Dealers Franchised Recreational Vehicle Dealers SeaFire’s Environmental Liability Policy is also available on an open brokerage basis. __________________________________________________________________ Frequently Asked Questions What types of accounts are a good fit for this program?Mid- to large-sized franchised auto dealerships with new car inventory, service operations, and high-value property are ideal fits. Is this program available in all states?No, it is available in most states but excludes Louisiana, Massachusetts, Alaska, and Hawaii. What is the minimum premium for this program?The program starts at a minimum premium of $25,000, making it best suited for larger dealership operations. Can independent agents get appointed with SeaFire?Yes, but SeaFire uses a limited appointment model and seeks agents with experience, scale, and expertise in auto dealer insurance. What carrier underwrites the coverage?The program is underwritten by the Chubb Group of Insurance Companies, a top-rated and financially stable carrier. Need help placing an account? Connect with a market specialist.

...ed Auto Maintenance, Repair, and Body Shops Recreational Vehicle and Motor...ide assistance companies?Yes, mobile repair units and roadside assistance prov...

Policy Highlights: Auto body and paint shops require specialty insu...proof lighting. High-end custom paint shops are subject to exclusions or highe...

...epair Dealers performing minor body work, spray painting, or collision rep...d repair shops, including paint & body, transmission, and diagnostic cente...

...ed for general auto service shops, body shops, and specialty repair centers. Whether your client is a sma...od fit for this program?General auto repair shops, brake and alignment services, muffler shops, and light-duty towing operations are ideal. Specialty shops may also qualify with proper documentation. Can shops with lift kits or modified suspens...

...ed for general auto service shops, body shops, and specialty repair centers. Whether your client is a sma...od fit for this program?General auto repair shops, brake and alignment services, muffler shops, and light-duty towing operations are ideal. Specialty shops may also qualify with proper documentation. Can shops with lift kits or modified suspens...

...ram designed for agents placing automobile dealers and repair-related risks. A...de new/used car dealers, independent repair shops, full-service car washes, detailers, tire shops, and valet or mobile detailing ope...

...Highlights: Heavy truck sales and repair operations have complex garage, liabi...depend on carrier and state. Are any repairs or services excluded?Yes. Repairs to liquefied petroleum gas (LPG) ...