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Lawyers Professional Liability Insurance Program Alexander J. Wayne & Associates, Inc. offers a focused Lawyers Professional Liability (LPL) program for retail agents and brokers placing both standard and hard-to-place legal risks. As a wholesale broker, we combine underwriting know-how with access to a select panel of U.S. carriers — including Lloyd's of London — to help you secure competitive, dependable coverage for your clients. Ideal Accounts and Target Risks We place firms of all sizes, from solo practitioners to large national practices. Our particular strength is in handling accounts that the admitted market finds difficult or declines. We are effective with higher-exposure or technically complex practice areas such as: Bankruptcy law Securities and corporate finance Taxation Entertainment and sports law Intellectual property Plaintiff bodily injury litigation Environmental law and complex real estate transactions Criminal defense Mergers & acquisitions Family and domestic relations law Oil & gas and public utilities Other niche or specialty practices Coverage Highlights and Advantages Our LPL program is designed to protect law firms from claims arising from alleged professional errors, omissions, or negligence. Coverage can be tailored to address the unique exposures of legal practice, with policy features and limits that reflect the firm’s risk profile. Access to both admitted and non-admitted markets depending on state and carrier appetite Customized placement strategies for declined, complex, or multi-jurisdictional risks Experienced wholesale underwriting team focused on legal professional liability Ability to consider firms with prior claims, disciplinary issues, or unconventional practice mixes Underwriting Notes Each submission is evaluated on its specific exposures, practice areas, and claims history. We work with you to collect the necessary information and package submissions to the carriers most likely to respond favorably. Typical requirements include a completed application, loss runs (if applicable), and a description of the firm’s practice mix and management controls. Minimum premium requirements and other terms vary by carrier and risk; we aim to find flexible solutions that balance breadth of coverage with market availability. Territories and Availability This program is available in most U.S. states. We actively place business in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability and admitted/non-admitted options depend on carrier appetite and state regulations. Why Work With Alexander J. Wayne & Associates? With decades of experience in professional liability, Alexander J. Wayne & Associates brings focused underwriting expertise and strong carrier relationships to help you place challenging legal risks. Our team provides responsive service, practical submission guidance, and targeted market access to improve placement outcomes for your clients. Example Accounts You Might Place A mid-sized firm with a heavy securities practice and recent regulatory inquiries that was declined by standard admitted markets — you can submit with us for specialized underwriting and non-admitted options. A solo intellectual property attorney with a prior malpractice claim seeking retroactive coverage and flexible limits — we can present the submission to carriers that evaluate complex claim histories. Call us to discuss specific accounts and to determine the best submission strategy for your clients. Frequently Asked Questions What types of accounts are a good fit for this program? This program suits law firms of any size, especially those practicing in higher-risk specialties such as bankruptcy, securities, IP, or plaintiff bodily injury where placement in the admitted market may be difficult. Can you place coverage for firms with prior claims or disciplinary actions? Yes. We specialize in hard-to-place risks and frequently work with firms that have prior claims, disciplinary history, or other underwriting challenges. Are both admitted and non-admitted markets available? Yes. We have access to a mix of admitted and non-admitted carriers, including specialty markets, depending on the state and the account’s profile. Is coverage available nationwide? We offer this program in most U.S. states and Washington, D.C. Specific availability varies by carrier and state regulations. What is required to get a quote? Typically we need a completed application, current loss runs (if any), and details about the firm’s practice areas and management. Our wholesale team will work with you on submission requirements. Need help placing an account? Connect with a market specialist.

For more than 15 years, Axiom Insurance Managers Agency, LLC’s underwriting team and in-house loss control specialists have designed tailored Family Entertainment Centers Insurance programs. As a trusted program administrator, Axiom offers solutions for a broad range of entertainment exposures — from coin-operated arcades to more complex operations such as go-kart tracks and water rides — with policy forms and limits built for the niche. Ideal Accounts and Appetite This program is aimed at family-focused entertainment operations that host interactive and recreational attractions. Agents can place accounts including: Arcades (minimum premium as low as $1,000) Bowling alleys Miniature golf centers Go-kart tracks (electric or gas) Laser tag arenas Trampoline centers (with documented safety controls) Water parks and water rides Climbing walls, batting cages, and inflatable amusements Family fun centers with concession or retail sales Limited alcohol sales are acceptable (up to 25% of food and beverage revenue) when operations follow outlined service controls. The program supports a wide range of indoor and outdoor entertainment venues. Coverage Highlights and Advantages Axiom’s Family Entertainment Centers Insurance program delivers broad liability protection designed for the unique risks operators face. Typical coverage options include: General Liability: $1M per occurrence / $2M general aggregate Products & Completed Operations: $1M Personal & Advertising Injury: $1M Damage to Premises Rented to You: $100,000 Liquor Liability: Available as package or mono-line, up to $1M/$2M Umbrella/Excess: Limits available up to $10 million The program offers direct bill and premium financing options to simplify placement and payment for your clients. Underwriting Notes and Minimum Premiums Standard minimum premium is $2,500 for most account types. Arcade-only operations may qualify for a lower minimum starting at $1,000. Axiom evaluates each risk to confirm alignment with underwriting guidelines and safety expectations. Ineligible classes and situations include high-risk adventure activities such as hang gliding, skydiving, parasailing, and hydraulic mechanical bulls. Operations with alcohol service past midnight, accounts in bankruptcy or undergoing legal reorganization, and facilities lacking adequate trampoline safety protocols are also excluded. Territories and Availability This is a non-admitted program available in most U.S. states, including AL, AK, AZ, CA, FL, IL, NY, TX, WA and many others. Axiom partners with a variety of carriers to provide flexible options depending on state requirements and the specific risk profile. Why Work With Axiom Insurance Managers Agency, LLC Axiom brings deep, hands-on underwriting expertise in the family entertainment niche. Their focused approach and internal loss control resources help agents place challenging or evolving accounts with confidence. Underwriters are experienced in evaluating ride operations, concession exposures, alcohol controls, and activity-specific training and inspection programs. Example placements you might submit: a regional water slide park seeking primary liability and umbrella limits, or an arcade expanding into a family fun center with food service and inflatable attractions. In both cases, Axiom can tailor coverages and limits to address the operational exposures while keeping placement practical for your client. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include arcades, bowling alleys, go-kart tracks, trampoline parks with controls in place, water parks, and other family entertainment centers offering interactive attractions. Are liquor sales allowed under this program?Yes. Liquor liability coverage is available, and alcohol sales are permitted provided they do not exceed 25% of total food and beverage sales and service ends by midnight. What are some ineligible risks for this program?Operations involving high-risk activities such as skydiving, hang gliding, parasailing, and hydraulic mechanical bulls are ineligible. Risks in bankruptcy or with insufficient trampoline controls are also excluded. Is this program available nationwide?This non-admitted program is available in most U.S. states, including major markets such as CA, TX, FL, NY, and IL. Check with Axiom for specific state availability and carrier appetite. What is the minimum premium for this program?The minimum premium is typically $2,500, with arcade-only operations eligible for a lower minimum starting at $1,000.

U.S. Risk Insurance Group, Inc. partners with an A-rated carrier to offer a competitive workers' compensation market for auto service and repair operations. This program is built for agents who need flexible placement options for garages, repair shops, and mobile service providers across a broad territory. Overview of the Program The Auto Service Workers Compensation Insurance program is designed for auto service and repair risks and supports both guaranteed cost and dividend plan structures (dividend plans available in FL). U.S. Risk provides underwriting expertise, online loss runs, and practical payment options to help you place business efficiently. Ideal Accounts and Appetite Independent auto repair shops, quick lube centers, tire shops, and small fleet service operations Mobile mechanics and service providers (including limited group transportation exposures) New ventures and insureds transitioning out of PEO arrangements Examples: You might have a client who operates a two-bay repair shop with three technicians and light mobile service work, or a newer start-up tire shop seeking admitted coverage with online servicing and predictable billing. Coverage Highlights and Advantages Products: Guaranteed cost and dividend plan options (FL dividend plans) Service: Online loss runs to speed underwriting and renewals Payment plans: Direct bill and monthly self-reporting with non-working deposit Flexible underwriting for new ventures and accounts coming out of PEOs; PEO carve-outs available with required documentation Underwriting Notes and Key Restrictions $2,000 minimum premium — no stated maximum New ventures eligible Group transportation allowed but limited to no more than five employees per vehicle Lapse in coverage must be referred to underwriting No maximum experience modifier required Height and underground work limits: no more than 20 feet (approximately 2 stories) above ground and no more than 6 feet below ground 24-hour shift work exposure eligible only when it is the sole exposure PEO carve-outs: require loss history, a signed PEO/client contract and amendment, and a labor endorsement Ineligible exposures: domestic, aviation, and federal coverages; tax lien or bankruptcy Limited / Incidental / Cannot be governing state: CA, OK Territories and Availability This program is available through U.S. Risk in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI. Confirm state availability and admitted/non-admitted options at submission. Why Work With U.S. Risk Insurance Group, Inc. on These Risks U.S. Risk pairs underwriting experience in the auto service niche with practical servicing tools (online loss runs and multiple payment options). The program handles common exposures for repair and mobile service shops and offers carve-out solutions for accounts leaving PEOs. Minimum premium thresholds and clear restrictions make it straightforward to determine fit quickly, helping you place eligible accounts faster. Underwriting Checklist — What to Submit Current loss runs (online loss runs accepted) Signed copy of PEO/client contract and amendment when applicable Details on any group transportation, shift work, height or underground exposures Information on lapses in coverage (refer to underwriting) Frequently Asked Questions What types of auto service accounts are a good fit for this program?Brands such as independent repair shops, quick lubes, tire shops, mobile mechanics, and small fleet service providers are a good fit — especially when exposures fall within the stated height, underground, and group transportation limits. Can I place a client coming out of a PEO?Yes. U.S. Risk accepts insureds coming out of PEOs and offers PEO carve-outs. Underwriting requires loss history, a signed PEO/client contract and amendment, and a labor endorsement. What are the payment and servicing options?Agents can offer direct bill or monthly self-reporting with a non-working deposit. Online loss runs are available to simplify underwriting and renewals. Are there minimum premiums or other submission thresholds?The program has a $2,000 minimum premium. Lapses in coverage, tax liens, or bankruptcy require referral and may make the account ineligible. Which states are excluded or restricted?The program is available in the listed states above but has limited/incidental or non-governing state restrictions for CA and OK. Confirm state availability at submission. Need help placing an account? Connect with a market specialist.

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U.S. Risk Insurance Group, Inc. offers a specialized Professional Services Workers Compensation Insurance program designed to support agents and brokers in placing business for a wide range of professional services clients. Through its UPA division and a partnership with an A-rated carrier, U.S. Risk provides access to competitive markets and flexible underwriting for a variety of scenarios, including new ventures and PEO carve-outs. Ideal Accounts and Appetite This program is tailored for professional services operations that need workers' compensation coverage with flexible underwriting and payment options. Ideal risks include consulting firms, marketing agencies, law offices, accounting firms, IT consultants, and other white-collar or light manual professional services. New ventures are eligible, making this a great solution for startups or businesses transitioning from a PEO arrangement. Example accounts that may be a good fit: A newly formed architectural firm in Texas with five employees. An established marketing agency in Florida exiting a PEO and needing standalone comp coverage. Coverage Highlights and Advantages U.S. Risk’s professional services workers compensation program offers: Admitted coverage in all available states. Guaranteed cost plans and dividend plans (available in Florida). Online access to loss runs for easier account management. Flexible payment options, including: UPAY-As-You-Go Direct bill Monthly self-reporting with a 5% non-working deposit Underwriting Notes and Minimum Premiums Minimum premium of $3,000; no maximum premium. New ventures welcome. Group transportation is limited to five employees per vehicle. Risks with lapse in coverage must be referred to underwriting. No maximum experience mod. Height/underground limits: up to 20 feet or 2 stories above ground, and no more than 6 feet below ground. PEO carve-outs accepted with required documentation (loss history, signed PEO/client contract and amendment, labor endorsement). 24-hour shift work is eligible (with no additional exposure). Ineligible risks include domestic workers, aviation, federal coverage, tax lien or bankruptcy situations. Territories and Availability This workers compensation program is available in the following states: AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, RI, SD, TN, TX, UT, VT, VA, DC, WV, WI. Coverage is limited, incidental, or cannot be the governing state for CA and OK. Why Work With U.S. Risk Insurance Group As a leading Managing General Agency (MGA), U.S. Risk brings deep expertise in niche markets and hard-to-place workers compensation risks. With access to A-rated carriers and a dedicated underwriting team, they offer responsive service and flexible solutions for agents and brokers nationwide. Whether you're working with new ventures or clients transitioning out of a PEO, U.S. Risk provides the tools and support to help you place business effectively and competitively. Frequently Asked Questions What types of accounts are a good fit for this workers compensation program?Professional services businesses such as consultants, law firms, marketing agencies, and IT companies are ideal candidates, especially those with limited manual exposure. Is this program available for new ventures?Yes, new ventures are eligible for coverage under this program, making it a strong option for startups and newly formed professional firms. Can clients coming out of a PEO be written through this program?Yes, PEO carve-outs are accepted. Required documents include a signed PEO/client agreement, an amendment, loss history, and a labor endorsement. What are the minimum and maximum premiums?The minimum premium is $3,000, and there is no set maximum premium. Are there any restrictions related to employee activities?Yes, group transportation is limited to five employees per vehicle, and height/underground work is restricted to 20 feet above and 6 feet below ground level. Need help placing an account? Connect with a market specialist.

Private Special Events Insurance Program from R.V. Nuccio & Associates, Inc. R.V. Nuccio & Associates, Inc. offers a specialized insurance solution for private special events through its Celebrationsurance® program. Designed for clients hosting significant life events, this package policy helps protect against financial losses due to unforeseen circumstances. Whether your insured is planning a wedding, anniversary celebration, milestone birthday, or religious ceremony, this program offers comprehensive protection tailored to the unique needs of special private events. Ideal Accounts and Appetite This program is ideal for agents working with individuals who are organizing private, non-commercial events with a substantial financial investment. Target events include: Weddings and Engagement Parties Anniversaries Bar/Bat Mitzvahs Baby Showers and Baptisms Birthday and Retirement Celebrations Other one-time, private special occasions Accounts that typically fit well include clients who are renting venues, hiring vendors, or incurring significant expenses for catering, photography, and entertainment. This program is not intended for recurring or commercial events such as festivals, concerts, or corporate gatherings. Coverage Highlights and Advantages Celebrationsurance® is a package policy that includes a wide range of coverages to address the most common exposures associated with private events. Available coverages include: Cancellation or Postponement – Reimburses non-refundable deposits if the event is canceled or delayed due to covered reasons. Additional Expense – Covers extra costs incurred to avoid cancellation or to minimize loss. Photographs and Video – Protects against loss or damage to professional photography and videography services. Gifts – Provides coverage for stolen or damaged gifts. Rented Property – Insures rented items such as tables, chairs, and decorations. Special Attire – Covers loss or damage to event-specific clothing, such as wedding dresses or tuxedos. Jewelry – Protects special event-related jewelry from loss or theft. Personal Liability – Provides liability protection for bodily injury or property damage to third parties. Medical Payments – Covers medical expenses for guests injured during the event. This coverage package provides peace of mind to your clients while giving you a turnkey solution for their event insurance needs. Underwriting Notes and Minimum Premiums R.V. Nuccio & Associates, Inc. offers streamlined underwriting for this program, with flexible options tailored to the event size and risk profile. While minimum premiums may vary depending on the event type and selected coverages, the program is competitively priced to meet the needs of most private event clients. Territories and Availability This program is available in all 50 states and Washington, D.C., offering broad geographic access for your clients. The coverage is written on an admitted basis through Firemans Fund Insurance Companies, providing added confidence in policy stability and regulatory compliance. Why Work With R.V. Nuccio & Associates, Inc.? As a Managing General Agency with niche expertise in event insurance, R.V. Nuccio & Associates, Inc. offers agents a user-friendly program backed by deep market knowledge. The firm has built its reputation on responsive service, quick turnaround, and a commitment to helping agents serve clients planning some of the most important days of their lives. Whether you're placing a single wedding or supporting a client with multiple family celebrations, R.V. Nuccio & Associates is a reliable partner for private event insurance. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include individuals hosting private, one-time events such as weddings, anniversaries, bar/bat mitzvahs, birthday parties, and baby showers with significant financial investments. Is this program available in all states?Yes, the Private Special Events program is available in all 50 states and Washington, D.C. What carrier underwrites this program?The coverage is underwritten by Firemans Fund Insurance Companies on an admitted basis. Can this policy cover event cancellation due to unforeseen circumstances?Yes, the policy includes coverage for cancellation or postponement due to covered events such as severe weather, illness, or vendor bankruptcy. Does the policy include liability coverage for the event?Yes, Personal Liability and Medical Payments are included to protect against third-party bodily injury or property damage during the event. Need help placing an account? Connect with a market specialist.

U.S. Risk Insurance Group, Inc. offers a specialized Workers Compensation program for businesses in the finance and insurance sectors. Placed through an A-rated carrier, the program combines competitive pricing, flexible payment options, and underwriting latitude tailored to the exposures common to accountants, financial advisors, insurance agencies and related professional service providers. Ideal Accounts and Appetite This program fits a broad range of finance and insurance operations: accounting and bookkeeping firms, tax preparers, financial planners and advisors, insurance agencies and brokers, and other back-office service providers. New ventures are accepted and there is no maximum experience modification factor, which allows you to place diverse client profiles. Example scenarios: a newly formed bookkeeping firm with five employees looking for admitted Workers Comp coverage; or a multi-location insurance brokerage seeking consistent, admitted coverage across several states. Coverage Highlights and Advantages Guaranted cost programs available Dividend plans available in Florida PEO carve-outs considered with proper documentation 24-hour shift exposure eligible when no other class exposures apply Online loss run access for easier policy servicing and renewal submissions Underwriting Notes and Minimum Premiums Minimum premium: $3,000 — no stated maximum Group transportation limited to five employees per vehicle Accounts with a lapse in coverage are acceptable but require underwriter review Height limitation: work no more than 20 feet or two stories above ground Underground work limited to six feet Insureds exiting PEOs are eligible with required documentation (loss history, signed contracts, labor endorsement) Not eligible: domestic services, aviation operations, federal act coverages, or accounts with outstanding tax liens or bankruptcy Payment Plan Options UPAY — pay-as-you-go model Direct bill Monthly self-reporting with a 5% non-working deposit Territories and Availability The program is available on an admitted basis in most states, including AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, RI, SD, TN, TX, UT, VT, VA, DC, WV, and WI. Coverage in California and Oklahoma is limited or incidental and cannot be the governing state for a policy. Why Work With U.S. Risk Insurance Group, Inc.? As a Managing General Agency, U.S. Risk provides underwriting expertise and market access that help agents place complex Workers Compensation risks for finance and insurance clients. The team emphasizes responsiveness, flexible underwriting, and admitted paper – valuable when your clients need regulatory certainty and stable coverage across multiple states. Whether placing a new firm, a client leaving a PEO, or a multi-location brokerage, U.S. Risk supports you with documentation guidance, online loss runs, and alternative payment options. Frequently Asked Questions What types of accounts are a good fit for this Workers Compensation program?Finance and insurance businesses such as accounting and bookkeeping firms, tax preparers, insurance agencies, and financial advisors are ideal. New ventures and firms exiting PEOs are also eligible when required documentation is provided. Is there a minimum premium requirement?Yes. The program has a minimum premium of $3,000. There is no published maximum premium limit. Can I place business for clients with prior coverage lapses?Yes. Accounts with a lapse in coverage can be submitted but will require underwriter review and approval. Are there any geographic limitations?The program is admitted and available in most states listed above. Coverage in California and Oklahoma is limited or incidental and cannot be the governing state. What documentation is needed for clients exiting a PEO?Provide the client’s loss history, a signed PEO/client contract, and a labor endorsement so the account can be considered for coverage. Need help placing an account? Connect with a market specialist.

Directors & Officers Insurance Program from Superior Access Superior Access Insurance Services, Inc. offers a focused Directors & Officers (D&O) Insurance program that helps protect the personal assets of directors, officers and in many cases the organization itself when leadership faces management-related claims. This wholesale program is designed for agents and brokers looking for flexible market access and tailored management liability solutions for privately held businesses, nonprofits, startups and other organizations. Ideal Accounts and Target Classes The program fits a wide range of management liability needs, including: Private companies with active boards or outside investors Nonprofit organizations and trade associations Startups and growth-stage firms preparing for funding Companies undergoing mergers, acquisitions, or internal restructuring Whether you represent a small volunteer-led nonprofit or a tech startup taking on outside capital, this D&O program can be tailored to the account’s governance and exposure profile. Coverage Highlights and Advantages Superior Access places D&O limits that address common leadership exposures and can layer optional protections to meet an insured’s needs. Common coverages and extensions include: Directors & Officers liability for alleged wrongful acts Employment Practices Liability (EPLI) for discrimination, harassment, and wrongful termination claims Entity-side coverage and Side A/B/C options where available Errors & Omissions for managerial advice or professional exposures tied to leadership decisions Bankruptcy or liquidation-related exposures Acquisition/investment-related claims and representational exposures Carriers and available forms vary by state and account characteristics; Superior Access works with multiple markets to assemble competitive and practical placements. Underwriting Notes and Minimum Premiums Underwriting for this program is responsive and designed to handle a broad risk spectrum. Minimum premiums and final terms depend on industry, revenue, employee count, governance practices, and claims history. Superior Access reviews each submission to identify the most appropriate admitted or non-admitted market for the account. Territories and Availability This D&O program is available in most U.S. states, including CA, TX, FL, NY, IL and GA, and Superior Access provides market access across Washington, D.C. and the continental United States. Availability may vary by carrier and coverage form, so confirm state eligibility when submitting. Why Work with Superior Access? As a wholesale broker specializing in professional and management liability, Superior Access offers agents streamlined access to multiple carrier partners and experienced underwriting support. Their strengths include: Fast quote turnaround and hands-on placement assistance Access to both admitted and non-admitted solutions depending on the account Flexibility to handle complex or non-standard risks Guidance on application presentation and loss-control considerations These capabilities help you place D&O business more efficiently and increase the chance of a successful placement for challenging accounts. Contact us today to learn more about our Directors & Officers program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is a good fit for private companies, nonprofits, startups, and other organizations with boards or leadership teams that face management liability exposures. Is Employment Practices Liability Insurance (EPLI) included?EPLI is available as part of the D&O program and can be added to address claims such as discrimination, harassment, and wrongful termination. What is the minimum premium for this coverage?Minimum premiums vary by industry, size, and claims history. Contact Superior Access for underwriting guidance and a quote tailored to your client. Which states is this program available in?The D&O program is available in most U.S. states, including major markets. Confirm state-specific availability when you submit the account. Do you work with multiple carriers for this program?Yes. Superior Access works with a variety of carriers to provide flexible and competitive D&O solutions that match the account’s needs. Need help placing an account? Connect with a market specialist.

Lawyers Professional Liability Insurance Metcom Excess is a wholesale broker focused on Lawyers Professional Liability Insurance. With access to more than 15 A-rated carriers, we help agents and brokers place coverage for a wide spectrum of law firms—from solo practitioners to large, multi-state practices. Our dedicated Lawyers Professional Liability team is led by Mark Gold, Esq., CPCU, RPLU. As a practicing attorney with extensive in-house insurance experience, Mark brings deep familiarity with policy language, claim drivers, and the nuances of the legal malpractice market. That expertise allows us to develop tailored solutions for complex or hard-to-place accounts. Ideal Accounts and Appetite Metcom Excess has broad underwriting relationships and flexible placement options for accounts that may fall outside standard market appetite. We can help you place: Firms with elevated claims frequency or severity Practices with disciplinary histories Newly established or boutique firms Firms that specialize in harder-to-place practice areas such as: Entertainment and Sports Law Bankruptcy Intellectual Property (copyright & trademark) Real Estate Family and Domestic Relations Taxation Securities and SEC work Criminal Law Examples: you might have a partner who recently left a large firm to start a boutique practice, or a mid-size firm that has experienced recent claims activity. Metcom Excess works with you to identify carriers and structure terms that produce competitive placement even in these situations. Coverage Highlights and Advantages We offer both primary and excess solutions with market-specific features, including: Limits up to $10 million Full prior acts coverage Coverage for prior law firms Retroactive date repair solutions Personal injury and media liability coverage Defense coverage for disciplinary proceedings Whether you need an admitted clean paper option or a creative solution through non-admitted markets, we can access the right placement based on the firm’s exposure and appetite. Underwriting Notes and Minimum Premiums The program typically starts at a minimum premium of $2,000, with flexibility depending on firm size, practice mix, revenues, and claims history. We partner with agents to review submissions, identify key exposures, and match the account to the most appropriate carrier or market. Territories and Availability Metcom Excess offers this program in: CT, DE, MD, MA, NJ, NY, NC, OH, PA, VT, and VA. Admitted options are available in some states; non-admitted markets are also accessible depending on the risk and location. Why Work With Metcom Excess? We combine deep legal-industry knowledge, strong market access, and hands-on underwriting support. With a legal professional leading the division, we understand the specific exposures attorneys face and how policy language affects risk transfer. Our focus is practical: help you place difficult accounts efficiently and secure the best available terms. To discuss a Lawyers Professional Liability Insurance submission, call (201) 853-1386 or email Mark Gold, Esq., CPCU, RPLU at [email protected]. Frequently Asked Questions What types of law firms are best suited for this program?We place a wide range of firms—solo practitioners, mid-size firms, and large multi-state practices. We also specialize in hard-to-place firms with prior claims, disciplinary issues, or high-risk practice areas. Can you help with firms that have prior claims or disciplinary issues?Yes. Metcom Excess works with markets that will consider firms with prior claims frequency or severity and disciplinary histories; we can structure submissions to highlight mitigating controls and loss trends. Is prior acts coverage available?Yes. Many carrier partners offer full prior acts coverage, prior-firm coverage, and retroactive date repair options—subject to underwriting and carrier guidelines. What is the minimum premium for this program?The typical minimum premium starts at $2,000, though final pricing depends on firm size, practice areas, revenue, and loss history. In which states is this program available?This program is available in CT, DE, MD, MA, NJ, NY, NC, OH, PA, VT, and VA. Admitted options exist in some states; non-admitted placement is available where appropriate. Need help placing an account? Connect with a market specialist.