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...LLC is a recognized leader in the beauty and cosmetics product liability space...ibutors, importers, and resellers of beauty, skincare, grooming, and cosmetic ...

Barber shops and beauty salons face distinct workers’ compens...is program?Independent barber shops, beauty salons, and salon suites that prov...

...ne & Company offers a focused Beauty Shop and Barber Shop Insurance progra... this program?Ideal accounts include beauty salons, barber shops, individual s...

...A.I.I. Insurance Brokerage of MA: Beauty/Barber Shop Insurance A.I.I. I...uently Asked Questions What types of beauty businesses are a good fit for this...

... Cleaning products and janitorial supply distributors Other specialty impo...duct lines, annual sales by product, supply chain/import origins, loss and rec...

Pet Salons/Kennels Insurance Program from A.I.I. Insurance Brokerage of MA If you're an agent or broker looking to place risks in the pet care industry, A.I.I. Insurance Brokerage of MA offers a specialized Pet Salons/Kennels Insurance program tailored to the unique exposures of pet grooming salons, boarding kennels, and similar operations. As an Excess & Surplus Lines Broker, A.I.I. provides access to a variety of non-admitted markets, giving you the flexibility to meet your clients' specific needs with customized solutions. Ideal Accounts and Appetite This program is designed for small to mid-sized businesses operating in the pet services sector, including: Pet grooming salons Dog and cat boarding kennels Pet daycares Mobile grooming services Your ideal submission might be a local grooming salon with multiple grooming stations and a modest retail component, or a kennel that boards pets overnight and offers additional services like training or daycare. Coverage Highlights and Advantages The Pet Salons/Kennels Insurance program includes a robust mix of essential coverages to help protect your insureds from core risks: Commercial General Liability (CGL): Protects against third-party bodily injury and property damage claims. Miscellaneous Professional Liability: Addresses liability arising from professional pet care services, including grooming or boarding. Business Income Coverage: Helps replace lost income due to covered interruptions in operations. Equipment Breakdown: Covers damage to grooming or boarding equipment caused by mechanical failure or electrical issues. Real and Business Personal Property: Offers protection for buildings, grooming tools, office equipment, and inventory. These coverages are structured to respond to the unique liability and property exposures of pet-related businesses, including potential claims involving pet injuries or property damage while in the insured’s care. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the size and complexity of the risk. Submissions should include detailed information about the services offered, number of employees, facility operations, and any prior loss history. Accounts with good risk management practices and clean claims history are preferred. Territories and Availability This program is currently available in the following states: Connecticut (CT) Massachusetts (MA) New Hampshire (NH) Rhode Island (RI) All coverage is placed on a non-admitted basis through various carriers accessible via A.I.I. Insurance Brokerage of MA. Why Work With A.I.I. Insurance Brokerage of MA A.I.I. Insurance Brokerage of MA brings deep expertise in placing niche and hard-to-place risks in the pet care industry. As a broker-focused organization, A.I.I. offers responsive service and flexible underwriting through access to a wide range of non-admitted markets. Whether you're placing a new pet boarding facility or a long-established grooming salon, A.I.I. helps you navigate the complexities of specialty insurance with efficiency and ease. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for pet grooming salons, boarding kennels, pet daycares, and mobile grooming operations. Is the coverage admitted or non-admitted?All coverage is provided on a non-admitted basis through various Excess & Surplus Lines carriers. What coverages are included in the program?The program includes CGL, Miscellaneous Professional Liability, Business Income, Equipment Breakdown, and Real & Business Personal Property coverage. In which states is this program available?This program is available in Connecticut, Massachusetts, New Hampshire, and Rhode Island. What information is needed for underwriting?Underwriters typically require details on services offered, number of employees, building info, equipment, and prior loss history. Need help placing an account? Connect with a market specialist.

Policy Highlights for Entertainment Insurance: Colonial General Insurance Agency, Inc. offers a focused Entertainment Insurance program for local and regional performers and event entertainers. The program is designed for agents and brokers looking to place clients who regularly perform at private parties, community fairs, festivals, carnivals, exhibitions, and small theater productions. Typical insureds include DJs, bands, clowns, face painters, caricature artists, magicians, psychic entertainers, home party performers, theatrical casts, and novelty services such as singing or stripping telegrams. Coverage is flexible and can be tailored to the specific exposures of these small- to mid-sized entertainment operations. Ideal Accounts and Appetite This program targets community and regional entertainers and production teams rather than large touring acts or major theatrical productions. Typical accounts that fit the appetite include: Musical performers (bands, solo acts, DJs) Children’s entertainers (clowns, face painters, balloon artists) Interactive artists (caricature artists, psychics, magicians) Small theater companies and local productions Singing or novelty telegram services and themed party entertainers This program is not intended for large-scale productions, national touring acts, venues with professional rigging/amusement rides, or operations that require specialized excess-placement for complex theatrical stunts or large crowd management. Coverage Highlights and Advantages Commercial General Liability (CGL): Primary limits available up to $3,000,000 Occurrence / Aggregate Included coverages: Sexual/Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate (higher limits available on request) Medical Payments – $5,000 Blanket Additional Insured endorsement (useful for venues and event hosts) Excess / Umbrella capacity up to $25,000,000 through partner carriers No liability deductible required Property and Business Property Options: Basic, Broad, or Special Form wording available Coverage for Building, Contents, Computer Equipment, and Business Income Equipment Breakdown and Inland Marine for portable gear Outside Signs, Valuable Papers, Accounts Receivable, and Theatrical Property options Replacement Cost or Actual Cash Value valuations Crime and Miscellaneous Coverages: Inside-the-Premises theft of money and securities Inside-the-Premises robbery or safe burglary of other property Outside-the-Premises coverage for money and property in transit Underwriting Notes and Minimum Premiums Colonial General leverages multiple markets to accommodate a variety of underwriting approaches. Underwriting review is required for all submissions to ensure proper placement and rating. While minimum premiums vary by carrier and risk profile, the program is structured to be accessible to small entertainment businesses. Liability coverage typically carries no deductible, and higher abuse/assault limits can be requested and considered by underwriting. Territories and Availability This Entertainment Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Depending on the carrier and the insured’s profile, coverage may be written on an admitted or non-admitted basis. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General offers targeted expertise in niche commercial exposures such as local entertainment. The MGA provides access to multiple admitted and E&S carriers, experienced underwriting that understands performance-based risks, and flexible policy forms for property, liability, and crime exposures. Colonial General is positioned to help agents place hard-to-fit or small-scale entertainment accounts quickly and efficiently. Example Accounts That Fit This Program You may have a client who runs a two-person acoustic band performing at weddings and local festivals — they need GL, equipment inland marine, and optional abuse coverage for performers working with children. An agency could place a children’s party entertainer who travels to private homes with face-painting supplies and portable props — the program supports property coverage for supplies and medical payments for minor injuries. Frequently Asked Questions What types of accounts are a good fit for this program?Local and regional entertainers such as DJs, clowns, bands, face painters, caricature artists, and small theater productions are a good fit. Is coverage available on an admitted basis?Some markets within the program offer admitted placements; others may be non-admitted depending on the state and risk characteristics. Can you get higher abuse limits?Yes. Higher limits for sexual/physical abuse coverage are available upon request and are subject to underwriting approval. Which states do you write in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Do you require a deductible for liability?No. Liability coverage under this Entertainment program typically does not require a deductible. Need help placing an account? Connect with a market specialist.

...ibutors to regional manufacturers supplying specialty construction components....

Policy Highlights for Outfitters Insurance: Colonial General Insurance Agency, Inc. offers a specialized Outfitters Insurance program tailored for businesses involved in outdoor recreational activities. This program is ideal for outfitters and guide services that provide hunting, fishing, hiking, backpacking, or cross-country skiing excursions. Operations that sell or rent outdoor equipment and supplies—without offering guided services—are also eligible under this program. Ideal Accounts and Appetite This program is designed for outfitters and outdoor guides operating in the Western U.S. who need strong liability and property coverage. Target risks include: Hunting and fishing guides Backpacking and hiking tour operators Cross-country skiing instructors and guides Outdoor gear rental businesses Whether your client operates a remote wilderness camp or a storefront offering outdoor equipment rentals, Colonial General can help you place the business. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 occurrence and aggregate $5,000 Medical Payments included Errors and Omissions coverage up to policy limits Excess or Umbrella limits available up to $25,000,000 No deductible required Property Coverage Options: Basic, Broad, or Special Form available Building and Contents coverage Business Income and Equipment Breakdown Computer Equipment and Inland Marine Outside Signs and Scheduled Property Floater Accounts Receivable and Valuable Papers Replacement Cost or Actual Cash Value Crime Coverage Features: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property (Inside the Premises) Theft or Robbery (Outside the Premises) Underwriting Notes and Minimum Premiums Coverage is available on a mono-line or package basis, depending on your client’s needs. While minimum premiums are not specified, risks are evaluated based on operations, location, and coverage selections. The program is written through a variety of markets, giving flexibility in underwriting and pricing. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states, and Colonial General will help guide you to the best fit based on your client’s risk profile and location. Why Work With Colonial General? Colonial General Insurance Agency, Inc. is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in niche outdoor and recreation risks. With access to a broad range of carriers and flexible underwriting options, they are well-positioned to help agents and brokers secure comprehensive coverage for their outfitter clients. From backcountry fishing guides to seasonal ski tour operators, Colonial General understands the unique risks and coverage needs of the outdoor industry. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include hunting and fishing guides, hiking and backpacking tour operators, cross-country skiing instructors, and outdoor gear rental businesses. Is this program available for mono-line policies?Yes, Colonial General offers both mono-line and package options depending on the insured’s needs. Are non-guided outdoor equipment businesses eligible?Yes, businesses that provide outdoor equipment and supplies without offering guided services are also eligible under this program. What limits are available for liability coverage?Liability coverage offers primary limits up to $3,000,000 occurrence/aggregate and excess or umbrella limits up to $25,000,000. Which states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Policy Highlights for Builders' Risk Insurance: If your clients are involved in construction or renovation, Colonial General Insurance Agency, Inc. offers a flexible, competitive Builders' Risk program to protect structures and materials during the course of construction. The program accommodates new builds and remodeling projects and is available through select admitted and non-admitted markets, giving you options for standard and harder-to-place risks. Overview of the Builders' Risk Program from Colonial General Colonial General Insurance Agency, Inc. is a regional Managing General Agency and Excess & Surplus Lines broker serving independent agents across the Western United States. With underwriting relationships across admitted and non-admitted carriers, Colonial General can offer tailored Builders' Risk solutions for contractors, developers, builders and property owners. The program supports projects from single-family custom homes to light commercial builds and renovations. Ideal Accounts and Appetite This Builders' Risk program works well for: Residential builders (single-family and multi-family) Light commercial construction (retail, small office, tenant improvements) Remodeling and renovation contractors Developers managing ground-up construction Property owners overseeing their own build projects Projects that present well typically have clear timelines, licensed contractors, required permits, and documented contract values. Colonial General can consider both frame and non-combustible construction; high-hazard projects, large-scale commercial mega-projects, or accounts with unstable work schedules may be less likely to fit without additional underwriting detail. Coverage Highlights and Advantages Property coverage options include: Basic, Broad, or Special Form physical damage coverage Coverage for the building under construction Building materials and supplies in transit or at an unscheduled storage location (standard $5,000 limit; higher limits available on request) Contents and Contractors’ Equipment coverage Equipment Breakdown protection Installation Floater for subcontracted work and materials Replacement Cost valuation where applicable These features help protect clients from theft, fire, vandalism, weather events, and mechanical or equipment failures during the build period. Underwriting Notes Colonial General evaluates submissions individually and offers flexibility across carrier partners. Underwriters will review project scope, construction type, contract language, security controls, and project timeline. Be prepared to provide plans, contractor information, project schedule, and a completed application. Minimum premiums vary by project type, location, and coverage selections—contact Colonial General for specific underwriting and minimum premium guidance on each submission. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Availability can vary by specific project location and risk characteristics, particularly in wind, hail, or other catastrophe-prone areas. Why Work With Colonial General Colonial General combines regional construction expertise with access to both admitted and non-admitted markets, helping agents place standard and more complex Builders' Risk business. Their underwriting team is focused on responsive service and practical solutions, which helps when submitting non-standard projects or when tailored coverage forms are needed. Using Colonial General can speed placement and broaden options for clients who need flexible terms or higher limits. Example scenarios where this program typically fits: You have a client building a cluster of custom single-family homes who needs replacement-cost coverage and materials-in-transit protection. You represent a small developer renovating a retail strip with a defined schedule and licensed subcontractors requiring Builders' Risk during the renovation. Frequently Asked Questions What types of accounts are a good fit for this Builders' Risk program?This program is ideal for residential and light commercial construction projects, including new builds, remodels, and renovations managed by contractors, developers, or property owners. Can this program cover materials in transit or temporary storage?Yes. The program includes a $5,000 limit for building materials and supplies while in transit or at an unscheduled storage location. Higher limits can be requested on submission. Is coverage available for both new construction and renovations?Yes. Colonial General offers Builders' Risk policies for ground-up construction and renovation projects, including interior remodels and structural changes. What states is this Builders' Risk program available in?Coverage is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Specific availability depends on project details and location. Do you work with admitted or non-admitted carriers?Colonial General accesses both admitted and non-admitted markets, providing flexibility to match coverage needs to each project's risk profile. Need help placing an account? Connect with a market specialist.