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Policy Highlights: Boating is a passion for many, but operating a boat engine repair shop, storage facility, ...ecovery services that handle customer boats. Are boat dealers eligible for this program?Y...

Comprehensive Boat Repair Insurance Program from Continen...or businesses that work at marinas or boatyards not owned by the insured. What...

Shipwright / Boat Repairers Insurance from Continental R...lies. Optional extensions include workboat protection & indemnity, medical pay...

Boat Manufacturers, Builders & Repairer...struction projects as well as ongoing boat building operations. Is Protection ...

Policy Highlights: Boating is a significant investment, and fa... risk?Include the number and types of boats stored, security measures, details...

...ean Cargo P&I Hull Boat Dealers Marinas Piers & Do... Risk Spill Responders Ship Repairers/Manufacturers

Boat Dealer Insurance Program from Continen...ility, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' ...

Policy Highlights: Heavy truck sales and repair operations have complex garage, liability and physical damage exposures. Colonial General Insurance Agency, Inc. offers a targeted program — Heavy Truck Sales and Repair Shop Insurance — designed for agents placing commercial garage and dealer risks across the Mountain West and Southwest. The program combines specialized garage liability, garagekeepers and dealers physical damage options with in-transit and towing coverages to address the most common heavy-truck exposures. Overview of the Program from Colonial General Insurance Agency, Inc. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General places heavy truck sales and repair risks with a variety of admitted and non-admitted markets (Some Available Markets). The program offers flexible limits and coverages tailored for medium to large commercial garage operations, heavy truck dealerships and mobile repair contractors. Carriers vary by state and account characteristics. Ideal Accounts and Appetite Heavy truck dealerships and resale yards that also perform on-site repairs. Full-service repair shops specializing in heavy trucks, trailers and heavy equipment. Mobile heavy truck repair contractors servicing fleet accounts or roadside repairs (acceptable). Towing and in-transit operations associated with sales or repair activities. Accounts that generally do not fit: businesses that perform liquefied petroleum gas (LPG) equipment repairs and facilities that do refrigeration or HVAC unit repair — these are specifically prohibited. Coverage Highlights and Advantages Commercial garage coverage with up to $3,000,000 liability aggregate. Garage liability limits available up to $1,000,000 per accident. Garagekeepers coverage available on a primary basis (specified causes of loss). Dealers physical damage and in-transit coverage for towing operations. Broadened coverage options and fire legal liability included as available. $5,000 medical payments (as part of standard offerings). Property coverage can be added where needed. Underwriting Notes and Restrictions Underwriters will review the applicant’s loss history, shop operations, types of vehicles serviced, and any towing/in-transit exposure. Mobile repair operations are acceptable; however, repairs involving liquefied petroleum gas equipment or refrigeration units are excluded. Garagekeepers coverage is offered on a primary basis but limited to specified causes of loss, so review storage and customer vehicle exposure carefully. Because carriers vary, admitted availability depends on the state and account specifics — Colonial General can place some accounts in admitted markets and others in E&S. Provide complete operation descriptions, estimated payroll, annual receipts, and detailed loss runs to help secure the most competitive placement. Territories and Availability The program is available in AZ, CA, CO, ID, NV, NM, UT and WY. Coverage forms, endorsements and admitted status can differ by state; Colonial General will identify admitted options where available and use E&S markets when necessary. Why Work with Colonial General Insurance Agency, Inc.? Colonial General combines garage-focused underwriting expertise with access to multiple carriers to handle complex heavy truck sales and repair risks. Agents benefit from tailored coverage options (garage liability, dealers physical damage, garagekeepers, in-transit), flexible limit structures and a willingness to consider mobile repair and towing operations that many standard markets decline. The MGA/E&S placement capability helps fill gaps when admitted markets are limited. Example account scenarios You have a heavy truck dealership that sells used trucks and operates an on-site repair bay: the program can combine dealers physical damage with garage liability and garagekeepers on a primary basis. You represent a mobile heavy-truck repair contractor servicing regional fleets: Colonial General can consider in-transit and towing exposures as part of a broader garage package. Frequently Asked Questions What types of accounts are a good fit for this program?Heavy truck dealerships, full-service repair shops, and mobile heavy truck repair contractors are the primary targets. Towing/in-transit exposure related to sales and repair operations is also supported. Are mobile repair operations accepted?Yes. Mobile heavy truck repair is acceptable under this program, but detailed operations and exposures must be disclosed for underwriting review. Which coverages and limits are available?The program offers commercial garage coverage with up to $3,000,000 aggregate, garage liability limits up to $1,000,000 per accident, garagekeepers (primary, specified causes), dealers physical damage, in-transit coverage and property options. Specific offerings depend on carrier and state. Are any repairs or services excluded?Yes. Repairs to liquefied petroleum gas (LPG) equipment and work on refrigeration units are prohibited under this program and will render an account ineligible. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a focused Auto Repair Shop Insurance program designed for independent agents and brokers placing automotive service and repair accounts. With access to both admitted and non-admitted markets, Colonial General combines underwriting flexibility with market access and hands-on support to help you place a wide range of shop operations. Overview of the Program From Colonial General When you place business with Colonial General, you’re working with underwriters who specialize in the automotive repair niche. The program is built for general auto service shops, collision and body shops, and specialty repair centers. Coverage and limits are structured to protect customer vehicles, shop property, and on-site operations for small independent garages up through mid-sized repair facilities. Ideal Accounts and Appetite This program is a strong fit for agents with clients such as: General auto repair and maintenance shops Brake and alignment specialists Muffler and exhaust repair shops Transmission and engine rebuilders Shops that install vehicle wraps (requires proper installer training) Facilities performing alternative fuel service and repair Colonial General will consider accounts with lift kits or suspension modifications provided the lift does not exceed 6 inches. Light-duty towing operations can be placed when supported by appropriate documentation and risk controls. Example placements you might submit: a single-location general repair shop with limited customer storage, or a mid-sized muffler/exhaust specialist with a small towing operation and in-transit exposures. Coverage Highlights and Advantages Key coverages available through this program include: Garage Liability limits up to $1,000,000 per accident $3,000,000 General Liability aggregate $5,000 Medical Payments Garage Keepers Coverage provided on a primary basis for specified causes of loss Dealers Physical Damage and Fire Legal Liability False Pretense Coverage Broadened Coverage endorsements In-Transit Coverage for towing operations Property coverage for buildings, tools, and equipment These features help your clients manage exposures related to customer vehicles in custody, third-party injury and property damage, equipment losses, and exposures created while towing or transporting customer vehicles. Underwriting Notes and Minimum Premiums Colonial General emphasizes quick, case-by-case underwriting and competitive pricing. While specific minimum premium figures are not published here, eligibility and final pricing depend on the operation’s class, loss history, limits requested, and any specialty exposures. Typical submission requirements include a completed application, current loss runs (if applicable), and documentation for specialty operations such as towing or alternative fuel work. Territories and Availability The program is available in the following states: AZ, CA, CO, ID, NV, NM, UT, and WY. Admitted or surplus lines availability varies by state and account specifics; Colonial General can advise on the correct market placement. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides agents with access to multiple competitive markets and experienced underwriters focused on auto repair risks. Their strengths include niche underwriting expertise, flexible placement options (admitted and non-admitted), and responsive service to help you move accounts quickly. Whether you’re placing a simple single-location shop or a more complex account involving towing or specialty services, Colonial General can partner with you to find the appropriate coverage solution. For more information, visit the Colonial General company profile or go directly to the Auto Repair Shop Insurance program page. Frequently Asked Questions What types of accounts are a good fit for this program?General auto repair shops, brake and alignment services, muffler shops, and light-duty towing operations are ideal. Specialty shops (for example, alternative fuel or vehicle wrap installers) may qualify when you provide supporting documentation and evidence of proper training or controls. Can shops with lift kits or modified suspensions be covered?Yes. Shops that install lift kits or perform suspension modifications can be considered provided the lift does not exceed 6 inches and the installation practices meet underwriting guidelines. Is this program available in my state?This program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability of admitted or surplus lines markets depends on the state and the account’s specifics. Does the program include Garage Keepers Coverage?Yes. Garage Keepers Coverage is available on a primary basis for specified causes of loss—confirm coverage form details during submission. What should I submit to get a quote?Provide a completed application, loss runs (if any), and supporting documents for specialty operations such as towing, alternative fuel services, or vehicle wraps. Colonial General can advise on any additional requirements during intake. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a focused Auto Repair Shop Insurance program designed for independent agents and brokers placing automotive service and repair accounts. With access to both admitted and non-admitted markets, Colonial General combines underwriting flexibility with market access and hands-on support to help you place a wide range of shop operations. Overview of the Program From Colonial General When you place business with Colonial General, you’re working with underwriters who specialize in the automotive repair niche. The program is built for general auto service shops, collision and body shops, and specialty repair centers. Coverage and limits are structured to protect customer vehicles, shop property, and on-site operations for small independent garages up through mid-sized repair facilities. Ideal Accounts and Appetite This program is a strong fit for agents with clients such as: General auto repair and maintenance shops Brake and alignment specialists Muffler and exhaust repair shops Transmission and engine rebuilders Shops that install vehicle wraps (requires proper installer training) Facilities performing alternative fuel service and repair Colonial General will consider accounts with lift kits or suspension modifications provided the lift does not exceed 6 inches. Light-duty towing operations can be placed when supported by appropriate documentation and risk controls. Example placements you might submit: a single-location general repair shop with limited customer storage, or a mid-sized muffler/exhaust specialist with a small towing operation and in-transit exposures. Coverage Highlights and Advantages Key coverages available through this program include: Garage Liability limits up to $1,000,000 per accident $3,000,000 General Liability aggregate $5,000 Medical Payments Garage Keepers Coverage provided on a primary basis for specified causes of loss Dealers Physical Damage and Fire Legal Liability False Pretense Coverage Broadened Coverage endorsements In-Transit Coverage for towing operations Property coverage for buildings, tools, and equipment These features help your clients manage exposures related to customer vehicles in custody, third-party injury and property damage, equipment losses, and exposures created while towing or transporting customer vehicles. Underwriting Notes and Minimum Premiums Colonial General emphasizes quick, case-by-case underwriting and competitive pricing. While specific minimum premium figures are not published here, eligibility and final pricing depend on the operation’s class, loss history, limits requested, and any specialty exposures. Typical submission requirements include a completed application, current loss runs (if applicable), and documentation for specialty operations such as towing or alternative fuel work. Territories and Availability The program is available in the following states: AZ, CA, CO, ID, NV, NM, UT, and WY. Admitted or surplus lines availability varies by state and account specifics; Colonial General can advise on the correct market placement. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides agents with access to multiple competitive markets and experienced underwriters focused on auto repair risks. Their strengths include niche underwriting expertise, flexible placement options (admitted and non-admitted), and responsive service to help you move accounts quickly. Whether you’re placing a simple single-location shop or a more complex account involving towing or specialty services, Colonial General can partner with you to find the appropriate coverage solution. For more information, visit the Colonial General company profile or go directly to the Auto Repair Shop Insurance program page. Frequently Asked Questions What types of accounts are a good fit for this program?General auto repair shops, brake and alignment services, muffler shops, and light-duty towing operations are ideal. Specialty shops (for example, alternative fuel or vehicle wrap installers) may qualify when you provide supporting documentation and evidence of proper training or controls. Can shops with lift kits or modified suspensions be covered?Yes. Shops that install lift kits or perform suspension modifications can be considered provided the lift does not exceed 6 inches and the installation practices meet underwriting guidelines. Is this program available in my state?This program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability of admitted or surplus lines markets depends on the state and the account’s specifics. Does the program include Garage Keepers Coverage?Yes. Garage Keepers Coverage is available on a primary basis for specified causes of loss—confirm coverage form details during submission. What should I submit to get a quote?Provide a completed application, loss runs (if any), and supporting documents for specialty operations such as towing, alternative fuel services, or vehicle wraps. Colonial General can advise on any additional requirements during intake. Need help placing an account? Connect with a market specialist.