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Leavitt Recreation and Hospitality Insurance offers a specialized solution for the unique challenges of insuring mobile home communities. The Mobile Home Park Insurance - Non admitted program provides flexible coverage options for parks that are difficult to place, including those in PC10 and high wind hazard zones such as coastal areas and Florida. Overview of the Program From Leavitt Recreation and Hospitality Our Mobile Home Park Insurance program is placed on A-rated, non-admitted paper to serve accounts that may fall outside the appetite of admitted markets. Through relationships with multiple carriers, we deliver tailored options and competitive terms for hard-to-insure risks. Direct billing is available to simplify administration and improve the client experience. Ideal Accounts and Appetite This program is designed for a broad range of mobile home community risks, including: Mobile home parks in high coastal or wind zones, wildfire areas, and other elevated hazard locations Older parks, properties with mixed occupancy, or communities with infrastructure exposures Parks previously declined, non-renewed, or facing limited options in standard markets You might have a client in a Florida coastal county with elevated wind exposure or a long-standing park with several mixed-use structures — this program can help bridge placement gaps when admitted carriers won’t provide terms. Coverage Highlights and Advantages Available coverages and program strengths include: Property coverage for park structures, tenant-owned unit structures where applicable, contents, and amenities General liability tailored to mobile home park operations and common area exposures Optional enhancements that can be considered based on the risk profile and carrier appetite We emphasize flexibility and underwriting creativity to deliver customized solutions for non-standard risks that admitted markets often decline. Underwriting Notes and Minimum Premiums Underwriting is managed by specialists experienced with mobile home community exposures, enabling faster, more accurate assessments. There is no stated minimum premium, which allows placement of a range of account sizes. Submissions should include clear property details, an occupancy breakdown, and prior loss history to expedite review. Territories and Availability This non-admitted program is available nationwide, including high-risk coastal and wind states such as Florida, Texas, and California, as well as Washington, D.C. We have strong market access in states where non-admitted capacity is commonly required. Why Work With Leavitt Recreation and Hospitality As a general agency focused on hospitality and recreational risks, Leavitt Recreation and Hospitality Insurance combines deep underwriting expertise with access to multiple A-rated non-admitted carriers. We focus on niche programs like mobile home communities, helping agents place difficult accounts with confidence and service-oriented support. Frequently Asked Questions What types of accounts are a good fit for this program?Mobile home parks in high-risk coastal, wind, or wildfire zones, older parks, or those with prior coverage challenges fit well. Is this program available in coastal or wind-prone states like Florida?Yes. We offer coverage in coastal and high wind hazard areas, including Florida, where admitted markets may be limited or unavailable. What carriers are used for this program?We work with multiple A-rated non-admitted carriers to provide flexible options tailored to each risk profile. Is there a minimum premium for submission?There is no specified minimum premium, making this program accessible across a range of account sizes. What information is needed to get a quote?Provide property details, occupancy information, and prior loss history to ensure thorough and timely underwriting. Need help placing an account? Connect with a market specialist.

The short term special event insurance program is designed for organizers of short term special events that meet the following criteria: - Total attendance is 12,000 or less - Maximum number of consecutive event days is 10 not including set-up or tear-down - Event is head at a single location (except for weddings - coverage can be extended to include the rehearsal, ceremony, and reception as a single event) - Event must take place in the United States Eligible Operations for Short Special Term Event Insurance: (Including but not limited to) - After-prom party insurance school-sponsored event only) - Pageant insurance - Party insurance - Auction insurance - Quinceanera insurance - Award presentation insurance - Recital insurance - Banquet insurance (dance, music) - Bazaar insurance - Religious event insurance - Car/Motorcycle/RV/Boat - Reunion insurance show insurance - School band or drill team (static display only) competition insurance - Concert insurance - School carnival insurance - Charity event insurance (no rides/inflatables) - Concert insurance - Show insurance (animals-arena (call for approval) setting only, art, baby, craft, etc.) - Convention insurance - Debut or debutant - Social gathering/reception insurance ball insurance - Speaking engagement insurance - Festival insurance - Theatrical performance insurance - Flea market insurance - Wedding activity insurance - Graduation ceremony insurance (rehearsal, ceremony or reception) - Job fair insurance - Lecture insurance - Meeting insurance - Walking tour insurance (garden, holiday, parage of homes, historical sites)-single location parties Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (not available in AK, DC, HI, IA, MI) Increased Medical Expense (optional and not available online) K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and leisure industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.eventinsurance-kk.com New! A Walk/Run Program designed specifically for competitive or non-competitive events. Please visit www.WalkRunInsurance-kk.com to apply online. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Catastrophic accident medical insurance solutions for colleges and universities insuring their student athletes participating in intercollegiate athletic programs. Coverage can extend to college club and intramural programs. Eligible Operations for College Athletic Catastrophic Accident Medical Insurance: - Intercollegiate (NCAA/NJCAA/NAIA) athletic programs - Collegiate clubs and intramural sports programs Coverages Available & Program Highlights: Excess Accident Medical - Up to $5,000,000 Policy limit - Minimum Deductible is $25,000 - Expanded Medical coverage - Coverage for HMO/PPO denials - Coverage for pre-existing conditions - Cat Cash Benefit option up to $500,000 - 10 Year Benefit Period (Lifetime Benefit Period option available) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K Insurance Group offers fitness instructor insurance designed to defend and indemnify instructors for alleged negligence resulting in bodily injury and property damage while performing their duties. Must be an instructor who directly supervises an individual or group in sports, fitness, dance or martial arts-related activities. Eligible Operations for Instructor Insurance: Fitness Instructors and Personal Trainers: - Acro dance instructor insurance - Hoop fitness instructor insurance - Acrobatic/partner yoga insurance - Aerial/anti-gravity/suspended yoga instructor insurance (certified - Personal training instructor insurance - Pilates instructor insurance instructors only) - Aerobic instructor insurance - Qigong instructor insurance - Spinning instructor insurance - Aquatic exercise instructor insurance - Cardio kickboxing instructor - Strength instructor insurance - Tai Chi instructor insurance insurance - Children's fitness instructor insurance - Exercise instructor insurance - Tumbling instructor insurance (floor only, no gymnastic apparatus) - Yoga instructor insurance - Fitness bootcamp instructor insurance - GYROTONIC® instructor insurance - Zumba® stroller based instructor insurance Yoga Instructor: - Acrobatic/Partner yoga - Iyengar yoga insurance - Aerial/anti-gravity/suspended yoga insurance (certified instructors only) - Jivamukti yoga insurance - Kripaula yoga insurance - Kundalini yoga insurance - Ananda yoga insurance - Anusara yoga insurance - Mysore yoga insurance - Power yoga insurancc - Ashtanga yoga insurance - Dharma yoga insurance - Prenatal & Postnatal yoga insurance - Forrest yoga insurance - Hatha yoga insurance - Hatha Flow yoga insurance - Hot yoga insurance - Restorative yoga insurance - Sivanada yoga insurance - Vinyasa yoga insurance - Yin yoga insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Professional Liability - Medical Expense (other than participants) - Bodily Injury to Participants - Damage to Premises Rented to You K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.fitnessinsurance-kk.com – fitness instructors Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The youth day camp insurance program is designed for U.S.-based youth day camp operations (those attended by campers age 19 or under) with programs dedicated to activities other than sports skill development. Coverage provided under this program includes important liability protection for the camp, including its employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments for participants coverage to the camp participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported. Eligible Operations for Youth Day Camp Insurance: - Academic day camp insurance - Math day camp insurance - Arts and crafts day camp insurance - Music day camp insurance - Computer day camp insurance - Performing arts day camp insurance - Creative writing day camp insurance - Photography/film making day camp - Culinary day camp insurance insurance - Etiquette day camp insurance - Science day camp insurance - Inventive builder/Lego® day camp - Vacation bible school day camp insurance insurance Day camps/clinics for youth with an accompanied adult are eligible for this program e.g.: (parents and me camps). Ratios cannot be more than two adults per child. Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You (Fire Legal Liability) - Medical Expense (other than participants) - Hired Auto and Employers’ Nonownerhsip Liability (not provided while in Hawaii) - Professional Liability - Legal Liability to Participants K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.campinsurance-kk.com - non-sport day camps Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The amateur sport team, league and association insurance program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported to K&K Insurance, covered operations consist of scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, playoffs and tournaments in which you participate or host. Coverage is also provided for registrations, meetings, concession stand operations, parades (in which you participate), picnics, award banquets and ceremonies and incidental fundraising activities involving the sale of products, coupons, raffle tickets and services, such as: car washes, bake sales and coin drops, for those sports and age groups reported to K&K. Eligible Operations for Amateur Sports Insurance: (Including but not limited to) - Baseball team insurance - Basketball team insurance - Cheerleading team insurance - Football team insurance - Hockey team insurance - Lacrosse team insurance - Soccer team insurance - Softball team insurance - Swimming team insurance - Volleyball team insurance Coverages Available & Program Highlights: General Liability (subject to specific sport) - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto and Employers’ Nonownership Liability (not provided while in Hawaii) - Professional Liability - Legal Liability to Participants - Medical Payments for Participants - No Charge for Certificates of Insurance Equipment and Contents - Inland Marine (optional) Directors’ and Officers’ Liability including Employment Practices Liability (optional) Hosted Tournament Coverage (optional) Premises Liability for Sports Fields (optional) Sexual Abuse Liability (optional) Note: For sports organizations with more complex coverage needs contact our Sports unit K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.sportsinsurance-kk.com Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864