Outfitters and Guides Limited Operations Insurance

Designed for outfitter and guide operations with gross receipts under $750,000; retail cannot exceed 80% of the total receipts, and owned lodging cannot exceed 50% of total receipts. The insured must have been in business for at least one year or three years of equivalent experience to be eligible. For operations with more complex coverage needs, please see our Outfitters and Guides Large Operations program or contact K&K at 800-440-5580 to speak with an underwriter.

- Minimum premium: $1,050.

Eligible Operations for Outfitters and Guides Limited Operations Insurance:

- Backpacking - Bicycle rental (no stand-alone	- Owned lodges and cabins (must be 50% or less of
operations)	total revenues)
- Bicycling tours (guided, less	- Paddlefit
than 50 miles)	- Paddling schools
- Campgrounds (must be 50% or	- Paddling
less of total revenues)	- Paddleboarding (including
- Camping	stand-up)
- Cross-country skiing (must be	- Retail sales (must be 80% or less
20% or less of total revenues)	of total revenues)
- Eco tours	- Shoreline sailing (less than 1 mile
- Fishing (guided or	from shore and must be 10% or
non-guided)	less of total revenue)
- Hiking (guided) - Hunting (guided)	- Skimboarding - Snorkeling (must be 10% or
- Kayak, canoe, raft, tube, paddle,	less of total revenues)
and surfboard rental	- Snowshoeing
- Operations - Class I, II, III	- Surfing
rivers, flatwater	- Windsurfing
- Livery, shuttle, or transport services for the organization's operations

Coverages Available & Program Highlights:

General Liability

- General Aggregate Limit $5,000,000
- Personal & Advertising Injury
- Damage to Premises Rented to You
- Medical Payments EXCLUDED
- Products-Completed Operations Aggregate Limit
- Each Occurrence Limit up to $3,000,000

Equipment and Contents
- $250-$1,000 deductible (depends on limits)
- General Liability coverage must be purchased in
conjunction with - Equipment and Contents
- All items must be insured to 100% replacement
cost value
- No single item valued over $5,000 individually

Please contact our regional sales directors for questions about programs offered by K&K.

David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY
[email protected]
260.438.7611

Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV
[email protected]
260.222.1864

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Underwriter

Admitted:

All Available States

Carriers:

Carrier Ratings:

Insurance carriers rated "A" or higher by A.M. Best

Commission:

Commission paid on this program.

Min Premium:

Varies by limits selected.

Coverages:

Reunion Event Insurance

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K&K Insurance Group, Inc. has other insurance programs like Amateur Sport Event and Tournament Insurance.

K&K Insurance Group, Inc.

K&K Insurance Group, Inc.

Hi, !

Outfitters and Guides Limited Operations Insurance

U.S. States Available