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With K&K’s camp, conference and retreat center insurance program, you can spend your time on important hings like keeping your campers happy. We’ll take care of the rest of your worries with an insurance program specifically tailored to the individual needs of your camp. Eligible Operations for Camp, Conference and Retreat Center Insurance: - Activity camp insurance - Leadership camp insurance - Boy and Girl Scout councils insurance - Learning camp insurance - Religious retreat insurance - Conference center insurance - Resident camp insurance - Day camp insurance - Summer camp insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Non-audited Policy - No Deductible - Sexual Abuse & Molestation Endorsement - per perp form (subject to qualification based on minimum underwriting guidelines) - Fireworks Liability - Expanded Bodily Injury Definition - Medical Professional Employee/Volunteer Liability - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded - Camp Director Liability - Crisis Response Coverage Property - More Than 25 Coverage Expansions - Equipment Breakdown Included - Vacancy Clause Redefined to Address Seasonal Operations - Building Definition Redefined to Include: tent platforms, pavilions and shelters, signs, boat and canoe racks, athletic backstops, permanently installed playground equipment, adventure course structures and climbing walls and above ground tanks - Outdoor property (trees, shrubs, or plants) - Business Interruption (Civil Authority Expansion Available in certain states) - Emergency Vacating Expenses Covered, Full Building Ordinance "A" Coverage Crime Commercial Auto Excess Liability Inland Marine Workers’ Compensation Common Associated Exposures: - Hiking trails - Ropes courses/ - Horseback riding climbing walls/ziplines - On-site physician/nurse - Recreational - Paintball courses boating/canoeing - Swimming Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K is a leader in providing custom outfitter and guide insurance programs to the outfitters and guides industry. When it comes to specialized coverages go to the company that knows the business. We understand and insure adventure activities such as white water rafting, kayaking, canoeing, hunting, fishing, rock climbing, ropes courses, climbing walls and much more. Also Available - A special risk purchasing group program with a reduced minimum premium for outfitter and guide operations that: • Engaged in select activities • Have gross receipts less than $750,000 • Have been in business for at least one year or 3 years equivalent experience Quote and buy online instantly: www.outfittersguides-kk.com Eligible Operations for Outfitter and Guide Insurance: - Adventure course insurance - Canoeing outfitter and guide insurance - Challenge course insurance - Fishing outfitter and guide insurance - Hunting outfitter and guide insurance - Indoor climbing gym/center insurance - Kayaking outfitter and guide insurance - Mountain biking outfitter and guide insurance - Mountaineering outfitter and guide insurance - Paddleboarding outfitter and guide insurance - Rafting outfitter and guide insurance - Ropes course insurance - Sailing outfitter and guide insurance - Surfing outfitter and guide insurance - Zipline insurance Coverages Available & Program Highlights: General Liability Commercial Auto Excess Liability Event Cancellation and non-appearance (provided through Showstoppers) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

...tal operations—sailboats, kayaks, canoes, pedal boats, water bikes, ski boats,...

Over the last 127 years BTIS - Builders & Tradesmens Insurance Services, Inc. has developed a dedicated Inland Marine Insurance program designed for artisan contractors and other trades that transport, use, or store tools, equipment and stock. We understand the high-value exposures in this industry — losses to tools, mobile equipment, or installation materials can be materially damaging to a client’s operations and cash flow. General business policies do not always respond for these exposures, so agents rely on a focused inland marine program to fill the gap. Overview of the BTIS Inland Marine Program BTIS offers admitted, A-rated carrier capacity in select states and broad availability elsewhere through competitive markets. The program covers mobile property exposures including tools, contractor equipment, stock, installation floaters, leased/rented equipment and electronic data processing equipment (EDP). It is built for contractors who move property from site to site as well as businesses that maintain high-value equipment or inventory at a fixed location. Ideal Accounts and Appetite This program is a strong fit for artisan and light-to-heavy contractors and related trades. Typical target classes include: • Concrete contractors • General contractors • Grading and excavation contractors • Gutter contractors • Landscapers • Masonry contractors • Painting contractors • Remodelers • Roofers • Solar installers Additional classes we routinely consider: • Equipment rental companies • Crane operators • Mobile mechanics • Photographers • Medical equipment providers • Loggers • DJs and event vendors • Catering companies Coverage Highlights and Advantages • Admitted A-Rated carriers in available states • Available in most states across the U.S. (see Territories below) • Easy to quote and bind to speed placement • Minimum premium as low as $750 • Schedules accepted up to $1 million per item or schedule • Several packaged coverage options to match contractor needs • Typical deductible: $1,000 The program can handle large pieces of equipment (excavators, loaders, concrete pumps) and large commercial or industrial buildings used in processing or manufacturing where inland marine coverage is appropriate. Underwriting Notes and Minimums BTIS underwriters focus on clear schedules of values, proper classification of mobile equipment versus installable property, and evidence of sound loss-control practices. Minimum premium is $750; larger accounts and high-value schedules are accepted but require detailed schedules and photos for items over typical schedule limits. The program generally allows most contractor classes, but certain high-hazard operations may require referral or additional underwriting information. Territories and Availability Coverage is available in most U.S. states. Admitted capacity is available in some states with non-admitted or surplus options used where needed. Territories served include: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Place Inland Marine with BTIS BTIS combines program-level expertise in construction and contracting exposures with a streamlined quote-and-bind process. Agents benefit from: • Fast quoting and binding to keep accounts moving • Underwriters experienced with contractor and equipment exposures • Access to admitted A-rated carriers in available states • Flexibility to handle schedules and large equipment values Example Accounts Example 1: You have a regional landscaping contractor that routinely transports $120,000 of commercial mowers and attachments between jobs. A scheduled inland marine policy with agreed values will protect those assets in transit and at customer sites. Example 2: A commercial concrete contractor owns a concrete pump and two excavators valued at $350,000 combined. BTIS can place scheduled equipment coverage with appropriate limits and deductibles to protect those assets on and off site. BTIS can provide a fast quote and simple binding process. Contact us for more details on appetite, required submission materials, and any state-specific considerations for Inland Marine Insurance. Frequently Asked Questions What types of accounts are a good fit for the BTIS Inland Marine program?The program fits artisan and construction trades that transport or use tools, equipment, installation materials or EDP equipment — examples include concrete contractors, roofers, landscapers, equipment rental companies and mobile mechanics. What is the minimum premium and typical deductible?Minimum premium can be as low as $750. Typical deductibles start at $1,000; actual deductible depends on the risk and schedule chosen. Are admitted policies available?Yes. BTIS places admitted A-rated carrier coverage in states where admitted markets are available and uses non-admitted or surplus options where necessary. What submission information do underwriters require?Underwriters generally request a schedule of values for insured items, serial numbers or photos for high-value equipment, loss history, and a description of how and where equipment is stored and transported. Need help placing an account? Connect with a market specialist.

At Global Marine Insurance, boats and yachts are our sole focus. We specialize exclusively in marine insurance and provide tailored coverage solutions for a wide range of vessels, from small boats and cruisers to sailboats, sport fishers, motor yachts, and luxury yachts. Whether your client uses their vessel for weekend getaways, full-time cruising, or tournament fishing, we can customize a policy that fits their lifestyle and risk exposure. As a general agency licensed in all 50 states, we partner with top-rated carriers including ACE, AIG, American Reliable, Geico, Markel, Progressive, and Travelers. All of our markets are A-rated or better, giving you access to quality coverage options for both admitted and non-admitted placements depending on the specific risk and state requirements. Ideal Accounts and Appetite Our program is designed for a variety of personal and commercial marine risks. Ideal accounts include: Recreational boat owners with vessels valued at $25,000 and up High-value yachts and performance boats Liveaboard vessels or boats used seasonally in multiple states Clients requiring specialized navigation territories (e.g., Bahamas, Gulf Coast, Great Lakes) You might have a client who just purchased a $300,000 motor yacht and plans to cruise from Florida to the Carolinas seasonally—our program is built for exactly that type of risk. Coverage Highlights and Advantages Coverage is tailored to each boat and lifestyle, with options that may include: Agreed value or actual cash value hull coverage Liability protection including pollution and wreck removal Personal effects and emergency towing Uninsured/underinsured boater protection Flexible navigation limits and lay-up options We understand the nuances of marine insurance and help agents navigate the underwriting process swiftly and efficiently. Underwriting Notes and Minimum Premiums The minimum premium starts at $100, making this program accessible for entry-level boat owners while still offering robust solutions for high-value yacht portfolios. There are no sign-up fees and no minimum production requirements for agents. Appointment forms are available through our agent portal at www.quotecommand.com. We're here to help you write and retain marine business with confidence. Territories and Availability We are licensed and actively writing in all 50 states, including coastal and inland markets. Whether your client is based in Florida, California, the Great Lakes region, or anywhere in between, we have a solution that fits. Why Work With Global Marine Insurance With decades of marine-only experience, Global Marine Insurance offers unmatched expertise in this niche. Our dedicated team understands the unique risks your boat and yacht clients face and has the carrier relationships to deliver competitive, reliable solutions. From quoting to servicing, we make it easy for agents to grow and support their marine insurance book. If you have any questions or would like to speak with a member of our sales team, call us toll-free at (800) 748-0224 or visit us online at globalmarineinsurance.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for personal and commercial clients with recreational boats, cruisers, sailboats, sport fishers, motor yachts, and luxury yachts. High-value vessels and clients with complex navigation needs are also a great fit. Is there a minimum premium requirement?Yes, the minimum premium starts at $100, making it accessible for smaller boats while still supporting larger vessels with more complex coverage needs. Do I need to meet production requirements to access this program?No, there are no minimum production requirements or sign-up fees to work with Global Marine Insurance. Which states is this program available in?The program is available in all 50 states, including coastal regions, inland waterways, and Great Lakes territories. What carriers does Global Marine Insurance work with?We offer access to A-rated carriers including ACE, AIG, American Reliable, Geico, Markel, Progressive, and Travelers. Need help placing an account? Connect with a market specialist.

Since 1975, Leavitt Recreation & Hospitality Insurance has been a trusted source of insurance solutions for the camping and outdoor hospitality industry. We specialize in a surplus lines program — Campground and Park Insurance for Harder-to-insure risks — that gives agents access to markets designed for complex or elevated exposures. Overview of the Program From Leavitt Recreation & Hospitality Insurance As a Managing General Agency with decades of niche experience, Leavitt Recreation & Hospitality Insurance combines deep underwriting knowledge with strong carrier relationships to serve more than 1,200 camping resorts nationwide. Our surplus lines program helps you place campgrounds and parks that are difficult to place in the standard market due to high liability exposure, prior claims, or challenging locations. Ideal Accounts and Appetite This program is a good fit when you need a market for campgrounds, RV parks, and outdoor resorts that present elevated risk characteristics. Typical accounts include: Campgrounds with water features, zip lines, ropes courses, or other interactive activities RV parks or resorts with rental cabins, seasonal lodging, or long-term tenants Properties in coastal zones or areas exposed to high wind/hail or severe weather Operations with prior loss history, higher limits needs, or unusual recreational exposures We offer preferred terms and pricing for lower-risk locations and risk-managed operations, but the program is designed to accommodate more complex and harder-to-place risks through tailored underwriting. Coverage Highlights and Advantages Property coverage for buildings, contents, and equipment Auto coverage for owned vehicles, tow/service units and park maintenance vehicles General liability written with language and limits appropriate for recreational exposures Access to surplus lines coverages and endorsements not commonly available in admitted markets Responsive underwriting and efficient claims handling through experienced teams The program is underwritten by Penn America and is available on a non-admitted (surplus lines) basis. Underwriting Notes and Minimum Premiums Underwriters evaluate each submission for operations, exposure controls, and loss history. Submissions should include a completed application, a detailed description of operations, current loss runs, and any risk management procedures in place. Minimum premiums vary based on the size and complexity of the risk; provide full exposure details so we can identify an appropriate structure. Territories and Availability Our program writes business in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Please inquire for specific state availability and any state-specific requirements. Why Work With Leavitt Recreation & Hospitality Insurance Leavitt Recreation & Hospitality Insurance is the leading specialty MGA for campgrounds and camping resorts. Agents benefit from: Decades of industry-specific underwriting expertise Access to surplus lines capacity for difficult-to-place risks Dedicated service teams and experienced claims handling Competitive pricing for qualifying risks and flexible terms for complex accounts Examples of accounts you can place: a coastal RV resort with seasonal storms and prior hail claims that needs a tailored property program; or a campground adding a supervised ropes course and looking for combined liability and property solutions with customized endorsements. Contact us today at http://www.lrhinsurance.com to learn how we can help you place Campground and Park Insurance for Harder-to-insure risks. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for campgrounds, RV parks, and outdoor resorts with unique liability exposures, prior claims, or locations in coastal or severe-weather-prone areas. Is this program available on an admitted basis?No. This is a non-admitted surplus lines program, which allows us to consider and structure coverage for harder-to-insure risks. Can you write in coastal or wind/hail exposed territories?Yes. The program is designed to accommodate properties in challenging territories, including coastal zones and areas exposed to high wind or hail. What carrier backs this program?This program is underwritten by Penn America, a carrier experienced in surplus lines and specialty hospitality risks. What submission documents are needed?Provide a completed application, detailed description of operations, current loss runs, and any documented risk management or safety procedures to speed underwriting and placement. Need help placing an account? Connect with a market specialist.

Specialized Water Sports Insurance From Prime Insurance Company Water sports are exciting—but they come with unique risks that many standard carriers won’t underwrite. That’s where Prime Insurance Company steps in. As a program administrator offering access to multiple carriers, Prime delivers specialized, non-admitted coverage solutions for a wide range of water sports-related businesses and individuals across the U.S. Whether your client owns a watercraft rental business, operates a parasailing tour operation, or participates in high-risk activities like hydro flying, Prime can create a custom insurance solution tailored to their operations and risk profile. Ideal Accounts and Appetite This program is designed for individuals and companies involved in recreational and commercial water sports. Prime welcomes both standard and hard-to-place risks, including accounts that may have prior claims or higher-than-average exposures. Common classes include: Jet ski and personal watercraft rentals Boating and fishing tour operators Parasailing and wakeboarding businesses Kayak, canoe, and paddleboard rentals Water skiing and tubing operators Hydro flight and flyboarding activities Water sports equipment rental and sales If you have a client with a new operation or one that has been declined elsewhere due to the nature of their water-based activities, this program may be an excellent fit. Coverage Highlights and Advantages Prime Insurance Company takes a hands-on underwriting approach, allowing for flexible, tailored policies that meet the specific needs of each insured. Coverage features may include: General liability tailored to water sports operations Property coverage for equipment and facilities Participant accident and medical coverage Coverage for watercraft and rental operations Defense against liability claims from injuries or accidents Prime’s all-in-one policy design helps reduce gaps in coverage and streamline the insurance process for complex and high-risk accounts. Underwriting Notes Each application is individually underwritten, taking into account the applicant’s experience, safety protocols, and prior loss history. Prime specializes in accounts that may fall outside the appetite of standard markets, including those with past claims or high perceived risk. There is no stated minimum premium, allowing flexibility depending on the scope of operations and risk exposure. Territories and Availability This program is available in all 50 states plus Washington, DC. Whether your client is operating on the Gulf Coast, the Great Lakes, or a mountain lake in the Rockies, Prime has the ability to tailor coverage to meet local and regional needs. Why Work With Prime Insurance Company? As a trusted program administrator, Prime Insurance Company brings deep expertise in high-risk and specialty markets. Agents benefit from: Access to multiple non-admitted carriers Custom underwriting for complex risks Nationwide availability Responsive service and flexible policy design By partnering with Prime, you can place difficult-to-insure water sports accounts with confidence, knowing your clients are getting the coverage they truly need. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include watercraft rental businesses, parasailing operators, jet ski and wakeboard instructors, and other water sports-related operations—even those with prior claims or high-risk activities. Is prior loss history a dealbreaker?No. Prime specializes in underwriting tough risks, including accounts with prior claims or coverage lapses. Each submission is evaluated individually. What coverages are typically included?Policies can include general liability, property coverage, participant accident, and watercraft liability depending on the insured’s specific operations. Is this program available in all states?Yes, this water sports insurance program is available in all 50 states and Washington, DC. Do you offer coverage for hydro flying or flyboarding?Yes. Prime considers many high-risk water sports activities, including hydro flying, flyboarding, and similar operations. Need help placing an account? Connect with a market specialist.

BTIS – Builders & Tradesmens Insurance Services, Inc. offers a competitive Remodeling Contractor General Liability Insurance program designed for today’s residential remodeling professionals. Whether your insured is a solo operator or a general contractor with more than $1 million in gross receipts, BTIS provides flexible, admitted solutions to match a wide range of remodeling operations. Ideal Accounts and Appetite This program is built for contractors and remodelers who focus on residential work such as home additions, tenant improvements, and general remodeling. It’s a strong fit for: Owner-only remodeling contractors General contractors with substantial operations Handymen expanding services into larger renovation projects Contractors performing home extensions or adding square footage On a case-by-case basis, BTIS may also consider risks involving secondary structure construction. Certain operations are allowed when performed as part of a remodel, including: Incidental roofing work (when part of a broader remodel) Interior framing performed by the primary contractor (framing subcontractors are not eligible) Window installation during remodeling Tenant improvements and betterments For a full list of eligible classes, see the Victory Admitted Eligible Classes. Coverage Highlights and Advantages BTIS offers general liability protection tailored to exposures common on residential remodeling jobs. Coverage helps your contractor clients manage jobsite liability, third-party injury claims, and property damage exposures. Key advantages of the program include: Admitted product with strong carrier backing (A.M. Best A XI rated) Quick quoting and a streamlined binding process for faster placements Competitive pricing with minimum premiums starting at $350 Strong appetite for both small and mid-size remodeling contractors Underwriting Notes and Minimum Premiums Minimum premium for eligible accounts starts at $350, making the program accessible for smaller remodelers and startups. Incidental roofing and interior framing are permitted when part of a remodel; however, standalone roofing operations and framing performed solely as a subcontractor are not eligible. Each submission is reviewed to verify proper classification, scope of operations, and risk fit. Territories and Availability This Remodeling Contractor General Liability Insurance program is available on an admitted basis in the following states: AL, AR, AZ, CA, CO, CT, DE, GA, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY Why Work With BTIS? BTIS is a trusted general agency and admitted carrier with deep expertise in contractor lines. Agents benefit from fast service, competitive pricing, and responsive underwriting support. With access to A-rated markets and a focus on practical, placement-oriented underwriting, BTIS helps agents place a wide range of artisan and general contractor risks. You might have a client who just launched a remodeling business and is taking on their first major home addition, or a well-established contractor expanding into nearby territories. In both cases, BTIS offers the flexibility and admitted coverage solutions to support growth while managing common remodeling exposures. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for residential remodeling contractors, including owner-only operations, general contractors, and handymen expanding into larger projects. Are subcontractors allowed under this program?Subcontracting is permitted in some cases, but interior framing as a subcontracted operation is not eligible. Each account is reviewed individually for eligibility. Is roofing work covered?Incidental roofing is allowed when it is part of a broader remodeling project, but standalone roofing risks are not eligible. What is the minimum premium for this program?The minimum premium starts at $350, making it accessible for small and emerging contractor businesses. In which states is this program available?The program is admitted and available in over 45 states, including CA, TX, FL, NY, and many others. See the full list above for complete availability. Need help placing an account? Connect with a market specialist.