Search CompleteMarkets

With K&K’s camp, conference and retreat center insurance program, you can spend your time on important hings like keeping your campers happy. We’ll take care of the rest of your worries with an insurance program specifically tailored to the individual needs of your camp. Eligible Operations for Camp, Conference and Retreat Center Insurance: - Activity camp insurance - Leadership camp insurance - Boy and Girl Scout councils insurance - Learning camp insurance - Religious retreat insurance - Conference center insurance - Resident camp insurance - Day camp insurance - Summer camp insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Non-audited Policy - No Deductible - Sexual Abuse & Molestation Endorsement - per perp form (subject to qualification based on minimum underwriting guidelines) - Fireworks Liability - Expanded Bodily Injury Definition - Medical Professional Employee/Volunteer Liability - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded - Camp Director Liability - Crisis Response Coverage Property - More Than 25 Coverage Expansions - Equipment Breakdown Included - Vacancy Clause Redefined to Address Seasonal Operations - Building Definition Redefined to Include: tent platforms, pavilions and shelters, signs, boat and canoe racks, athletic backstops, permanently installed playground equipment, adventure course structures and climbing walls and above ground tanks - Outdoor property (trees, shrubs, or plants) - Business Interruption (Civil Authority Expansion Available in certain states) - Emergency Vacating Expenses Covered, Full Building Ordinance "A" Coverage Crime Commercial Auto Excess Liability Inland Marine Workers’ Compensation Common Associated Exposures: - Hiking trails - Ropes courses/ - Horseback riding climbing walls/ziplines - On-site physician/nurse - Recreational - Paintball courses boating/canoeing - Swimming Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K Insurance offers coverage for both private and franchised campgrounds through our Campground Insurance Program. The program provides coverage for ancillary activities including waterslides, amusement devices, and motorized boating. Day Camps are also eligible through this program. Eligible Operations for Campground Insurance: - Private campground insurance - Franchised campground insurance - RV parks insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Non-audited Policy - No Deductible - Liquor Liability - Fireworks Liability - Expanded Bodily Injury Definition - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded - Crisis Response Coverage - Trailer Spotting Property - More Than 25 Coverage Expansions - Equipment Breakdown Included - Vacancy Clause Redefined to Address Seasonal Operations - Building Definition Redefined to Include: tent platforms, pavilions and shelters, signs, boat and canoe racks, permanently installed playground equipment, adventure course structures and climbing walls and above ground tanks - Business Interruption (Civil Authority Expansion Available in certain states) - Emergency vacating expenses - Full Building Ordinance "A" Coverage Inland Marine Commercial Crime Commercial Auto Excess Liability Workers’ Compensation Common Associated Exposures: - Golf courses - Miniature golf - Golf driving ranges - Playgrounds - Hiking trails - Horseback riding - Recreational boating/canoeing - Swimming Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

...tal operations—sailboats, kayaks, canoes, pedal boats, water bikes, ski boats,...

...p Paddle Boards Sailboats Canoes and Kayaks Pedal Boats and Water ...

...boats, and tiki boats Kayaks, canoes, and paddle boats Jet skis, hydro...ts, pontoon boats, jet skis, kayaks, canoes, paddle boats, tiki boats, and mor...

BTIS – Builders & Tradesmens Insurance Services, Inc. offers a flexible, fast Special Events Insurance program designed for venues, event planners, and individuals hosting temporary events. Built for agents and brokers who need quick, affordable solutions, this program covers a wide range of gatherings — from weddings and private parties to corporate functions, festivals, and concerts. Overview of the Program From BTIS As both a general agency and carrier partner, BTIS provides access to one of the more competitive event insurance markets nationwide. The product is intended for clients who must provide their own liability coverage or who want assurance against common event exposures. Simple online quoting and fast bind capability make this program a reliable option for last-minute events or multi-event planners. Coverage is available across the country, including all 50 states and Washington, DC. Ideal Accounts and Appetite This program is a strong fit for a broad spectrum of events and organizers, including: Weddings and receptions Birthday, anniversary, and private parties Corporate gatherings, conferences, and retreats Festivals, concerts, and fairs (up to 5,000 attendees) Holiday or seasonal events Independent event planners and professional coordinators BTIS supports more than 410 event classification codes, allowing you to place diverse event types. Typical fits include single-location events and planner portfolios; higher-risk operations (e.g., pyrotechnics, high-risk rides) may require additional underwriting review. Coverage Highlights and Advantages Key features that make this program attractive to agents and insureds: Host liquor liability included with the option to add retail liquor liability Limits and wording options suitable for events up to 5,000 attendees Waiver of Subrogation and Primary wording available upon request Free Additional Insured endorsements for venues or vendors Hired and Non-Owned Auto coverage available up to $1,000,000 Medical Payments coverage included Professional Liability available for event planners (limits up to $1,000,000) Available Limits Each Occurrence: $1,000,000 available Personal & Advertising Injury: $1,000,000 standard; $2,000,000 available General Aggregate: $1,000,000 or $2,000,000 Products / Completed Operations: $2,000,000 or $3,000,000 GL Deductible: $1,000 Professional Liability Deductible: $2,500 Underwriting Notes and Minimum Premiums Minimum premiums vary by event type, size, and coverages selected. The program is designed for quick quotes and binding; however, unique or complex events (multi-day festivals, high-risk attractions, or large-scale productions) may require additional underwriting review and documentation. BTIS underwriters are available to assist with unusual exposures and planner portfolios. Territories and Availability BTIS offers this Special Events program in all 50 states and Washington, DC. Whether your client is hosting a wedding in California, a corporate retreat in Texas, or a festival in New York, you can obtain coverage through BTIS’s platform. Why Work With BTIS on Special Event Insurance BTIS combines market access with a streamlined quoting process aimed at helping agents place event business quickly. Their product includes host liquor liability and planner-specific professional liability options, plus flexible additional insured handling—features that make it easier to meet venue or vendor contractual requirements. Responsive underwriting and an extensive classification table help you place diverse event risks efficiently. Example scenarios where this program fits well: An independent event planner organizing back-to-back weddings who needs professional liability and general liability coverage for multiple dates. A community festival with several vendors and alcohol service, requiring host liquor and hired/non-owned auto protection for attendees and volunteers. If you’d like a quote or help placing an account, connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?This program suits weddings, private parties, corporate events, festivals, and event planners managing a variety of functions. Is liquor liability included in the coverage?Yes. Host liquor liability is included by default; retail liquor liability can be added when a permit or sales of alcohol require it. Can this program handle large events?Yes. Events with up to 5,000 attendees are eligible, though larger or higher-risk events may need additional underwriting. Are event planners eligible for coverage?Yes. Professional liability for event planners is available with limits up to $1,000,000. Is the program available in all states?Yes. BTIS offers this program in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Since 1975, Leavitt Recreation & Hospitality Insurance has been a trusted source of insurance solutions for the camping and outdoor hospitality industry. We specialize in a surplus lines program — Campground and Park Insurance for Harder-to-insure risks — that gives agents access to markets designed for complex or elevated exposures. Overview of the Program From Leavitt Recreation & Hospitality Insurance As a Managing General Agency with decades of niche experience, Leavitt Recreation & Hospitality Insurance combines deep underwriting knowledge with strong carrier relationships to serve more than 1,200 camping resorts nationwide. Our surplus lines program helps you place campgrounds and parks that are difficult to place in the standard market due to high liability exposure, prior claims, or challenging locations. Ideal Accounts and Appetite This program is a good fit when you need a market for campgrounds, RV parks, and outdoor resorts that present elevated risk characteristics. Typical accounts include: Campgrounds with water features, zip lines, ropes courses, or other interactive activities RV parks or resorts with rental cabins, seasonal lodging, or long-term tenants Properties in coastal zones or areas exposed to high wind/hail or severe weather Operations with prior loss history, higher limits needs, or unusual recreational exposures We offer preferred terms and pricing for lower-risk locations and risk-managed operations, but the program is designed to accommodate more complex and harder-to-place risks through tailored underwriting. Coverage Highlights and Advantages Property coverage for buildings, contents, and equipment Auto coverage for owned vehicles, tow/service units and park maintenance vehicles General liability written with language and limits appropriate for recreational exposures Access to surplus lines coverages and endorsements not commonly available in admitted markets Responsive underwriting and efficient claims handling through experienced teams The program is underwritten by Penn America and is available on a non-admitted (surplus lines) basis. Underwriting Notes and Minimum Premiums Underwriters evaluate each submission for operations, exposure controls, and loss history. Submissions should include a completed application, a detailed description of operations, current loss runs, and any risk management procedures in place. Minimum premiums vary based on the size and complexity of the risk; provide full exposure details so we can identify an appropriate structure. Territories and Availability Our program writes business in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Please inquire for specific state availability and any state-specific requirements. Why Work With Leavitt Recreation & Hospitality Insurance Leavitt Recreation & Hospitality Insurance is the leading specialty MGA for campgrounds and camping resorts. Agents benefit from: Decades of industry-specific underwriting expertise Access to surplus lines capacity for difficult-to-place risks Dedicated service teams and experienced claims handling Competitive pricing for qualifying risks and flexible terms for complex accounts Examples of accounts you can place: a coastal RV resort with seasonal storms and prior hail claims that needs a tailored property program; or a campground adding a supervised ropes course and looking for combined liability and property solutions with customized endorsements. Contact us today at http://www.lrhinsurance.com to learn how we can help you place Campground and Park Insurance for Harder-to-insure risks. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for campgrounds, RV parks, and outdoor resorts with unique liability exposures, prior claims, or locations in coastal or severe-weather-prone areas. Is this program available on an admitted basis?No. This is a non-admitted surplus lines program, which allows us to consider and structure coverage for harder-to-insure risks. Can you write in coastal or wind/hail exposed territories?Yes. The program is designed to accommodate properties in challenging territories, including coastal zones and areas exposed to high wind or hail. What carrier backs this program?This program is underwritten by Penn America, a carrier experienced in surplus lines and specialty hospitality risks. What submission documents are needed?Provide a completed application, detailed description of operations, current loss runs, and any documented risk management or safety procedures to speed underwriting and placement. Need help placing an account? Connect with a market specialist.

Over the last 127 years BTIS - Builders & Tradesmens Insurance Services, Inc. has developed a dedicated Inland Marine Insurance program designed for artisan contractors and other trades that transport, use, or store tools, equipment and stock. We understand the high-value exposures in this industry — losses to tools, mobile equipment, or installation materials can be materially damaging to a client’s operations and cash flow. General business policies do not always respond for these exposures, so agents rely on a focused inland marine program to fill the gap. Overview of the BTIS Inland Marine Program BTIS offers admitted, A-rated carrier capacity in select states and broad availability elsewhere through competitive markets. The program covers mobile property exposures including tools, contractor equipment, stock, installation floaters, leased/rented equipment and electronic data processing equipment (EDP). It is built for contractors who move property from site to site as well as businesses that maintain high-value equipment or inventory at a fixed location. Ideal Accounts and Appetite This program is a strong fit for artisan and light-to-heavy contractors and related trades. Typical target classes include: • Concrete contractors • General contractors • Grading and excavation contractors • Gutter contractors • Landscapers • Masonry contractors • Painting contractors • Remodelers • Roofers • Solar installers Additional classes we routinely consider: • Equipment rental companies • Crane operators • Mobile mechanics • Photographers • Medical equipment providers • Loggers • DJs and event vendors • Catering companies Coverage Highlights and Advantages • Admitted A-Rated carriers in available states • Available in most states across the U.S. (see Territories below) • Easy to quote and bind to speed placement • Minimum premium as low as $750 • Schedules accepted up to $1 million per item or schedule • Several packaged coverage options to match contractor needs • Typical deductible: $1,000 The program can handle large pieces of equipment (excavators, loaders, concrete pumps) and large commercial or industrial buildings used in processing or manufacturing where inland marine coverage is appropriate. Underwriting Notes and Minimums BTIS underwriters focus on clear schedules of values, proper classification of mobile equipment versus installable property, and evidence of sound loss-control practices. Minimum premium is $750; larger accounts and high-value schedules are accepted but require detailed schedules and photos for items over typical schedule limits. The program generally allows most contractor classes, but certain high-hazard operations may require referral or additional underwriting information. Territories and Availability Coverage is available in most U.S. states. Admitted capacity is available in some states with non-admitted or surplus options used where needed. Territories served include: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Place Inland Marine with BTIS BTIS combines program-level expertise in construction and contracting exposures with a streamlined quote-and-bind process. Agents benefit from: • Fast quoting and binding to keep accounts moving • Underwriters experienced with contractor and equipment exposures • Access to admitted A-rated carriers in available states • Flexibility to handle schedules and large equipment values Example Accounts Example 1: You have a regional landscaping contractor that routinely transports $120,000 of commercial mowers and attachments between jobs. A scheduled inland marine policy with agreed values will protect those assets in transit and at customer sites. Example 2: A commercial concrete contractor owns a concrete pump and two excavators valued at $350,000 combined. BTIS can place scheduled equipment coverage with appropriate limits and deductibles to protect those assets on and off site. BTIS can provide a fast quote and simple binding process. Contact us for more details on appetite, required submission materials, and any state-specific considerations for Inland Marine Insurance. Frequently Asked Questions What types of accounts are a good fit for the BTIS Inland Marine program?The program fits artisan and construction trades that transport or use tools, equipment, installation materials or EDP equipment — examples include concrete contractors, roofers, landscapers, equipment rental companies and mobile mechanics. What is the minimum premium and typical deductible?Minimum premium can be as low as $750. Typical deductibles start at $1,000; actual deductible depends on the risk and schedule chosen. Are admitted policies available?Yes. BTIS places admitted A-rated carrier coverage in states where admitted markets are available and uses non-admitted or surplus options where necessary. What submission information do underwriters require?Underwriters generally request a schedule of values for insured items, serial numbers or photos for high-value equipment, loss history, and a description of how and where equipment is stored and transported. Need help placing an account? Connect with a market specialist.

Specialized Water Sports Insurance From Prime Insurance Company Water sports are exciting—but they come with unique risks that many standard carriers won’t underwrite. That’s where Prime Insurance Company steps in. As a program administrator offering access to multiple carriers, Prime delivers specialized, non-admitted coverage solutions for a wide range of water sports-related businesses and individuals across the U.S. Whether your client owns a watercraft rental business, operates a parasailing tour operation, or participates in high-risk activities like hydro flying, Prime can create a custom insurance solution tailored to their operations and risk profile. Ideal Accounts and Appetite This program is designed for individuals and companies involved in recreational and commercial water sports. Prime welcomes both standard and hard-to-place risks, including accounts that may have prior claims or higher-than-average exposures. Common classes include: Jet ski and personal watercraft rentals Boating and fishing tour operators Parasailing and wakeboarding businesses Kayak, canoe, and paddleboard rentals Water skiing and tubing operators Hydro flight and flyboarding activities Water sports equipment rental and sales If you have a client with a new operation or one that has been declined elsewhere due to the nature of their water-based activities, this program may be an excellent fit. Coverage Highlights and Advantages Prime Insurance Company takes a hands-on underwriting approach, allowing for flexible, tailored policies that meet the specific needs of each insured. Coverage features may include: General liability tailored to water sports operations Property coverage for equipment and facilities Participant accident and medical coverage Coverage for watercraft and rental operations Defense against liability claims from injuries or accidents Prime’s all-in-one policy design helps reduce gaps in coverage and streamline the insurance process for complex and high-risk accounts. Underwriting Notes Each application is individually underwritten, taking into account the applicant’s experience, safety protocols, and prior loss history. Prime specializes in accounts that may fall outside the appetite of standard markets, including those with past claims or high perceived risk. There is no stated minimum premium, allowing flexibility depending on the scope of operations and risk exposure. Territories and Availability This program is available in all 50 states plus Washington, DC. Whether your client is operating on the Gulf Coast, the Great Lakes, or a mountain lake in the Rockies, Prime has the ability to tailor coverage to meet local and regional needs. Why Work With Prime Insurance Company? As a trusted program administrator, Prime Insurance Company brings deep expertise in high-risk and specialty markets. Agents benefit from: Access to multiple non-admitted carriers Custom underwriting for complex risks Nationwide availability Responsive service and flexible policy design By partnering with Prime, you can place difficult-to-insure water sports accounts with confidence, knowing your clients are getting the coverage they truly need. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include watercraft rental businesses, parasailing operators, jet ski and wakeboard instructors, and other water sports-related operations—even those with prior claims or high-risk activities. Is prior loss history a dealbreaker?No. Prime specializes in underwriting tough risks, including accounts with prior claims or coverage lapses. Each submission is evaluated individually. What coverages are typically included?Policies can include general liability, property coverage, participant accident, and watercraft liability depending on the insured’s specific operations. Is this program available in all states?Yes, this water sports insurance program is available in all 50 states and Washington, DC. Do you offer coverage for hydro flying or flyboarding?Yes. Prime considers many high-risk water sports activities, including hydro flying, flyboarding, and similar operations. Need help placing an account? Connect with a market specialist.