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With K&K’s camp, conference and retreat center insurance program, you can spend your time on important hings like keeping your campers happy. We’ll take care of the rest of your worries with an insurance program specifically tailored to the individual needs of your camp. Eligible Operations for Camp, Conference and Retreat Center Insurance: - Activity camp insurance - Leadership camp insurance - Boy and Girl Scout councils insurance - Learning camp insurance - Religious retreat insurance - Conference center insurance - Resident camp insurance - Day camp insurance - Summer camp insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Non-audited Policy - No Deductible - Sexual Abuse & Molestation Endorsement - per perp form (subject to qualification based on minimum underwriting guidelines) - Fireworks Liability - Expanded Bodily Injury Definition - Medical Professional Employee/Volunteer Liability - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded - Camp Director Liability - Crisis Response Coverage Property - More Than 25 Coverage Expansions - Equipment Breakdown Included - Vacancy Clause Redefined to Address Seasonal Operations - Building Definition Redefined to Include: tent platforms, pavilions and shelters, signs, boat and canoe racks, athletic backstops, permanently installed playground equipment, adventure course structures and climbing walls and above ground tanks - Outdoor property (trees, shrubs, or plants) - Business Interruption (Civil Authority Expansion Available in certain states) - Emergency Vacating Expenses Covered, Full Building Ordinance "A" Coverage Crime Commercial Auto Excess Liability Inland Marine Workers’ Compensation Common Associated Exposures: - Hiking trails - Ropes courses/ - Horseback riding climbing walls/ziplines - On-site physician/nurse - Recreational - Paintball courses boating/canoeing - Swimming Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K is a leader in providing custom outfitter and guide insurance programs to the outfitters and guides industry. When it comes to specialized coverages go to the company that knows the business. We understand and insure adventure activities such as white water rafting, kayaking, canoeing, hunting, fishing, rock climbing, ropes courses, climbing walls and much more. Also Available - A special risk purchasing group program with a reduced minimum premium for outfitter and guide operations that: • Engaged in select activities • Have gross receipts less than $750,000 • Have been in business for at least one year or 3 years equivalent experience Quote and buy online instantly: www.outfittersguides-kk.com Eligible Operations for Outfitter and Guide Insurance: - Adventure course insurance - Canoeing outfitter and guide insurance - Challenge course insurance - Fishing outfitter and guide insurance - Hunting outfitter and guide insurance - Indoor climbing gym/center insurance - Kayaking outfitter and guide insurance - Mountain biking outfitter and guide insurance - Mountaineering outfitter and guide insurance - Paddleboarding outfitter and guide insurance - Rafting outfitter and guide insurance - Ropes course insurance - Sailing outfitter and guide insurance - Surfing outfitter and guide insurance - Zipline insurance Coverages Available & Program Highlights: General Liability Commercial Auto Excess Liability Event Cancellation and non-appearance (provided through Showstoppers) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K Insurance offers coverage for both private and franchised campgrounds through our Campground Insurance Program. The program provides coverage for ancillary activities including waterslides, amusement devices, and motorized boating. Day Camps are also eligible through this program. Eligible Operations for Campground Insurance: - Private campground insurance - Franchised campground insurance - RV parks insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Non-audited Policy - No Deductible - Liquor Liability - Fireworks Liability - Expanded Bodily Injury Definition - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded - Crisis Response Coverage - Trailer Spotting Property - More Than 25 Coverage Expansions - Equipment Breakdown Included - Vacancy Clause Redefined to Address Seasonal Operations - Building Definition Redefined to Include: tent platforms, pavilions and shelters, signs, boat and canoe racks, permanently installed playground equipment, adventure course structures and climbing walls and above ground tanks - Business Interruption (Civil Authority Expansion Available in certain states) - Emergency vacating expenses - Full Building Ordinance "A" Coverage Inland Marine Commercial Crime Commercial Auto Excess Liability Workers’ Compensation Common Associated Exposures: - Golf courses - Miniature golf - Golf driving ranges - Playgrounds - Hiking trails - Horseback riding - Recreational boating/canoeing - Swimming Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

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BTIS – Builders & Tradesmens Insurance Services, Inc. offers a flexible, fast Special Events Insurance program designed for venues, event planners, and individuals hosting temporary events. Built for agents and brokers who need quick, affordable solutions, this program covers a wide range of gatherings — from weddings and private parties to corporate functions, festivals, and concerts. Overview of the Program From BTIS As both a general agency and carrier partner, BTIS provides access to one of the more competitive event insurance markets nationwide. The product is intended for clients who must provide their own liability coverage or who want assurance against common event exposures. Simple online quoting and fast bind capability make this program a reliable option for last-minute events or multi-event planners. Coverage is available across the country, including all 50 states and Washington, DC. Ideal Accounts and Appetite This program is a strong fit for a broad spectrum of events and organizers, including: Weddings and receptions Birthday, anniversary, and private parties Corporate gatherings, conferences, and retreats Festivals, concerts, and fairs (up to 5,000 attendees) Holiday or seasonal events Independent event planners and professional coordinators BTIS supports more than 410 event classification codes, allowing you to place diverse event types. Typical fits include single-location events and planner portfolios; higher-risk operations (e.g., pyrotechnics, high-risk rides) may require additional underwriting review. Coverage Highlights and Advantages Key features that make this program attractive to agents and insureds: Host liquor liability included with the option to add retail liquor liability Limits and wording options suitable for events up to 5,000 attendees Waiver of Subrogation and Primary wording available upon request Free Additional Insured endorsements for venues or vendors Hired and Non-Owned Auto coverage available up to $1,000,000 Medical Payments coverage included Professional Liability available for event planners (limits up to $1,000,000) Available Limits Each Occurrence: $1,000,000 available Personal & Advertising Injury: $1,000,000 standard; $2,000,000 available General Aggregate: $1,000,000 or $2,000,000 Products / Completed Operations: $2,000,000 or $3,000,000 GL Deductible: $1,000 Professional Liability Deductible: $2,500 Underwriting Notes and Minimum Premiums Minimum premiums vary by event type, size, and coverages selected. The program is designed for quick quotes and binding; however, unique or complex events (multi-day festivals, high-risk attractions, or large-scale productions) may require additional underwriting review and documentation. BTIS underwriters are available to assist with unusual exposures and planner portfolios. Territories and Availability BTIS offers this Special Events program in all 50 states and Washington, DC. Whether your client is hosting a wedding in California, a corporate retreat in Texas, or a festival in New York, you can obtain coverage through BTIS’s platform. Why Work With BTIS on Special Event Insurance BTIS combines market access with a streamlined quoting process aimed at helping agents place event business quickly. Their product includes host liquor liability and planner-specific professional liability options, plus flexible additional insured handling—features that make it easier to meet venue or vendor contractual requirements. Responsive underwriting and an extensive classification table help you place diverse event risks efficiently. Example scenarios where this program fits well: An independent event planner organizing back-to-back weddings who needs professional liability and general liability coverage for multiple dates. A community festival with several vendors and alcohol service, requiring host liquor and hired/non-owned auto protection for attendees and volunteers. If you’d like a quote or help placing an account, connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?This program suits weddings, private parties, corporate events, festivals, and event planners managing a variety of functions. Is liquor liability included in the coverage?Yes. Host liquor liability is included by default; retail liquor liability can be added when a permit or sales of alcohol require it. Can this program handle large events?Yes. Events with up to 5,000 attendees are eligible, though larger or higher-risk events may need additional underwriting. Are event planners eligible for coverage?Yes. Professional liability for event planners is available with limits up to $1,000,000. Is the program available in all states?Yes. BTIS offers this program in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

At Global Marine Insurance, boats and yachts are our sole focus. We specialize exclusively in marine insurance and provide tailored coverage solutions for a wide range of vessels, from small boats and cruisers to sailboats, sport fishers, motor yachts, and luxury yachts. Whether your client uses their vessel for weekend getaways, full-time cruising, or tournament fishing, we can customize a policy that fits their lifestyle and risk exposure. As a general agency licensed in all 50 states, we partner with top-rated carriers including ACE, AIG, American Reliable, Geico, Markel, Progressive, and Travelers. All of our markets are A-rated or better, giving you access to quality coverage options for both admitted and non-admitted placements depending on the specific risk and state requirements. Ideal Accounts and Appetite Our program is designed for a variety of personal and commercial marine risks. Ideal accounts include: Recreational boat owners with vessels valued at $25,000 and up High-value yachts and performance boats Liveaboard vessels or boats used seasonally in multiple states Clients requiring specialized navigation territories (e.g., Bahamas, Gulf Coast, Great Lakes) You might have a client who just purchased a $300,000 motor yacht and plans to cruise from Florida to the Carolinas seasonally—our program is built for exactly that type of risk. Coverage Highlights and Advantages Coverage is tailored to each boat and lifestyle, with options that may include: Agreed value or actual cash value hull coverage Liability protection including pollution and wreck removal Personal effects and emergency towing Uninsured/underinsured boater protection Flexible navigation limits and lay-up options We understand the nuances of marine insurance and help agents navigate the underwriting process swiftly and efficiently. Underwriting Notes and Minimum Premiums The minimum premium starts at $100, making this program accessible for entry-level boat owners while still offering robust solutions for high-value yacht portfolios. There are no sign-up fees and no minimum production requirements for agents. Appointment forms are available through our agent portal at www.quotecommand.com. We're here to help you write and retain marine business with confidence. Territories and Availability We are licensed and actively writing in all 50 states, including coastal and inland markets. Whether your client is based in Florida, California, the Great Lakes region, or anywhere in between, we have a solution that fits. Why Work With Global Marine Insurance With decades of marine-only experience, Global Marine Insurance offers unmatched expertise in this niche. Our dedicated team understands the unique risks your boat and yacht clients face and has the carrier relationships to deliver competitive, reliable solutions. From quoting to servicing, we make it easy for agents to grow and support their marine insurance book. If you have any questions or would like to speak with a member of our sales team, call us toll-free at (800) 748-0224 or visit us online at globalmarineinsurance.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for personal and commercial clients with recreational boats, cruisers, sailboats, sport fishers, motor yachts, and luxury yachts. High-value vessels and clients with complex navigation needs are also a great fit. Is there a minimum premium requirement?Yes, the minimum premium starts at $100, making it accessible for smaller boats while still supporting larger vessels with more complex coverage needs. Do I need to meet production requirements to access this program?No, there are no minimum production requirements or sign-up fees to work with Global Marine Insurance. Which states is this program available in?The program is available in all 50 states, including coastal regions, inland waterways, and Great Lakes territories. What carriers does Global Marine Insurance work with?We offer access to A-rated carriers including ACE, AIG, American Reliable, Geico, Markel, Progressive, and Travelers. Need help placing an account? Connect with a market specialist.

Fast, Simple Coverage for Small Businesses with Hiscox NOW BTIS – Builders & Tradesmens Insurance Services, Inc. is excited to offer agents and brokers access to Hiscox NOW, a streamlined platform designed to quote and bind small business insurance in minutes. With no login or registration required, you can deliver fast, affordable coverage to your clients—backed by the financial strength of Hiscox Insurance Company Inc. Ideal Accounts and Appetite Hiscox NOW is built for speed and simplicity, making it ideal for agents placing coverage for a wide range of professional services and micro-businesses. This program offers coverage for over 100 different professions, including: Consultants IT professionals Freelancers and independent contractors Home-based businesses Marketing and creative services Personal trainers and fitness coaches Real estate professionals If you have clients who need fast turnaround for startup coverage, or who operate small, low-hazard businesses, Hiscox NOW is an excellent fit. For example, a freelance web designer working from home or a small accounting firm with a handful of employees can be quoted and bound in minutes through this platform. Coverage Highlights and Program Features Written on admitted paper through Hiscox Insurance Company Inc., Hiscox NOW provides tailored, essential coverages that protect small businesses from core exposures: Business Owners Policy (BOP): Combines general liability and business property coverage General Liability: Protection against third-party claims of bodily injury or property damage Professional Liability (E&O): Coverage for service-based errors, omissions, or negligence Home-Based Business Insurance: Designed for small businesses operating from a residence Liability Insurance Overview: Broad coverage options for diverse classes Program Benefits: Instant online binding—no login required Same-day coverage for 100+ professions Auto-renewals with lifetime commissions All billing and servicing handled by Hiscox Competitive pricing with premiums starting from $22.50/month Underwriting and Minimum Premiums This program is designed to remove friction from the quoting process. With a broad underwriting appetite, agents can quote and bind coverage quickly without back-and-forth underwriting delays. Minimum premiums are affordable, starting as low as $22.50 per month, making this platform ideal for small accounts or new ventures. Territories and Availability Hiscox NOW is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Please note that products may not be available in all states. Why Partner with BTIS BTIS is a trusted Managing General Agency with a commitment to speed, service, and simplicity. Our partnership with Hiscox NOW gives you the tools to grow your book of small commercial business without the red tape. We make it easy to meet your clients’ needs with fast coverage, minimal effort, and ongoing support. If you're ready to learn more about Hiscox NOW, eligibility, or how to start quoting, contact a BTIS representative today. We’re here to help you succeed. *Please note that the products offered are underwritten only by Hiscox Insurance Company Inc. and are not available in all states. Frequently Asked Questions What types of accounts are a good fit for Hiscox NOW?This program is ideal for small businesses, home-based operations, and professional services such as consultants, freelancers, IT professionals, and more. How quickly can I quote and bind coverage?You can quote and bind coverage in just minutes with no login or registration required, making it perfect for quick-turnaround accounts. Is Hiscox NOW available in all states?Hiscox NOW is available in most U.S. states, but some products may not be offered in every state. Check availability before quoting. Does the program offer professional liability or E&O coverage?Yes, professional liability (E&O) is one of the core coverage options available through Hiscox NOW. Who handles billing and servicing for policies?All billing and servicing is managed directly by Hiscox, allowing you to focus on selling and supporting your clients. Need help placing an account? Connect with a market specialist.