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Marine General Liability Insurance Program from LIG Marine Managers, Inc.
LIG Marine Managers, Inc. offers a dedicated Marine General Liability Insurance package for middle-market commercial marine risks. The program combines specialized underwriting, flexible placement (admitted and non-admitted), and streamlined administration to help you place complex marine liability exposures across a wide range of classes.
Ideal Accounts and Target Classes
This program targets commercial marine accounts with annual premiums between approximately $10,000 and $150,000. Typical classes we write include:
Boat repairers and ship repair facilities
Diving and underwater contractors
Dock, pier and waterfront construction companies
Dredging contractors
Marine and waterfront contractors
Shipyards and boatyards
Stevedores and longshore operations
Terminal operators and cargo handlers
Wharfingers and landing owners
The program is well suited for clients with specialized liability exposures tied to hull operations, marine construction, waterfront property, and cargo/terminal activities.
Coverage Highlights and Advantages
You can place coverage on a monoline basis or combine lines to create a tailored package. Key coverage components include:
Section 1 – $1,000,000 Combined Single Limit (CSL):
Marine General Liability
Ship Repairers Legal Liability
Stevedores and Terminal Operators Liability
Tankerman’s Liability
Wharfingers and Landing Owners Legal Liability
Protection & Indemnity (P&I) with optional crew coverage
Section 2 – Up to $4,000,000 Combined Limit (and higher):
Hull
Marine equipment
Builders’ risk for marine construction
Excess/Umbrella: Limits available up to $10,000,000.
Program Advantages for Agents
Consistent carrier panels and a single-program structure to simplify placement.
Faster quoting and streamlined underwriting for middle-market risks.
Dedicated claims adjuster assigned across participating carriers where possible.
Consolidated claims handling — a single check is issued for most claims once approved by the lead carrier.
Enhanced commission opportunities for producers delivering a steady flow of marine business.
Underwriting Notes and Minimum Premium
The program’s minimum premium starts at $10,000. LIG’s underwriters evaluate technical exposures and structure limits and endorsements to match an insured’s operations. While the appetite is broad across typical marine classes, high-hazard accounts with large environmental or pollution exposures, chronic loss history, or operations outside the middle-market scope may require referral or alternate placement.
Territories and Placement Options
The program is available nationwide — all 50 states and the District of Columbia — and offers both admitted and non-admitted placement depending on state requirements and the account’s profile. Carrier participation varies by risk and state.
Why Place Marine General Liability with LIG Marine Managers?
As a specialized Managing General Agency and Excess & Surplus Lines broker, LIG brings decades of marine experience and direct access to multiple markets. Their team offers focused underwriting, efficient turnarounds, and consolidated claims service that make it easier for you to place complex marine liability and related lines for middle-market clients.
Example accounts that fit this program
A regional shipyard that performs vessel repair and dry-docking, seeking combined GL, ship repairers legal liability, and P&I limits.
A marine construction contractor doing dock and pier projects and dredging work that needs builders’ risk, GL, and terminal/stevedore liability in a single placement.
Please contact us today for more information on our Marine General Liability Package Program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for middle-market commercial marine risks such as boat repairers, shipyards, marine contractors, dredging operations, stevedores, and terminal operators with annual premiums starting at about $10,000.
Can coverage be written on a monoline basis?Yes. Most coverages can be written monoline or bundled with other marine lines to match the specific exposures of your insured.
What limits are available under this program?Section 1 typically offers a $1,000,000 CSL. Section 2 can provide up to $4,000,000 or higher for hull, equipment, and builders’ risk, with excess/umbrella options up to $10,000,000.
Which states is this program available in?The program is available in all 50 states and the District of Columbia. Placement can be admitted or non-admitted depending on the state and risk profile.
What makes LIG Marine Managers different from other MGAs?LIG combines marine-specialist underwriting with a consistent carrier panel, streamlined quoting, and consolidated claims handling — making it easier for agents to place and service complex marine risks.
Need help placing an account? Connect with a market specialist.
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...perating in a shipyard, servicing vessels, or providing marine labor, we likel...
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Comprehensive Stock Throughput Insurance from LIG Marine Managers
LIG Marine Managers, Inc. offers a robust Stock Throughput Insurance program designed for manufacturers and distributors that require seamless protection across all stages of the supply chain. This policy integrates Ocean Cargo, Inland Transit (road, rail, air), and warehouse or manufacturing location coverage—providing end-to-end insurance for goods in transit and at rest, anywhere in the world.
Ideal Accounts and Target Industries
This program is ideal for companies with complex logistics and international exposure, such as:
Manufacturers who ship components to overseas facilities for processing or assembly
Businesses utilizing third-party warehouses or distribution centers
Retailers with global supply chains and multiple storage or transit points
You might have a client who sources raw materials in Asia, assembles products in Mexico, and distributes them across North America. This program can offer continuous coverage from the point of origin, through each transit and storage phase, to final delivery.
Coverage Highlights
LIG Marine Managers' Stock Throughput program includes a wide range of critical coverages under one policy:
Ocean Cargo and Inland Transit – Covers goods in motion via sea, road, rail, or air
Warehouse and Location Coverage – Protects goods stored at owned or third-party facilities
General Liability
Hull and Machinery
Products Liability
Builders Risk Clauses
Protection & Indemnity – Including sea trials, demonstrations, and delivery if required
With limits available up to $25,000,000, this program is structured to meet the needs of mid to large-scale operations with complex logistics and high-value goods.
Underwriting and Minimum Premiums
The minimum premium starts at $25,000, including Products Liability. This reflects the comprehensive nature of the policy and the tailored underwriting approach LIG Marine Managers brings to each account. Submissions should include full transit details, storage locations, and values to ensure accurate quoting.
Available Markets and Territories
LIG Marine Managers writes this program through a variety of carriers across both admitted and non-admitted markets, depending on the risk. Coverage is available in all 50 states and Washington D.C., including surplus lines placements where necessary.
Why Work With LIG Marine Managers?
As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine and logistics-related risks, LIG Marine Managers brings decades of expertise to complex supply chain exposures. Their underwriting team understands the nuances of international transit, multimodal shipping, and storage risk—making them a strategic partner for agents handling sophisticated accounts.
Please contact us today for more information on our Stock Throughput program!
Frequently Asked Questions
What types of accounts are a good fit for this Stock Throughput program?Ideal accounts include manufacturers, importers, exporters, and retailers with international or multi-stage supply chains that involve both transit and storage.
Does this program cover goods stored at third-party warehouses?Yes, the policy includes location coverage for goods stored at owned or third-party facilities worldwide.
What is the minimum premium for this program?The minimum premium is $25,000, which includes Products Liability coverage.
Is this program available nationwide?Yes, this program is available in all 50 states and Washington D.C., through a mix of admitted and non-admitted markets.
What information is needed to get a quote?Agents should provide details on the transit routes, storage locations, values of goods, and the insured’s operations to receive an accurate quote.
Need help placing an account? Connect with a market specialist.