Search CompleteMarkets

Our Cheer Gym Insurance program specializes in the instruction of cheerleading, dance, tumbling, trampolines ...'s operations. Eligible Classes: • Cheer gyms and clubs Coverages Available &...

K&K’s health club basic service insurance program is designed for U.S.-based owners and operators of health and fitness clubs and/or tennis/racquet clubs offering programs and services for members and guests that may include: circuit training, personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines, a variety of exercise group classes, strength training, non-contact martial arts, basketball/volleyball, racquet sports, whirlpool/hot tubs, saunas/steam rooms, massage, nursery/babysitting, nutritional weight control, tanning, pro shops, snack/juice bars and 24-hour key card access facilities. Eligible Operations for Health Club Basic Service Insurance: - Health club insurance - Fitness and training center insurance - Gym insurance - Exercise club insurance - CrossFit Affiliate Facility insurance Coverages Available & Program Highlights: General Liability - Products-completed Operations - Personal and Advertising Injury - Bodily Injury to Participants - Professional Liability - Damage to Premises Rented To You - Medical Expense Limit - Hired Auto and Employers' Nonownership Liability (not provided in IL, LA, UT, VT and WI) Optional Coverages - Inland Marine - Supplies and Inventory - Equipment and Contents - Improvements and Betterments - Signs - Abuse, Molestation or Exploitation Defense Reimbursement Coverage - Liquor Liability - Excess Liability - Liability for Independent Contractor (non-employees) - Sexual Abuse or Sexual Molestation Liability Common Associated Exposures: - Group exercise classes - Pro Shops - Massage - Saunas/steam rooms - Nursery, baby-sitting - Snack/juice bars - Nutritional weight control - Tanning - Personal training - Whirlpool/hot tubs - Pilates - Yoga Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K partners with Showstoppers to provide event cancellation insurance. Please note that if you are seeking event cancellation coverage pertaining to Coronavirus COVID-19, this is not available as it is deemed a pre-existing condition and it is specifically excluded from all event cancellation policies issued through our program from January 2020 forward. Click to view a short video that explains products and services Eligible Operations for Event Cancellation Insurance: (Including but not limited to) - Athletic and Sporting Events - Trade Shows and Exhibitions - Motorsport events - Conventions and Meetings - Community events - Special event cancellation - Special events - Teleconference - Concerts and Music Events - Fairs and Festivals Causes of Loss May Include - Power failure - Damages to leased or rented premises - Damage to surrounding venues or infrastructure resulting in lack of access - Failure of public transport facilities or denial of access - Natural catastrophe such as earthquake and flood - Adverse weather conditions (This coverage is broader than rain insurance and there are no rain gauge requirements.) - Non appearance of a Principal Speaker or Entertainer - Inability to erect facilities at venue - Disease outbreak (certain exclusions may apply) - Labor Dispute/Strike risks - Failure of TV broadcast - Any other previously unforeseen cause not excluded under the wording - Terrorism The policy covers the normal contractual relationships of an event organizer which can be adapted for any changed circumstances. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

No other organization has the knowledge and experience that allows K&K to provide superior coverage for world-renowned racing organizations as well as local tracks, teams and drivers. K&K Insurance has provided motorsports insurance to the industry since 1952 and is still the leader in the industry today. A wide range of products are available to protect motorsports facilities and/or event promoters. From liability and participant accident coverages to property and commercial auto coverages, K&K has it covered. Programs are available to cover facility operators, specialty event promoters and sanctioning organizations. Eligible Operations for Motorsport Facility Insurance and Motorsport Event Insurance: - Boat race insurance - Demolition derby insurance - Drag race insurance - Motorcycle racing insurance - Oval track racing insurance - Racing associations insurance - Road course insurance - Snowmobile competitions insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Separate limits for Bodily Injury to Participants - Expanded Bodily Injury definition - Personal and Advertising Injury definition expanded - Official Vehicle Physical Damage - Motorsports Errors and Omissions - Fireworks Liability - Host Liquor Liability - Cyber Risk ($25,000 sublimit) - Customized motorsports policy language - Additional insureds (including officials, car owners, drivers, pit crews, sponsors, persons or organizations operating, managing, sanctioning, sponsoring, or providing the premises for competitive covered programs) Participant Accident Coverage - Accidental Death and Dismemberment Benefit - Accident Medical Benefits (available on Excess or Primary Basis) - Limits up to $1,000,000 - Temporary Total Disability-Weekly Accident Income Benefit - Volunteer- Accident Medical Coverage for Motorsport Volunteers Property Crime Inland Marine Commercial Auto Liquor Liability Excess Liability Event Cancellation Workers' Compensation Additional Products: - Contingency/Prize - High Limit Disability Indemnity - Employment Practices Liability - Products Liability Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The health and fitness – exercise, circuit, personal training studio program is designed for U.S.-based owners and operators of exercise studios and circuit training facilities that offer personal/individual training and exercise in scheduled fitness/exercise programs that are under the direct supervision of a fitness professional such as a personal trainer or exercise instructor or in a structured/sequential order for an individual. Coverage provided includes important liability protection for the studio/facility, including its employees for liability claims arising out of the operations of the studio/facility at a designated location. Note: coverage does not extend to independent contractors unless the optional coverage available with this program is purchased. Additional insurance programs may be available for facilities not eligible for this program, or those requiring additional coverage needs. Contact K&K to help place your risk. Eligible Operations for Health and Fitness - Exercise Studio Insurance, Circuit Studio Insurance and Personal Training Studio Insurance: U.S. based exercise studios or circuit training facilities with 3,000 square feet or less of leased or owned space per location. Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto Liability and Non-Owned Auto Liability (not available in IL, LA, UT, VT and WI) - Professional Liability - Bodily Injury to Participants - Premises Liability Included Optional Coverages Equipment and Contents - Inland Marine Liability for Independent Contractors (non-employees) Abuse, Molestation, or Exploitation Defense Reimbursement Coverage Sexual Abuse or Sexual Molestation Liability K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.fitnessinsurance-kk.com – small fitness and exercise facilities and instructors Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The youth day camp insurance program is designed for U.S.-based youth day camp operations (those attended by campers age 19 or under) with programs dedicated to activities other than sports skill development. Coverage provided under this program includes important liability protection for the camp, including its employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments for participants coverage to the camp participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported. Eligible Operations for Youth Day Camp Insurance: - Academic day camp insurance - Math day camp insurance - Arts and crafts day camp insurance - Music day camp insurance - Computer day camp insurance - Performing arts day camp insurance - Creative writing day camp insurance - Photography/film making day camp - Culinary day camp insurance insurance - Etiquette day camp insurance - Science day camp insurance - Inventive builder/Lego® day camp - Vacation bible school day camp insurance insurance Day camps/clinics for youth with an accompanied adult are eligible for this program e.g.: (parents and me camps). Ratios cannot be more than two adults per child. Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You (Fire Legal Liability) - Medical Expense (other than participants) - Hired Auto and Employers’ Nonownerhsip Liability (not provided while in Hawaii) - Professional Liability - Legal Liability to Participants K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.campinsurance-kk.com - non-sport day camps Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The health club limited service program is designed for U.S.-based owners and operators of health clubs offering programs and services that may include personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines and a variety of exercise classes for members. Coverage provided includes important liability protection for the health club, including its employees, for liability claims arising out of the operations of the health club at a designated location. Note: coverage does not extend to independent contractors of the health club unless the optional coverage available with this program is purchased. Additional insurance programs may be available for facilities not eligible for this program, or those requiring additional coverage needs. Contact K&K to help place your risk. Eligible Operations for Health Club Limited Service Insurance: U.S.-based health clubs with annual sales of $500,000 or less qualify for this program. Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto and Non-owned Auto Liability (not provided in IL, LA, UT, VT and WI) - Professional Liability - Bodily Injury to Participants - No Charge for Certificates of Insurance - Premises Liability Included Optional Coverages - Equipment and Contents - Inland Marine - Abuse, Molestation, or Exploitation Defense Reimbursement Coverage - Medical Payments for Participants Coverage - Sexual Abuse or Sexual Molestation Liability - Liability for Independent Contractors (non-employees) - Primary limits of $1,000,000 to $5,000,000 available K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration areea allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.fitnessinsurance-kk.com – small fitness and exercise facilities and instructors Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K offers both short term professional and amateur sport event insurance coverage. Programs for amateur sports events are available where the number of participants is greater than 850 per event, the number of spectators per day is greater than 2,500 or the number of event days is greater than six consecutive days. Note: Professional sports event coverage does not include a minimum size limitation. Eligible Operations for Sport Event Insurance: - Arena football event insurance - Baseball event insurance - Basketball event insurance - Football event insurance - Hockey event insurance - Lacrosse event insurance - Soccer event insurance - Amateur sports event insurance - Professional sport event insurance Coverages Available & Program Highlights: General Liability - Written on an Admitted Basis in Most States - Non-audited policy - Broadened Coverage Form - No Deductible - Bodily Injury definition redefined - Volunteers and Sponsors Can be Added as Additional Insureds - Crisis Response Coverage - Liquor Liability (in most states) - Legal Liability to Participants - Employee Benefits Liability Available - Sexual Abuse & Molestation Endorsement - per perp form (optional-subject to qualification based on minimum underwriting criteria and guidelines) Directors and Officers Liability including EPLI Property - Over 25 property enhancements - Equipment Breakdown - Business Interruption Inland Marine Commercial Auto Crime Excess Liability Accident Medical (Participant Accident) Worker's Compensation Event Cancellation & Non-appearance (Provided through Showstopper) Common Associated Exposures: - Awards/banquets/ - Setup/teardown ceremonies days - Food, souvenir and - Tryouts and practices beverage concessions - Exhibition games Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864