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Church Insurance Program from Halcyon Underw...der operational exposures. Are older church buildings eligible for coverage?Ye...

...rance Program designed to protect churches, temples, mosques, synagogues, and ...is program?This program is ideal for churches, synagogues, mosques, temples, r...

.... Preferred classes include: Churches Assisted Living Facilities ...rd commercial property risks such as churches, assisted living facilities, vac...

...ent delis, sandwich shops, small catering prep kitchens, and café/deli hybrids... A small deli with a delivery and catering arm, modest kitchen equipment, an...

...uctures such as former schools or churches now used as residences Mountain r...le houses, log cabins, and converted churches or schools used as homes. Is thi...

M.J. Hall & Company now offers Hotel, Hospitality, Habitational, Restaurant, Retail, Office and Service Insurance! Hotel · Hospitality · Habitational · Restaurant · Retail · Office · Service Overview of the Program From M.J. Hall & Company M.J. Hall & Company offers a comprehensive insurance solution tailored for a wide range of commercial property types, including hotels, restaurants, retail stores, office buildings, and habitational risks. As an established Excess & Surplus Lines Broker, we partner with various carriers to provide competitive coverage options for hard-to-place or unique risks, especially in the hospitality and service sectors. Ideal Accounts and Appetite This program is designed for insureds operating in: Hotels and motels, including boutique and independent operations Restaurants, bars, and cafes Retail businesses and service providers Apartment buildings and residential rental properties Office buildings and mixed-use properties You might have a client who owns a multi-unit apartment complex with retail tenants, or a restaurant that also serves alcohol—this program can help cover those exposures. Coverage Highlights and Advantages Our Hotel, Hospitality, Habitational, Restaurant, Retail, Office and Service Insurance Coverage Includes: General Liability Primary Limits up to $2,000,000 Products Aggregate $2,000,000 Liquor Liability available Property Basic, Broad & Special Forms Building Coverage Business Personal Property 80% Coinsurance ACV & RC Additional Available Coverages: Business Income Rental Income Non-owned/hired auto Medical payments coverage Personal and Advertising Injury Crime Workers Compensation Underwriting Notes and Minimum Premiums This program is available for qualified risks only. Our underwriting team reviews each submission carefully to ensure fit with available carrier guidelines. Appetite may vary depending on occupancy, loss history, and property characteristics. Territories and Availability Coverage is available in the following states: Alaska, Arizona, California, Hawaii, and Nevada. Some coverages may be offered on an admitted basis depending on the state and risk profile. Why Work With M.J. Hall & Company With decades of experience in the E&S marketplace, M.J. Hall & Company gives you access to a variety of carriers and flexible options for hospitality, retail, and service-oriented businesses. Our team understands the complexities of these industries and works closely with retail agents to deliver solutions that help protect your clients' property and liability exposures. Our agents would be happy to discuss our Hotel, Hospitality, Habitational, Restaurant, Retail, Office and Service Insurance with you – contact M.J. Hall today! Qualified Risks Only Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for hotels, restaurants, apartment buildings, retail stores, and service-based businesses, especially those with unique exposures or hard-to-place risk profiles. Is liquor liability available under this program?Yes, liquor liability is available for qualified risks, such as restaurants or bars that serve alcohol. Which states is this program available in?Coverage is currently offered in Alaska, Arizona, California, Hawaii, and Nevada. Are admitted markets available?Some coverages may be offered on an admitted basis depending on the state and underwriting guidelines. What is needed to submit a risk for underwriting review?Provide a completed application, loss runs, property details, and any supplemental forms required for specific coverages like liquor liability or workers comp. Need help placing an account? Connect with a market specialist.

...e or light cargo, including food/catering runs tied to terminal operations. ...ransfer operator that also delivers catering items to terminals. Cargo coverag...

...her organization (such as a YMCA, church, hotel, or club), this program provid...s affiliated with organizations like churches, hotels, and clubs. Is coverage ...

... on a monoline or package basis, catering to retail stores that may include in...

... wedding involves more than just catering, venues, and guest lists — it also c...