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...ogee Insurance Group: Storefront Churches & Community Churches Apogee Insurance Group’s Storefront Churches & Community Churches program is a non-admitted Excess & S...ently Asked Questions What types of churches are a good fit for this program?Single-location storefront churches and small community churches with facilities up to 10,000 sq. ...

...program designed for independent churches, as well as churches of all denominations and non-denomin...of all sizes are ideal submissions. Churches offering counseling, youth progra...

...tite This program is a fit for churches, synagogues, mosques, temples, and o...

... experience placing coverage for churches, synagogues, mosques, and similar in... or child care services operated by churches eligible?Yes. Affiliated schools ...

...etite includes: Parishes, churches, chapels, and mission sites Faci...

...ies. The program is designed for churches, synagogues, temples and other relig...ogram is best for small to mid-size churches, synagogues, temples and affiliat...

...ance Program designed to protect churches, temples, mosques, synagogues, and o...s program?This program is ideal for churches, synagogues, mosques, temples, re...

... Preferred classes include: Churches Assisted Living Facilities V...d commercial property risks such as churches, assisted living facilities, vaca...

Get on board with Southern Insurance Underwriters, Inc. (SIU) and grow your Bus Insurance book with access to competitive markets and responsive underwriting support from our Commercial Transportation team. SIU provides agents and brokers a reliable option for placing a range of commercial passenger-transport risks. Our Bus Insurance program is designed for small- to mid-size passenger operations and focuses on flexible driver qualifications, competitive terms, and fast turnaround. You can submit a quote online for up to five units or work directly with an experienced underwriter to find the right coverage for your client. Ideal Accounts and Appetite This program supports a variety of passenger-transport operations. Typical accounts include: Church buses transporting congregations or youth groups Senior citizen center transportation services Daycare and social services vehicles Limousines, shuttles, and paratransit providers Private school buses and multi-passenger vans SIU is a good fit when you need underwriting flexibility for drivers with non-standard histories or for vehicles with unique usage patterns that other markets may decline. Coverage Highlights and Advantages Commercial Auto Liability and Physical Damage options Medical Payments and Uninsured/Underinsured Motorist coverage available Flexible driver qualification guidelines to help place borderline risks Competitive pricing for preferred and standard risks Quick online or phone quotes for accounts with up to five units Whether the account is a small nonprofit transporting seniors or a private school operating several vans, SIU helps ensure clients have appropriate liability and damage protection on the road. Underwriting Notes and Minimum Premiums Minimum premiums vary by vehicle use, territory, and loss history. Underwriters provide fast indications and can discuss flexible options for one- to five-unit accounts. Be prepared to provide driving records, vehicle use details, and passenger type to speed placement. Territories and Availability This Bus Insurance program is currently available in the following states: Alabama Florida Georgia South Carolina Markets are generally admitted in these states, though availability depends on the specific risk and underwriting criteria. Why Work With Southern Insurance Underwriters, Inc.? As a specialized Managing General Agency, SIU combines deep commercial transportation experience with market access and responsive service. Our underwriters focus on placing small passenger fleets that need tailored coverage or flexible guidelines. We help agents grow transportation books with practical solutions and quick decisions. Frequently Asked Questions What types of accounts are a good fit for this Bus Insurance program? The program fits church buses, daycare and senior-center transport, limo/shuttle operators, and private school buses or vans. How many vehicles can I quote through the online or phone application? You can request quotes for up to five units using our online application or by speaking with an underwriter. Are there flexible underwriting options for drivers with issues on their records? Yes. SIU offers flexible driver qualification guidelines to help place accounts that may not meet stricter criteria elsewhere. Which states is this program available in? The program is available in Alabama, Florida, Georgia, and South Carolina. What types of coverage are available through this program? Available coverages include Commercial Auto Liability, Physical Damage, Medical Payments, and Uninsured/Underinsured Motorist. Need help placing an account? Connect with a market specialist.