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Collection Agency Professional Liability Insur...his program?Third-party commercial collection agencies that collect non-owned debt for a...

By partnering with the ISA Private Client Group, you can confidently place High Net Worth Homeowners accounts with a trusted team that delivers exceptional service and comprehensive protection. As a Managing General Agency working with top-tier carriers like CHUBB, AIG, NatGen Premier, and Vault, Irwin Siegel Agency offers tailored solutions for affluent clientele across all 50 states and D.C. Ideal Accounts and Appetite Our Private Client Group is built to serve individuals and families with significant assets and lifestyle exposures. Ideal accounts include: High-value primary, secondary, and vacation homes Clients with fine art, jewelry, collectibles, or luxury vehicles Multi-home households or properties in multiple states Affluent individuals needing high personal liability protection You might have a client upgrading to a custom-built estate near the coast, or one who collects high-end vehicles and needs agreed value coverage—these are great fits for our program. Coverage Highlights and Advantages Through ISA Private Client Group, your clients gain access to superior protection and flexible settlement options. Our program features: Guaranteed Replacement Cost for dwellings and other structures Replacement Cost for Contents with no depreciation deductions Cash settlement option available up to policy limits Special coverages for landscaping, pets, and rented properties Agreed value and new vehicle replacement for autos Worldwide liability coverage and high UM/UIM limits Personal liability limits ranging from $1 million to $100 million Coverage for valuables with no deductible under most loss types Underwriting Notes and Minimum Premiums We provide complete quotes within 48 hours and process most endorsements within 24 hours. There are no minimum production requirements, and minimum premiums vary depending on risk and location. Our underwriters are available during business hours—no voicemail—and will assist you throughout the process. Territories and Availability This program is available in all 50 states and Washington, D.C. We work with both admitted and non-admitted markets, offering the flexibility to meet a wide range of client needs across diverse geographies and risk profiles. Why Work With ISA Private Client Group Irwin Siegel Agency is committed to delivering a concierge-style experience for both agents and insureds. You’ll benefit from: Enhanced commission opportunities Dedicated underwriter support—no call centers Fast, accurate quoting and endorsements Access to elite carriers known for superior claims handling One account is all it takes to experience The Siegel Difference. To learn more or get started, visit https://pcg.siegelagency.com/ or call 800.622.8272. Frequently Asked Questions What types of accounts are a good fit for this program?High net worth individuals with luxury homes, valuable personal property, or complex liability exposures are ideal for this program. Is there a minimum production requirement to access this program?No, there are no minimum production requirements. One account is all it takes to access the program. How quickly can I expect quotes and endorsements?Quotes are typically provided within 48 hours, and most endorsements are processed within 24 hours. Which carriers are available through this program?We offer access to CHUBB, AIG, NatGen Premier, and Vault, depending on the risk and location. Can this program cover homes in multiple states?Yes, the program is available in all 50 states and D.C., and can accommodate clients with properties in multiple locations. Need help placing an account? Connect with a market specialist.

...cling center or manage off-site collection points, this program provides flexi...m. Facilities with on- or off-site collection points are also eligible. Is thi...

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Policy Highlights: Colonial General Insurance Agency, Inc. offers a Flea Market Vendor Insurance program designed for agents placing vendors who operate in temporary or mobile retail environments. Whether a client sells from a pushcart, kiosk, table, or temporary booth, this program provides flexible coverage options through a range of admitted and non-admitted markets to fit seasonal and mobile operations. Ideal Accounts and Appetite This program is a fit for independent vendors selling merchandise, crafts, collectibles, or prepared food at flea markets, swap meets, seasonal events, pop-up venues, and similar locations. It addresses common exposures such as customer injuries, property damage, and product-related claims with tailored coverage options designed for short-term and mobile setups. Target accounts include: Mobile vendors operating push carts, food carts, or kiosks Temporary booth operators at flea markets, farmer’s markets, and pop-up events Vendors selling general merchandise, apparel, handmade goods, collectibles, or food items Accounts with high-hazard operations—such as amusement rides, large-scale food processing, fireworks, or heavy manufacturing—typically fall outside the program’s appetite. Coverage Highlights and Advantages Commercial General Liability Primary limits up to $3,000,000 (Occurrence / Aggregate) Liquor Liability available for eligible vendors Additional Insureds included at no extra charge to meet venue or event requirements $5,000 Medical Payments included Excess or Umbrella liability available with limits up to $25,000,000 Property Coverage Options Basic, Broad, or Special form coverage Options for Buildings, Contents, and Business Income Equipment Breakdown and Inland Marine available for mobile equipment and stock-in-transit Replacement Cost or Actual Cash Value valuation Scheduled Property Floater available for mobile equipment, displays, and inventory Underwriting Notes and Minimum Premiums Colonial General places flea market vendor business with a variety of carriers to provide flexible underwriting. Minimum premiums and program availability vary by market and by the risk’s characteristics. Submissions should include a completed application plus a clear description of the vendor’s operations, products sold, frequency and locations of events, and any food-handling practices. Territories and Availability This Flea Market Vendor Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Both admitted and non-admitted market options are accessible depending on the state, carrier, and specific risk profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General provides agents with marketplace access and underwriting expertise for niche commercial programs. Their distribution and carrier relationships help place hard-to-bind or non-standard vendor accounts efficiently. The program’s flexibility—additional insureds at no cost, inland marine for mobile stock, and liquor liability options—makes it practical for agents working with seasonal and mobile vendors. Example scenarios that fit well: You might have a client who sells handmade jewelry at weekend markets across multiple states; scheduled floater and inland marine can protect inventory while in transit. A small food-vendor operating a pushcart at farmers' markets may need short-term liability with optional liquor liability for certain events and business income if a covered shutdown occurs. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best for vendors operating at flea markets, swap meets, farmers' markets, and temporary events—especially those using kiosks, carts, or booths to sell general merchandise, crafts, or food. Is Liquor Liability coverage available?Yes. Liquor Liability is available for eligible vendors when alcohol service or sales are part of the operation and the carrier appetite allows it. Are Additional Insureds included in the policy?Yes. Additional Insured status is included at no extra cost, which helps agents meet venue, promoter, or landlord insurance requirements. Can I access this program in multiple states?Yes. The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY, with both admitted and non-admitted options depending on the specific market and risk. What documents are needed for a submission?Provide a completed application, detailed description of operations, list of products sold, typical event locations and schedules, and any food-handling procedures. Photos of the setup and a schedule of valued property are helpful when requesting inland marine or scheduled floater coverage. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a comprehensive Pawn Shop Insurance program specifically designed for businesses involved in lending money on personal property or purchasing personal items for resale. Whether your client operates a small independent pawn shop or a multi-location operation, this program provides flexible options for both Property and General Liability coverage on a mono-line or package basis. Ideal Accounts and Appetite This program is an excellent fit for retail pawn shops located in the Western U.S. that: Lend money on personal items left as collateral Buy and sell secondhand goods, jewelry, electronics, and collectibles Maintain on-premises inventory and safes Accounts with well-documented procedures for security, appraisals, and recordkeeping are considered favorably. We can accommodate both new ventures and established operations, though underwriting may vary depending on experience and loss history. Coverage Highlights and Advantages Property Coverage options include: Accounts Receivable Basic, Broad, or Special Form (Excluding Theft) Building—Replacement Cost or Actual Cash Value Business Income Business Personal Property—Subject to Evaluation Clause Computer Equipment Equipment Breakdown Outside Signs Valuable Papers Crime Coverage options include: Inside the Premises—Theft of Money and Securities Inside the Premises—Robbery or Safe Burglary of Other Property Outside the Premises Commercial General Liability Coverage includes: Primary limits up to $3,000,000 Occurrence/Aggregate Hired and Non-Owned Auto coverage $5,000 Medical Payments—Included Additional Interests—Included at no charge Excess or Umbrella limits up to $25,000,000 No deductible required Contractual Liability Limitation Note: Products/Completed Operations coverage is excluded under this program. Underwriting Notes and Minimum Premiums Colonial General works with a variety of carriers to match the right market to each risk. While minimum premium requirements vary depending on coverage selections and risk characteristics, our underwriters are available to discuss submissions and tailor coverage packages to meet your clients' specific needs. Territories and Availability This program is available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in select states; however, non-admitted options may be used when needed to meet unique risk requirements. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings decades of experience and strong carrier relationships to help agents place specialty and hard-to-place risks. Our Pawn Shop Insurance program reflects our commitment to niche markets and underwriting expertise in retail operations with unique exposures. Agents benefit from responsive service, flexible underwriting, and access to multiple markets under one roof. For example, if you have a client with a pawn shop in downtown Denver that handles jewelry, electronics, and firearms, we can help you structure a package that includes property, crime, and liability coverage to protect their inventory and operations. Or, if your client recently opened a new pawn shop in Nevada and needs affordable liability coverage with optional crime enhancements, this program is well-positioned to deliver. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for retail pawn shops that lend money on personal items or purchase goods for resale. Stores with inventory, safes, and solid loss control practices are preferred. Is this program available in admitted markets?Yes, Colonial General offers both admitted and non-admitted options depending on the state and risk profile. Availability varies by carrier and coverage selections. Can I submit new ventures or startups?Yes, new pawn shop operations may be eligible. Underwriters will evaluate the owner's experience, business plan, and projected operations. Are package policies available?Yes, policies can be written on a mono-line or package basis. You can combine property, general liability, and crime coverage into a single policy. Which states is the Pawn Shop Insurance program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

...g and licensed medical home care agencies Personal care, companion and hom... providers, such as skilled nursing agencies, personal care aides, and therapy...

... item or a multi-million-dollar collection, our flexible underwriting approach...ms such as jewelry, fine art, wine collections, silverware, or sports memorabilia. Both individual items and large collections are eligible. Can this program ...

...client who has a modest jewelry collection or one with an entire home filled w...idual items and extensive personal collections. Is an appraisal required for e...