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https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/fuel-dealershaulers/
Fuel Dealers/Haulers Insurance Program from Continental Risk / Continental Marine Insurance Services
The Fuel Dealers/Haulers Insurance Program offered by Continental Risk / Continental Marine Insurance Services delivers tailored property and liability coverage for a broad range of fuel-related operations. Designed specifically for wholesale and retail fuel dealers, haulers, and distributors, this program helps agents secure the right coverage for clients with complex pollution and transportation exposures.
Ideal Accounts and Appetite
Continental Risk is actively seeking fuel-related accounts of all sizes across a wide spectrum of operations, including:
Wholesale and retail gas and diesel distributors
Liquid propane (LP) dealers
Home heating fuel providers
Bulk oil sales operations
Convenience stores with fuel operations
HVAC businesses with fuel distribution capabilities
Whether your client is a small regional heating oil supplier or a multi-location fuel distributor, the program can be customized to meet a variety of risk profiles.
Coverage Highlights and Advantages
This program offers flexible package policies that include high sub-limits and optional enhancements to address key industry exposures. Highlights include:
$50,000 Pollution Coverage at or from qualified above-ground tanks
$50,000 Surface Water Contamination for gas and oil spills
$50,000 Terminal Access Card Coverage to protect against unauthorized use
Contamination and Erroneous Delivery coverage with $50,000 sub-limits
Liquor Liability included under the umbrella policy
Umbrella Capacity up to $10 million
Full Pollution Coverage available for above and below ground tanks
The program is backed by an A++ (Superior) rated carrier with a national footprint, ensuring financial strength and claims reliability.
Underwriting Notes and Minimum Premiums
Minimum premium varies based on risk characteristics, operations, and coverage needs. The program is designed to be cost-effective, with high built-in sub-limits that reduce the need for excess premium charges. Coverage can be tailored to each client’s specific operations, making it a fit for both standard and hard-to-place accounts.
Territories and Availability
This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted and non-admitted options are available in most markets, depending on the state and risk profile.
Why Work with Continental Risk / Continental Marine Insurance Services
As a trusted Excess & Surplus Lines Broker, Continental Risk brings deep expertise in the fuel distribution and hauling sectors. Their focus on underwriting complex fuel-related risks and access to A-rated carriers allows agents to confidently place accounts with unique environmental and operational exposures. Responsive service, flexible terms, and industry-specific enhancements make this program a go-to solution for agents seeking reliable markets for fuel dealers and haulers.
Visit the Fuel Dealers/Haulers storefront to learn more or begin a submission.
Frequently Asked Questions
What types of accounts are a good fit for the Fuel Dealers/Haulers program?This program is ideal for wholesale or retail fuel distributors, propane dealers, home heating fuel providers, and operations with fuel-hauling exposures, including convenience stores and HVAC companies with fuel services.
What coverage limits are available for pollution-related exposures?The program offers high sub-limits such as $50,000 for pollution at/from qualified above-ground tanks and surface water contamination, with full pollution coverage also available.
Is the program available nationwide?Yes, the program is available in most states. Continental Risk has a broad underwriting reach across the U.S., including both admitted and non-admitted markets depending on the state and risk type.
Can the coverage be tailored for unique risks?Yes, coverage enhancements can be customized to fit the specific needs of each client, including optional umbrella limits and specialized sub-limits for common industry exposures.
What carrier backs this program?The Fuel Dealers/Haulers program is backed by an A++ (Superior) rated carrier with national capabilities, ensuring strong financial stability and claims handling support.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/limousine-transportation-program/
Comprehensive Limousine Transportation Insurance for Fleet Operators
Continental Risk / Continental Marine Insurance Services offers a dedicated Limousine Transportation Program built for professional chauffeured-transportation fleets (minimum five vehicles). As an experienced Excess & Surplus Lines broker with access to an A++ admitted carrier, we provide tailored coverage, competitive terms, and value-added services designed for executive and airport transfer operators.
Ideal Accounts and Appetite
This program is geared toward established, professionally managed chauffeured-transportation businesses with documented safety controls. Preferred accounts typically have:
Fleets of five or more vehicles — sedans, SUVs and stretch limousines
Strong driver screening and ongoing training programs
Clean loss history and up-to-date motor vehicle records (MVRs)
Primary focus on corporate, executive and airport transfer work
Non-emergency medical transport (NEMT), taxi-type operations and informal ride-share businesses are generally outside this program’s appetite.
Coverage Highlights and Advantages
The Limousine Transportation Program includes core motor coverages and optional extensions to address common exposures in chauffeured services:
Auto Liability: $1,500,000 Combined Single Limit (CSL)
Uninsured/Underinsured Motorist and Personal Injury Protection (PIP) where required by law
Auto Physical Damage: Comprehensive and Collision
Optional Coverages: Non-Owned Auto, Hired Auto, Towing, Electronic Equipment
Agents can also offer insureds a complimentary online Defensive Driver Training course and exam to help reduce loss frequency and support safer operations.
Underwriting Requirements and Minimum Premiums
To expedite submissions, include the following documentation:
Completed, signed, and dated Chauffeured Transportation Supplemental Application
Completed ACORD applications
Valued loss runs for the current policy term plus the prior three years
Operations manuals, safety policies, driver training records and MVRs
Minimum premiums vary by carrier and risk profile. Our underwriting team will review each account and work with you to provide competitive terms based on fleet mix, exposures and loss history.
Territories and Availability
This program is available in most states and the District of Columbia. Continental Risk / Continental Marine Insurance Services has broad market access across the country, allowing you to place appropriate limousine risks in the majority of U.S. jurisdictions.
Why Work With Continental Risk / Continental Marine Insurance Services?
We specialize in niche transportation risks and understand the operational demands of chauffeured services — tight schedules, high-value clients and complex liability exposures. Agents benefit from:
Access to underwriting that knows the limousine market
Admitted A++ carrier capacity for qualifying accounts
Value-added loss-control tools, including driver training
Responsive underwriting and flexible placement options through an experienced E&S broker
Example scenarios that typically fit this program:
A corporate shuttle operator with a fleet of 10 late-model SUVs, formal driver training, and three years of clean loss runs.
An executive sedan fleet providing airport transfers for business clients, with centralized dispatch, written safety policies, and routine MVR monitoring.
Whether you’re placing a luxury executive fleet or expanding a transportation book, our Limousine Transportation Program helps you deliver comprehensive coverage and practical risk management support to your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?Established limousine and executive transportation fleets with five or more vehicles, a documented safety program, and a strong loss history are the best fit.
What documentation is required to get a quote?Submit a completed Chauffeured Transportation Supplemental Application, ACORD forms, four years of loss runs, and operational safety documentation including MVRs.
Is this program available in all states?The program is available in most states and D.C. Confirm availability for a specific state at submission because market access can vary by territory and account characteristics.
Does the program include driver training?Yes. The carrier provides a complimentary online Defensive Driver Training course and examination as part of the program benefits.
Are smaller fleets or single-vehicle operators eligible?This program is designed for fleets of five or more vehicles. Smaller operations may not qualify, but we can discuss alternative placement options.
Need help placing an account? Connect with a market specialist.