https://completemarkets.com/company/Amwinsunderwriting/Cargo-Global-Trade-and-Transit/
Amwins Program Underwriters offers tailored Marine Cargo & Stock Throughput insurance designed for businesses that import, export, store, or move goods worldwide. This program is built for agents who need flexible transit and warehousing solutions — from manufacturers and wholesalers to retailers and multi-national operations.
Overview of the Program From Amwins Underwriting
The Marine Cargo & Stock Throughput program covers physical loss or damage to goods during transit and while in storage, including raw materials, work-in-process and finished inventory. You can place primary or excess layers and project cargo (excluding delay-in-startup exposures). The program combines broad worldwide transit coverage with options for on-land, sea, and air transport and storage at warehouses or 3PLs.
Ideal Accounts and Appetite
Importers and exporters moving finished goods or components
Manufacturers sourcing raw materials globally
Wholesalers and distributors with cross-border shipments
Retailers with international supply chains
Multi-national companies requiring coordinated transit and storage limits
Typical fits include consolidated ocean shipments, airfreight of high-value items, inland transit across multiple legs, inventory stored at distribution centers or 3PL facilities, and single-project shipments (project cargo). Accounts with regular, documented shipping practices and manageable loss histories are preferred.
Coverage Highlights and Advantages
Worldwide transit coverage by land, sea, and air
Worldwide storage coverage for inventory at warehouses, distribution centers, and 3PLs
Covers goods as raw materials, work-in-process, or finished product
Project cargo available (delay-in-startup excluded)
Available as primary or excess layers to complement other property or supply chain programs
Limits up to $25M per conveyance and per location (subject to underwriting)
Underwriting Notes and Minimum Premiums
Minimum premium: $7,500
Typical submission: completed application and 5-year loss history
Underwriters will evaluate shipping routes, carrier selection, packing standards, Incoterms, warehousing practices, and third-party logistics relationships
Project cargo submissions should include shipment details, valuations, routing, and any special handling or lifting requirements
Territories and Availability
Availability: Amwins Underwriting offers this program in the following territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. The program is offered on an admitted basis where available.
Why Work With Amwins Underwriting on Marine Cargo & Stock Throughput
Program focus on global transit and inventory — simplifies placement for complex supply chains
Capacity from established carrier relationships (Carrier: Great American Insurance Group; admitted)
Flexible structure for primary and excess layers and for project cargo
Dedicated underwriting that evaluates shipping and warehousing controls to place accounts efficiently
Agent Scenarios — When to Submit
You have a mid-size manufacturer that imports components from multiple countries and stores finished goods at a 3PL — this program can combine transit and warehouse coverage on one policy with limits to match shipment values.
You represent a retailer expanding into e-commerce with regular air and ocean shipments — the program can cover multimodal transit and onsite inventory at distribution centers.
Click here to learn more about our program!
Frequently Asked Questions
What types of accounts are a good fit for this Marine Cargo & Stock Throughput program?Accounts that import or export goods, use third-party logistics or distribution centers, or require coverage for project cargo and multimodal transit are the primary fits. Manufacturers, wholesalers, retailers, and multi-national operations with documented shipping practices are preferred.
What submission materials does Amwins Underwriting require?Provide a completed application, a detailed description of shipments and storage practices, and a 5-year loss history. For project cargo, include routing, valuations, and any special handling or lifting details.
Are limits available for high-value single shipments or locations?Yes — the program can offer limits up to $25M per conveyance and per location, subject to underwriting review and the specifics of the exposure.
Is this program available in my state?The program is offered in the listed states (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY) and is placed admitted where applicable.
What is the minimum premium and how are limits structured?The program has a minimum premium of $7,500. Limits are structured per conveyance and per location, with higher limits available up to the program maximum, based on underwriting review.
Need help placing an account? Connect with a market specialist.